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Special Investigations Unit Insurance Jobs (NOW HIRING)

... Special Investigations Unit is to implement an effective compliance program that includes ... Insurance (DOI), and other law enforcement agencies, as appropriate.

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Special Investigations Unit Insurance information

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$33.5K

$69.9K

$119K

How much do special investigations unit insurance jobs pay per year?

As of Aug 6, 2026, the average yearly pay for special investigations unit insurance in the United States is $69,931.00, according to ZipRecruiter salary data. Most workers in this role earn between $48,000.00 and $86,000.00 per year, depending on experience, location, and employer.

What is a Special Investigations Unit (SIU) in insurance?

A Special Investigations Unit (SIU) in insurance is a specialized department within an insurance company responsible for detecting, investigating, and preventing insurance fraud. SIU professionals analyze suspicious claims, conduct interviews, gather evidence, and work with law enforcement agencies when necessary. Their goal is to reduce fraudulent activity, protect the company from financial losses, and ensure the integrity of the claims process. SIUs play a crucial role in maintaining trust within the insurance industry.

What is the difference between Special Investigations Unit Insurance vs Claims Adjuster?

AspectSpecial Investigations Unit InsuranceClaims Adjuster
CredentialsInsurance licenses, investigative certificationsInsurance licenses, claims handling certifications
Work EnvironmentInvestigative settings, offices, fieldworkClaims offices, field inspections
Employer & IndustryInsurance companies, law enforcement collaborationInsurance companies, third-party administrators

Special Investigations Unit Insurance professionals focus on detecting fraud and investigating suspicious claims, often requiring investigative skills and certifications. Claims Adjusters handle claims processing, assessing damages, and settling claims. While both roles work within the insurance industry and may require similar licenses, their core functions differ: one investigates fraud, the other manages claims.

What are some common challenges faced by professionals in a Special Investigations Unit (SIU) in the insurance industry?

SIU professionals often encounter challenges such as handling a high volume of complex cases, staying updated on evolving fraud schemes, and conducting thorough investigations under tight deadlines. Balancing investigative work with detailed documentation and collaboration with legal teams and law enforcement can also be demanding. Additionally, maintaining objectivity and confidentiality while interacting with claimants and internal stakeholders is crucial for success in this role.

What are the key skills and qualifications needed to thrive as a Special Investigations Unit (SIU) insurance investigator?

To thrive as a Special Investigations Unit Insurance Investigator, you need strong analytical skills, attention to detail, and a background in criminal justice, insurance, or a related field, often supported by certifications like the Certified Insurance Fraud Investigator (CIFI). Familiarity with case management systems, surveillance tools, and database research is common in this role. Exceptional communication, critical thinking, and ethical judgment help investigators gather evidence, conduct interviews, and document findings effectively. These skills ensure accurate, thorough investigations that help detect and prevent insurance fraud, protecting both the company and policyholders.
More about Special Investigations Unit Insurance jobs
What cities are hiring for Special Investigations Unit Insurance jobs? Cities with the most Special Investigations Unit Insurance job openings:
What states have the most Special Investigations Unit Insurance jobs? States with the most job openings for Special Investigations Unit Insurance jobs include:
Infographic showing various Special Investigations Unit Insurance job openings in the United States as of July 2026, with employment types broken down into 1% As Needed, 70% Full Time, 23% Part Time, and 6% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $69,931 per year, or $33.6 per hour.

Special Investigations Unit (SIU) - Field Investigator

Ethos Risk Services

Mercer Island, WA • On-site

Part-time

Re-posted 4 days ago


Job description

ABOUT US:

Ethos Risk Services is a leading insurance claims investigation and medical management company, specializing in surveillance and fraud detection. At the forefront, we provide accurate data and actionable insights that translate into better decision-making for our clients.

JOB SUMMARY:

Our dynamic Ethos team is seeking a Special Unit Investigations (SIU) Field Investigator to conduct field investigations, gather and analyze evidence, and produce detailed reports that support claims decisions. You'll work both independently and collaboratively, often traveling to accident scenes, interviewing witnesses, and uploading documentation into our claims system.

KEY RESPONSIBILITIES:

  • Scene Investigations: Conduct thorough on-site investigations of accidents and property losses.
  • Interviews & Statements: Conduct in-person interviews and obtain accurate, detailed statements from all parties involved.
  • Online Research: Gather case information through digital sources and background checks.
  • Report Writing: Draft thorough, detailed investigative reports summarizing findings and observations.
  • Case Documentation: Conduct in-person interviews and obtain accurate, detailed statements from all parties involved, and retrieve relevant documents to support investigative findings.
  • Case Management: Track case progress, time, and expenses accurately within Ethos systems.
  • Fraud Detection: Recognize compensability issues, misrepresentation, and other red flags in claims.
  • Client Communication: Maintain professional contact with clients and claim handlers throughout the investigation process.


QUALIFICATIONS:

Education: Associate's or Bachelor's degree in Criminal Justice or a related field preferred.

Experience:

  • Minimum of 2 years of SIU experience with an investigative firm or insurance carrier, working across various lines of business such as liability, auto, and property.
  • Former military or law enforcement background preferred.

Licenses/Certifications:

  • Active Private Investigator license or willingness to obtain one (where required by state).
  • Active driver's license and valid auto insurance.

Other Requirements:

  • A well-maintained and reliable vehicle for exclusive use.
  • SIU equipment, including a recorder and a high-quality digital camera.
  • A reliable laptop, cell phone, and internet service are needed for communication and administrative tasks.


WORKING CONDITIONS:

  • While we aim to keep assignments within a 2-hour drive of your residence, occasional further travel and overnight stays (covered by the company) may be required.
  • Occasional weekend work may be required to align with case demands and or/client requests.


Ethos Risk Services is an equal opportunity employer that does not discriminate on the basis of religious creed, sex, national origin, race, veteran status, disability, age, marital status, color or sexual orientation or any other characteristic.


A background check will be conducted, in accordance to the local state law and regulations.