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Software Engineering Card Core Jobs (NOW HIRING)

We are looking for an Engineering Manager to lead strategic initiatives within the card platform ... We're extremely proud to offer competitive benefits that are anchored to our core value of people ...

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Software Engineering Card Core information

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$63.5K

$147.5K

$205.5K

How much do software engineering card core jobs pay per year?

As of Jun 13, 2026, the average yearly pay for software engineering card core in the United States is $147,524.00, according to ZipRecruiter salary data. Most workers in this role earn between $120,000.00 and $173,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Software Engineering Card Core specialist, and why are they important?

To thrive as a Software Engineering Card Core specialist, you need strong programming skills (typically in Java, C++, or similar languages), a solid understanding of payment systems, and a degree in computer science or a related field. Familiarity with transaction processing systems, EMV standards, secure coding practices, and tools like SQL databases and version control systems is essential. Problem-solving, attention to detail, and effective teamwork are crucial soft skills for success in this role. These competencies ensure the development of secure, efficient, and reliable card payment solutions in a highly regulated industry.

What is a Software Engineering Card Core role?

A Software Engineering Card Core role typically involves developing and maintaining the backend systems that power the core functionalities of payment cards, such as transaction processing, authorization, and fraud detection. Engineers in this position work with technologies that ensure the reliability, security, and performance of card-related services for financial institutions or payment providers. They often collaborate with cross-functional teams to design scalable architectures and implement new features that support growing business needs. The role requires strong programming skills, knowledge of payment industry standards, and experience with high-availability systems.

What is the difference between Software Engineering Card Core vs Software Developer?

AspectSoftware Engineering Card CoreSoftware Developer
Required CredentialsBachelor's in CS or related field, certifications like AWS or AzureBachelor's in CS or related field, coding bootcamps
Work EnvironmentDevelopment teams, project management, Agile/ScrumIndividual coding, team collaboration, Agile
Employer & Industry UsageTech companies, financial institutions, healthcareStartups, tech firms, software consultancies
Common Search & ComparisonOften compared for specialized roles in software architectureMore general, entry to mid-level coding roles

Software Engineering Card Core and Software Developer roles share foundational skills and industry usage. However, Software Engineering Card Core typically involves more specialized responsibilities in software architecture and system design, often requiring additional certifications. Software Developers focus more on coding and implementation. Understanding these differences helps in choosing the right career path or job search focus.

What are some common challenges faced by software engineers working on Card Core platforms, and how can they be addressed?

Software engineers working on Card Core platforms often navigate challenges such as maintaining high transaction reliability, ensuring data security, and integrating with legacy payment systems. They must balance the need for rapid feature development with strict compliance and performance requirements. Collaborative problem-solving with QA, product, and security teams is essential, as is staying updated on evolving payment industry standards. Proactive code reviews, regular communication, and continuous learning can help overcome these challenges and ensure robust, scalable solutions.
More about Software Engineering Card Core jobs
Infographic showing various Software Engineering Card Core job openings in the United States as of June 2026, with employment types broken down into 1% As Needed, 90% Full Time, 8% Part Time, and 1% Contract. Highlights an 93% Physical, 2% Hybrid, and 5% Remote job distribution, with an average salary of $147,524 per year, or $70.9 per hour.
Manager, Software Engineering (Card Platform)

Manager, Software Engineering (Card Platform)

Affirm

Remote

$204K - $264K/yr

Full-time

Medical, Dental, Vision

Posted 14 days ago


Job description

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.
Affirm's next frontier is Affirm Card. The Card team is building the first-of-its-kind platform to enable consumers to access Affirm pay-over-time at any merchant that accepts debit or credit cards. Consumers can spend with confidence at any merchant, in-store or online, and know they will be supported by the hallmark trust, transparency, and 'no gotchas' that define Affirm products. We are a highly technical & collaborative team, obsessed with delivering the right outcomes to our customers, so our work spans from launching new product features, to getting into the weeds of credit card transaction data, to improving the robustness of our financial platform. We operate with a high level of technical capability, strong cross functional communication, and a creative mindset.
We are looking for an Engineering Manager to lead strategic initiatives within the card platform. Your team will build backend solutions that enable new card constructs & strategic partnerships, bringing Affirm's product to even more customers & industries. This is an industry-defining product space, and as the engineering lead, you will have the opportunity to meaningfully influence not only Affirm's future, but the future of the BNPL industry.
Affirm is experiencing rapid growth with millions of customers across thousands of merchants in-store and online, and your contributions will be a key enabler of that growth. Come join us as we build a beloved, lasting financial services brand predicated on honesty and trust.
What you'll do
  • Lead a high performing backend engineering team (Kotlin & Python)
  • Collaborate with Product, Analytics, Design, Operations, and other engineering teams to develop a technical roadmap that meets customer & business needs
  • Coach, develop, retain, and provide thoughtful feedback to team members
  • Hold a high technical bar with a bias towards longevity and simplicity
  • Foster a team culture around innovation, accountability, empathy, and execution
  • Collaborate & align with other engineering leaders across Affirm
What we look for
  • 7+ years of Engineering experience, including 3+ years of Engineering Management/Leadership
  • Experience and desire to change consumer financial services for the better
  • Track record of successfully architecting, building, launching, and growing financial products at scale
  • Proven ability to scale and foster a high-performing engineering team
  • Strong cross-team communication and collaboration skills
  • Strong analytical rigor, innovative mindset, obsession over product excellence, and an ability to move fast
  • Card network experience is a plus
  • This position requires either equivalent practical experience or a Bachelor's degree in a related field

Pay Grade - P
Equity Grade - 13
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
USA base pay range (CA, WA, NY, NJ, CT) per year: $230,000 - $290,000
USA base pay range (all other U.S. states) per year: $204,000 - $264,000
#LI-Remote
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
We're extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
  • Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
  • Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
  • Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
  • ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount

We believe It's On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.