ZipRecruiter

Log In

1

Structured Credit Jobs in Iowa (NOW HIRING)

North Iowa Community Credit Union

Be Seen First

Commercial Lender

Mason City, IA · On-site

$65K - $95K/yr

Structure commercial loans and lines of credit consistent with the borrower's needs and NICCU's lending policies. * Prepare clear and thorough commercial credit analyses and loan presentations.

previous page

Showing results 41-60

All JobsStructured Credit JobsStructured Credit Jobs in Iowa

Structured Credit information

What is the difference between Structured Credit vs Credit Analyst?

AspectStructured CreditCredit Analyst
Required CredentialsTypically requires finance, economics degrees, and certifications like CFAOften requires finance, accounting degrees, and CFA or similar certifications
Work EnvironmentInvestment banks, asset managers, structured finance teamsCommercial banks, investment firms, credit departments
Job FocusDesigning, analyzing, and managing complex debt securities and structured productsAssessing creditworthiness of borrowers and making lending decisions

Structured Credit professionals focus on creating and managing complex financial products like asset-backed securities, while Credit Analysts evaluate the credit risk of individual borrowers or companies. Both roles require strong financial analysis skills and relevant certifications, but their daily tasks and work environments differ significantly.

Does structured credit pay well?

Structured credit professionals typically earn competitive salaries that reflect their specialized skills in credit analysis, financial modeling, and risk management. Compensation often includes base pay, bonuses, and incentives, with higher earnings generally associated with experience, certifications, and the complexity of deals handled.

What does a structured credit analyst do?

A structured credit analyst evaluates the credit risk of complex financial products such as asset-backed securities and collateralized debt obligations. They analyze cash flows, assess the creditworthiness of underlying assets, and use financial modeling tools to support investment decisions and risk management. Strong analytical skills and knowledge of financial markets are essential for this role.

What cities in Iowa are hiring for Structured Credit jobs?

Cities in Iowa with the most Structured Credit job openings:

Structured Credit jobs near you
Infographic showing various Structured Credit job openings in Iowa as of August 2026, with employment types broken down into 83% Full Time, and 17% Part Time. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution.

Credit Analyst III

West Des Moines Chamber of Commerce

West Des Moines, IA • On-site

$75 - $110/hr

Other

Medical, Dental, Vision, Retirement

Posted 2 days ago

New

Job description

At South Story Bank & Trust, we are helping our communities, businesses and customers write their own stories through financing, banking, re-investing in our communities and giving back. We foster a collaborative, progressive environment where dedicated professionals can build rewarding careers while making a tangible impact in the community.

Position Overview

We are seeking an experienced and motivated Credit Analyst III to join our Credit team. This position is responsible for performing advanced credit analysis and commercial underwriting for a diverse portfolio of commercial, agricultural, and commercial real estate relationships. You will play a key role in evaluating borrower risk, preparing comprehensive credit presentations, and supporting sound lending decisions while maintaining compliance with bank policies and regulatory guidelines.

This role requires strong financial analysis skills, sound credit judgment, and the ability to independently underwrite complex commercial loan relationships.

Key Responsibilities
  • Perform comprehensive commercial underwriting and credit analysis for new and existing loan relationships.
  • Support commercial underwriting by inputting customer information into the loan system (i.e. Abrigo).
  • Spread business and personal financial statements and prepare financial analysis.
  • Prepare appropriate cash flow analysis to determine a borrower’s ability to service debt obligations.
  • Independently calculate borrower financial covenants for compliance with loan agreements.
  • Prepare various reports that support management reporting and tracking.
  • Work with Commercial Portfolio Managers to understand client requests and/or current financial performance.
  • Attend loan department and other committee meetings.
  • Independently researches and analyzes company, industry and economic data.
Qualifications

Experience: Minimum 5 years of credit analysis and underwriting experience required.

Educational Background: Bachelor’s degree in finance, accounting or related field preferred. Or an equivalent of combined education and relevant work experience.

Specific Skills: Working knowledge of cash flow, TVM, ordering and reviewing commercial appraisals, useful life of collateral, loan structure and other Banking standard underwriting metrics.

Technical& Analytical Skills: Ability to independently analyze and underwrite complex credit relationships. Ability to research and understand commercial and commercial real estate lending and banking regulations.

Interpersonal Skills: Ability to deal effectively with customers and all levels of the bank organization.

What We Offer
  • Competitive Compensation: A salary package that rewards both individual and team performance.
  • Comprehensive Benefits: Health, dental and vision coverage, disability benefits, a 401(k) plan with matching contributions.
  • Growth & Development: Opportunities for professional and career growth in a supportive, community-focused environment.

Inclusive Culture: South Story Bank & Trust is an Equal Opportunity Employer. We value diversity and are dedicated to providing a welcoming, inclusive workplace for all.

#J-18808-Ljbffr

Apply