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Structured Credit Jobs in Iowa (NOW HIRING)

Aston Carter

Credit Analyst

Johnston, IA · On-site

$30/hr

Ability to work in a structured, process-driven environment and follow established procedures. Additional Skills & Qualifications * Experience supporting credit or collections teams in a corporate or ...

Central Bank

Credit Analyst II

Urbandale, IA · On-site

Draft credit analysis memos for annual review, new request and modification ... Prepare recommendations to Commercial Loan Officer regarding loan structure terms, and conditions

Central Bank

Credit Analyst II

Urbandale, IA · On-site

Draft credit analysis memos for annual review, new request and modification ... Prepare recommendations to Commercial Loan Officer regarding loan structure terms, and conditions

Primebank

Loan Review/Credit Analyst

Le Mars, IA · On-site

Review loan files to ensure they qualify within the structure, documentation, and credit quality standards of the bank's Credit Policy and guidelines, ensuring the bank's collateral position is ...

Prime Bank

Loan Review/Credit Analyst

Le Mars, IA

Review loan files to ensure they qualify within the structure, documentation, and credit quality standards of the bank's Credit Policy and guidelines, ensuring the bank's collateral position is ...

Primebank

Loan Review/Credit Analyst

Le Mars, IA · On-site

Review loan files to ensure they qualify within the structure, documentation, and credit quality standards of the bank's Credit Policy and guidelines, ensuring the bank's collateral position is ...

Aegon

Head of Credit Risk

Cedar Rapids, IA

Experience with portfolio management and credit structures across diverse investment strategies * Experience with private asset classes such as direct lending, mortgages, or structured finance

CoBank

Senior Credit Analyst

Ames, IA · Hybrid

$81K - $93K/yr

... structures financial proposals for use by appropriate senior staff and committees in making decisions about credit arrangements for new, renewal, or extension loans. Cosponsors or approves credit ...

CoBank

Senior Credit Analyst

Ames, IA · Hybrid

$81K - $93K/yr

Develops credit information and structures financial proposals for use by appropriate senior staff and committees in making decisions about credit arrangements for new, renewal, or extension loans.

DataAnnotation

Credit Analyst

Nevada, IA · Remote

$50 - $60/hr

We are looking for a Credit Analyst to join our team to help train the next generation of AI while ... Share clear, structured feedback to help make each new version of the AI smarter and more reliable.

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All JobsStructured Credit JobsStructured Credit Jobs in Iowa

Structured Credit information

What is the difference between Structured Credit vs Credit Analyst?

AspectStructured CreditCredit Analyst
Required CredentialsTypically requires finance, economics degrees, and certifications like CFAOften requires finance, accounting degrees, and CFA or similar certifications
Work EnvironmentInvestment banks, asset managers, structured finance teamsCommercial banks, investment firms, credit departments
Job FocusDesigning, analyzing, and managing complex debt securities and structured productsAssessing creditworthiness of borrowers and making lending decisions

Structured Credit professionals focus on creating and managing complex financial products like asset-backed securities, while Credit Analysts evaluate the credit risk of individual borrowers or companies. Both roles require strong financial analysis skills and relevant certifications, but their daily tasks and work environments differ significantly.

What cities in Iowa are hiring for Structured Credit jobs? Cities in Iowa with the most Structured Credit job openings:
Structured Credit jobs near you
Infographic showing various Structured Credit job openings in Iowa as of May 2026, with employment types broken down into 1% As Needed, 88% Full Time, 10% Part Time, and 1% Contract. Highlights an 87% Physical, 3% Hybrid, and 10% Remote job distribution.
Senior Credit Officer

Senior Credit Officer

Bankers Trust Company

Des Moines, IA • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted yesterday

Job description

There are important qualities you look for in an employer – meaningful work, community engagement, competitive benefits, commitment to employee development, and so many more. At Bankers Trust, our team members experience an inclusive and community-focused culture and we’re proud of the premier workplace we’ve created. We regularly receive best in class results through our biennial employee engagement survey. We’re also proud to receive recognition from others, including our designation as a “Best Place for Working Parents®,” being a four-time recipient of the Greater Des Moines Partnership’s Inclusion Award, and being named one of the “Best Businesses Supporting Local Charity” by readers of the Business Record.

Job Summary:

The Senior Credit Officer (SCO) reports directly to the Chief Credit Officer and plays a key role in the credit approval process and overall portfolio management for their assigned portfolio(s). This position will be the primary contact for commercial lenders, underwriters, and senior leadership for all new, renewals, and/or modifications of credits within assigned portfolio(s). As such, the SCO will be entrusted to maintain strong asset quality to ensure credits are within Bank's risk appetite, meet Loan Policy and Guideline parameters and are property structured and managed. The SCO will take a leadership role in the development and management of the commercial underwriting teams. This position shall serve as a voting member of the Bank's Senior Loan Committee.

Primary Functions and/or Responsibilities:

  • Works with Commercial Relationship Managers and credit staff to properly structure credit requests that mitigate risk while supporting Smart Growth
  • Identifies and mitigates the Bank’s overall credit risk, which includes, but is not limited to, commercial and digital transmission of funds (ACH, IP, wire, remote deposit and ECL)
  • Independently decisions credit requests within granted individual authority, multi-party authorities and as member of Senior Loan Committee (SLC)
  • Oversees and provides active management of the Bank’s credit underwriting function
  • Develops and implements strategic initiatives that promote optimization and a scalable department
  • Manages and develops staff to ensure consistent credit guidance and loan quality standards
  • Assists CCO in monitoring portfolio performance, identifying emerging risks and recommending risk mitigation strategies
  • Participates in projects as directed by the CCO as a credit subject matter expert
  • Contributes to the development and periodic review of the Bank's Loan Policy and Loan Guidelines
  • Serves as Vice-Chair of Senior Loan Committee
  • Serves as the primary commercial representative on the Enterprise Risk Management Committee (ERMC)
  • Serves as a member of the Allowance for Credit Losses (ACL) Committee
  • Performs other duties as assigned

Education and/or Experience:

  • Bachelor's degree in Finance, Economics, Accounting, or related field required
  • At least twelve years of experience in commercial credit, including 7+ years with credit approval authority required
  • At least five years of experience in personnel management and supervision required

Specific Skills, Knowledge & Abilities:

  • Ability to train, develop and mentor commercial credit staff to analyze, identify and mitigate credit risk
  • Ability to structure credits and make timely credit decisions
  • Strong knowledge of loan documentation
  • Strong knowledge of commercial lending products, such as SWAP's, letters of credit, treasury products. etc.
  • Ability to provide early identification of problem credits and develop action plan strategies

Benefits

  • Group Health, Dental, and Vision Insurance
  • Generous Paid Time Off (PTO)
  • Volunteer Time Off (VTO)
  • 401(k) plan with lucrative company match
  • Tuition assistance
  • Company Paid Life Insurance
  • Paid Parental Leave
  • Lifestyle Accounts that provide employees with reimbursement for the things that are most important to them such as childcare, student loan payments, gym memberships, pet insurance and much more.
  • Team Member Banking - a suite of products and services with special benefits for employees

Hybrid Eligibility: Position may be eligible for a hybrid work schedule (requiring some days in the office each week).

EQUAL OPPORTUNITY EMPLOYER

“PROTECTED VETERANS” AND “INDIVIDUAL WITH DISABILITY”

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