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Specialist 1099 Insurance Agent Jobs (NOW HIRING)

Horace Mann Agent

Insurance Agent

Geneva, IL · On-site

This includes insurance to protect what they have today and financial products to help them prepare ... Competitive, performance-based [1099] compensation with an industry-leading 48-month incentive ...

Horace Mann Agent

Insurance Agent

Carbondale, IL · On-site

This includes insurance to protect what they have today and financial products to help them prepare ... Competitive, performance-based [1099] compensation with an industry-leading 48-month incentive ...

Horace Mann Agent

Insurance Agent

Kankakee, IL · On-site

This includes insurance to protect what they have today and financial products to help them prepare ... Competitive, performance-based [1099] compensation with an industry-leading 48-month incentive ...

Walker Financial

Be Seen First

Life Insurance Agent (Remote / 1099)

Phoenix, AZ · Remote

$50K - $100K/yr

... Insurance Agent to join our team! You will be responsible for expanding the company's book of business by selling various types of insurance policies to new and existing clients. This is a 1099 ...

Walker Financial

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Life Insurance Agent (Remote / 1099)

Kansas City, MO · Remote

$50K - $100K/yr

... Insurance Agent to join our team! You will be responsible for expanding the company's book of business by selling various types of insurance policies to new and existing clients. This is a 1099 ...

Walker Financial

Be Seen First

Life Insurance Agent (Remote / 1099)

Missouri City, TX · Remote

$50K - $100K/yr

... Insurance Agent to join our team! You will be responsible for expanding the company's book of business by selling various types of insurance policies to new and existing clients. This is a 1099 ...

EverLife

Licensed Insurance Agent

Lehi, UT · On-site

$18 - $50/hr

Licensed Insurance Agent - Medicare 📍 Lehi, Utah | Full-Time | In-Office 💰 $18-$50+ per hour ... W-2 employment -- this is not a 1099 or independent contractor position * Base pay starting at $18 ...

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Specialist 1099 Insurance Agent information

See salary details

$27K

$57.4K

$97.5K

How much do specialist 1099 insurance agent jobs pay per year?

As of Sep 4, 2026, the average yearly pay for specialist 1099 insurance agent in the United States is $57,372.00, according to ZipRecruiter salary data. Most workers in this role earn between $38,500.00 and $74,000.00 per year, depending on experience, location, and employer.

What is a Specialist 1099 Insurance Agent?

A Specialist 1099 Insurance Agent is an independent contractor who sells insurance policies on behalf of insurance companies, rather than being a direct employee. The '1099' refers to the IRS tax form used for reporting income earned by independent contractors. These agents typically focus on specific types of insurance, such as life, health, or property insurance, and are responsible for finding clients, explaining policies, and helping clients choose the best coverage for their needs. As independent agents, they handle their own taxes and may represent multiple insurance carriers to offer a broader range of options.

How does a Specialist 1099 Insurance Agent typically manage client relationships without direct supervision?

As a Specialist 1099 Insurance Agent, you are considered an independent contractor, meaning you are responsible for building and maintaining your own client relationships. This involves proactively reaching out to prospects, scheduling meetings, and providing ongoing support to existing clients. While you may receive some leads or training from your agency, most successful agents develop their own client base and manage communication, follow-ups, and renewals independently. This autonomy can be rewarding, but it also requires strong organizational and time-management skills.

What are the key skills and qualifications needed to thrive as a Specialist 1099 Insurance Agent, and why are they important?

To thrive as a Specialist 1099 Insurance Agent, you need a solid understanding of insurance products, sales techniques, and relevant state licensing. Familiarity with CRM software, e-signature platforms, and quoting tools is typically required, along with maintaining active insurance licenses. Strong interpersonal skills, self-motivation, and effective time management help agents build client relationships and work independently. These competencies are crucial for meeting sales targets, ensuring compliance, and delivering excellent customer service in a commission-based, self-directed role.

What is the difference between Specialist 1099 Insurance Agent vs Insurance Broker?

AspectSpecialist 1099 Insurance Agent
CredentialsLicenses required (e.g., state insurance license)
Work EnvironmentIndependent contractor, often self-employed, working remotely or in client locations
Employer & Industry UsageWorks for insurance agencies or independently, selling various insurance products

While both roles involve selling insurance, a Specialist 1099 Insurance Agent typically operates as an independent contractor focusing on specific insurance products, whereas an Insurance Broker acts as an intermediary representing multiple insurers to find clients the best coverage. The key difference lies in their employment status and client relationship management.

Why do so many insurance agents quit?

Many insurance agents quit due to the high competition, inconsistent income, and the need for strong sales skills. The job often involves self-employment, commission-based pay, and ongoing client acquisition, which can be challenging and lead to job turnover.

What cities are hiring for Specialist 1099 Insurance Agent jobs?

Cities with the most Specialist 1099 Insurance Agent job openings:

What states have the most Specialist 1099 Insurance Agent jobs?

States with the most job openings for Specialist 1099 Insurance Agent jobs include:

Specialist 1099 Insurance Agent jobs near you
Infographic showing various Specialist 1099 Insurance Agent job openings in the United States as of July 2026, with employment types broken down into 78% Full Time, 6% Part Time, and 16% Contract. Highlights an 93% Physical, and 7% Remote job distribution, with an average salary of $57,372 per year, or $27.6 per hour.

Insurance Agent

Horace Mann Agent

Geneva, IL • On-site

Full-time

This job post has expired today. Applications are no longer accepted.

Job description

IntroductionWe’re motivated by the fact that educators take care of our children’s future, and we believe they deserve someone to look after theirs. We help educators identify their financial goals and develop plans to achieve them. This includes insurance to protect what they have today and financial products to help them prepare for their future.

Overview

Join Horace Mann and Unlock Your Financial Potential

Ready to take control of your financial future? At Horace Mann, we are here to support you in achieving your goals and making a meaningful difference in the lives of the educators who trust you. Join us and take the first step toward building a brighter, more prosperous future.

If you're ready to take the next step toward realizing your financial goals, we invite you to join our team as an Exclusive Agent. With Horace Mann’s expertise and your ambition, together, we can help you unlock your full potential.

What We Offer:

  • Competitive, performance-based [1099] compensation with an industry-leading 48-month incentive package
  • Earning incentives tied to your activity and success during the first 48 months
  • Quarterly production incentives for the first 48 months, rewarding consistent performance
  • Dedicated Premier Service Representative to handle client service work, allowing you to focus on building your business
  • Exclusive niche market designed to increase your opportunities for success
  • Cutting-edge technology and ongoing training to support and grow your operations
  • A comprehensive multiline product portfolio to meet a variety of client needs
  • Market and relationship-building programs to help you establish and grow your network

Responsibilities

Several factors will contribute to your success in this role, including:

  • A commitment to identifying and implementing solutions that help educators achieve affordable insurance solutions and financial security
  • A focus on achieving market access and building strong relationships
  • The ability to confidently present products to both groups and individuals
  • Active engagement in networking, community, and industry events
  • A dedication to investing time and resources to ensure the long-term success of your business

Requirements

  • Strong interpersonal and business management skills to build and manage your agency
  • 2-5 years of experience in the insurance and financial services industry (preferred)
  • Resident State General Lines Insurance Licenses:
    • Life and Health Insurance License
    • Property and Casualty Insurance License
  • Ability to obtain FINRA Series 6 & 63 licenses (if applicable in your region)

Apply