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Special Risk Insurance Jobs (NOW HIRING)

Robert Half

Life Insurance Underwriter

New Haven, CT · On-site

$85K - $95K/yr

Underwrite individual life insurance applications (typically up to $500K * Evaluate risk and ... Assess medical impairments and special risk factors (e.g., occupation, travel, avocations) * Ensure ...

Waste Connections

Risk Specialist

The Woodlands, TX · On-site

$90K/yr

Maintain and track certificates of insurance for newly acquired entities * Perform additional duties and special projects as assigned by Risk Management leadership Qualifications * Bachelor's degree ...

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$82.5K

$121.5K

$186K

How much do special risk insurance jobs pay per year?

As of Jun 25, 2026, the average yearly pay for special risk insurance in the United States is $121,506.00, according to ZipRecruiter salary data. Most workers in this role earn between $101,000.00 and $138,000.00 per year, depending on experience, location, and employer.

What is specialty risk insurance?

Specialty risk insurance is a type of coverage designed for unique or high-risk exposures that standard policies do not cover, such as professional liability, cyber risks, or environmental hazards. Underwriters assess these risks carefully, often requiring specialized knowledge and risk management skills to evaluate and price the policies accurately.

What is the difference between Special Risk Insurance vs Fire Insurance Agent?

AspectSpecial Risk InsuranceFire Insurance Agent
CredentialsInsurance licenses, risk assessment certificationsInsurance licenses, property insurance knowledge
Work EnvironmentHigh-risk industries, specialized underwritingProperty owners, commercial and residential properties
Industry UsageUsed for unique, high-exposure risks like construction, maritimeCommonly used for standard property fire coverage

Special Risk Insurance focuses on high-exposure, complex risks requiring specialized underwriting, while Fire Insurance Agents primarily handle standard property fire coverage. Understanding these differences helps clients choose the right coverage for their needs.

What is the highest paid job in insurance?

In the insurance industry, executive roles such as Chief Underwriting Officer or Chief Risk Officer tend to be the highest paid, often earning six-figure salaries plus bonuses. These positions require extensive experience, leadership skills, and often advanced certifications like CPCU or ARM, with compensation reflecting their strategic responsibilities.

Is insurance risk management a good career?

Insurance risk management is a stable career that involves identifying and analyzing potential risks to minimize financial losses for organizations. It requires strong analytical skills, knowledge of insurance policies, and often professional certifications such as the Chartered Property Casualty Underwriter (CPCU). The field offers opportunities for advancement and typically involves a standard office schedule.

What is the highest paid position in insurance?

In the insurance industry, executive roles such as Chief Executive Officer (CEO), Chief Underwriting Officer, and Chief Risk Officer tend to be the highest paid positions, often earning multi-million dollar compensation packages. These roles require extensive experience, leadership skills, and often advanced certifications, overseeing company strategy and risk management at the highest level.
What cities are hiring for Special Risk Insurance jobs? Cities with the most Special Risk Insurance job openings:
Life Insurance Underwriter

Life Insurance Underwriter

Robert Half

New Haven, CT • On-site

$85K - $95K/yr

Full-time

Posted 20 days ago

Job description

We’re seeking a detail-oriented Underwriter to join our growing team and help assess and manage individual life insurance risk. We need help guiding by our mission, we’ve donated $1.7B+ over the past decade to support communities, charitable causes, and those in need.


Key Responsibilities

  • Underwrite individual life insurance applications (typically up to $500K
  • Evaluate risk and determine approvals, declines, or rating adjustments
  • Assess medical impairments and special risk factors (e.g., occupation, travel, avocations)
  • Ensure equitable risk classification and minimize adverse selection
  • Communicate decisions and underwriting guidelines to internal teams and field partners
  • Respond to inquiries related to underwriting policies and procedures


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About Robert Half

Sourced by ZipRecruiter

Founded in 1948, Robert Half pioneered the idea of professional talent solutions to connect opportunities at great companies with highly skilled job seekers. As business needs changed, we evolved to offer specialized talent solutions for finance and accounting, technology, administrative and customer support, creative and marketing, and legal fields. In 2002, we introduced our subsidiary, Protiviti, a global independent risk consulting and internal audit service, to support companies as they faced more strategic business challenges.

Industry

Recruiting and staffing services

Company size

10,000+ Employees

Headquarters location

San Ramon, CA, US

Year founded

1948

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