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Specialist 1099 Insurance Agent Jobs (NOW HIRING)

Horace Mann Agent

Insurance Agent

Effingham, IL · On-site

This includes insurance to protect what they have today and financial products to help them prepare ... Competitive, performance-based [1099] compensation with an industry-leading 48-month incentive ...

Horace Mann Agent

Insurance Agent

Dekalb, IL · On-site

This includes insurance to protect what they have today and financial products to help them prepare ... Competitive, performance-based [1099] compensation with an industry-leading 48-month incentive ...

Horace Mann Agent

Insurance Agent

Geneva, IL · On-site

This includes insurance to protect what they have today and financial products to help them prepare ... Competitive, performance-based [1099] compensation with an industry-leading 48-month incentive ...

Horace Mann Agent

Insurance Agent

Carbondale, IL · On-site

This includes insurance to protect what they have today and financial products to help them prepare ... Competitive, performance-based [1099] compensation with an industry-leading 48-month incentive ...

Horace Mann Agent

Insurance Agent

Kankakee, IL · On-site

This includes insurance to protect what they have today and financial products to help them prepare ... Competitive, performance-based [1099] compensation with an industry-leading 48-month incentive ...

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Specialist 1099 Insurance Agent information

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$27K

$57.4K

$97.5K

How much do specialist 1099 insurance agent jobs pay per year?

As of Aug 30, 2026, the average yearly pay for specialist 1099 insurance agent in the United States is $57,372.00, according to ZipRecruiter salary data. Most workers in this role earn between $38,500.00 and $74,000.00 per year, depending on experience, location, and employer.

What is a Specialist 1099 Insurance Agent?

A Specialist 1099 Insurance Agent is an independent contractor who sells insurance policies on behalf of insurance companies, rather than being a direct employee. The '1099' refers to the IRS tax form used for reporting income earned by independent contractors. These agents typically focus on specific types of insurance, such as life, health, or property insurance, and are responsible for finding clients, explaining policies, and helping clients choose the best coverage for their needs. As independent agents, they handle their own taxes and may represent multiple insurance carriers to offer a broader range of options.

How does a Specialist 1099 Insurance Agent typically manage client relationships without direct supervision?

As a Specialist 1099 Insurance Agent, you are considered an independent contractor, meaning you are responsible for building and maintaining your own client relationships. This involves proactively reaching out to prospects, scheduling meetings, and providing ongoing support to existing clients. While you may receive some leads or training from your agency, most successful agents develop their own client base and manage communication, follow-ups, and renewals independently. This autonomy can be rewarding, but it also requires strong organizational and time-management skills.

What are the key skills and qualifications needed to thrive as a Specialist 1099 Insurance Agent, and why are they important?

To thrive as a Specialist 1099 Insurance Agent, you need a solid understanding of insurance products, sales techniques, and relevant state licensing. Familiarity with CRM software, e-signature platforms, and quoting tools is typically required, along with maintaining active insurance licenses. Strong interpersonal skills, self-motivation, and effective time management help agents build client relationships and work independently. These competencies are crucial for meeting sales targets, ensuring compliance, and delivering excellent customer service in a commission-based, self-directed role.

What is the difference between Specialist 1099 Insurance Agent vs Insurance Broker?

AspectSpecialist 1099 Insurance Agent
CredentialsLicenses required (e.g., state insurance license)
Work EnvironmentIndependent contractor, often self-employed, working remotely or in client locations
Employer & Industry UsageWorks for insurance agencies or independently, selling various insurance products

While both roles involve selling insurance, a Specialist 1099 Insurance Agent typically operates as an independent contractor focusing on specific insurance products, whereas an Insurance Broker acts as an intermediary representing multiple insurers to find clients the best coverage. The key difference lies in their employment status and client relationship management.

Why do so many insurance agents quit?

Many insurance agents quit due to the high competition, inconsistent income, and the need for strong sales skills. The job often involves self-employment, commission-based pay, and ongoing client acquisition, which can be challenging and lead to job turnover.

What cities are hiring for Specialist 1099 Insurance Agent jobs?

Cities with the most Specialist 1099 Insurance Agent job openings:

What states have the most Specialist 1099 Insurance Agent jobs?

States with the most job openings for Specialist 1099 Insurance Agent jobs include:

Specialist 1099 Insurance Agent jobs near you
Infographic showing various Specialist 1099 Insurance Agent job openings in the United States as of July 2026, with employment types broken down into 78% Full Time, 6% Part Time, and 16% Contract. Highlights an 93% Physical, and 7% Remote job distribution, with an average salary of $57,372 per year, or $27.6 per hour.

Health Insurance Agent (1099 Independent Contractor)

Leavitt Group

Boca Raton, FL • On-site

$3.0K - $4.0K/wk

Contractor

Posted 9 days ago

Leavitt Group rating

6.9

Company rating: 6.9 out of 10

Based on 13 frontline employees who took The Breakroom Quiz

262nd of 315 rated insurance

Job description

Health Insurance Agent (1099 Independent Contractor)
2-15, 2-40 or willing to get licensed
Health Exchange Agency - Boca Raton, FL
At Health Exchange Agency (HEA), we're not another call center-we're a high-performance Medicare Supplement agency built by agents, for agents. With AEP around the corner, we have more high-quality leads than we can handle. We're looking for licensed or willing to get licensed health insurance agent contractors ready to close and cash in. This isn't just busy seasonally. Our lead flow is heavy all year long, and our top contractors are consistently making $2k - $3K per week. If you know how to close, you'll never run out of opportunity here.
What We Offer:
  • High Weekly Compensation -average $2K+ weekly; top performers $3K-$4K
  • Non-Stop Leads Provided - Never worry about chasing your next client: utilize company-provided leads and resources
  • Bonuses on Top of Commission - Weekly, monthly, and AEP-specific bonuses
  • Paid Training & Ongoing Support - We set you up to win and keep winning
  • Year-Round Business - No downtime, no seasonal drop-off.
  • Proven Culture of Closers - Work with a team of professionals who perform at the highest level

Your Role:
  • 1099 Independent Contractor Position
  • Help seniors choose the right Medicare Supplement plan with confidence
  • Work a consistent flow of pre-screened, high-intent leads
  • Build client trust through strong follow-up and expert guidance
  • Leverage provided leads and your sales expertise to maximize production and earnings.
  • Stay current on carrier updates, compliance, and product changes

What We're Looking For:
  • Proven closers who thrive in a fast-paced, high-lead environment
  • Hungry, self-motivated professionals ready to make serious money
  • Agents who want to maximize their earnings
  • This is a long-term independent contractor opportunity with year-round lead availability

#LI-AH1 #LI-LM1

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