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Smart Merchant Processing Jobs in Mobile, AL (NOW HIRING)

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Smart Merchant Processing information

See Mobile, AL salary details

$13

$24

$35

How much do smart merchant processing jobs pay per hour?

As of Jul 16, 2026, the average hourly pay for smart merchant processing in Mobile, AL is $24.48, according to ZipRecruiter salary data. Most workers in this role earn between $19.57 and $27.93 per hour, depending on experience, location, and employer.

What is Smart Merchant Processing?

Smart Merchant Processing refers to advanced payment solutions and services provided to businesses for handling electronic transactions, such as credit card and digital payments. These services typically include payment gateways, point-of-sale systems, fraud prevention tools, and analytics to help merchants securely and efficiently process customer payments. Smart Merchant Processing aims to streamline the payment experience for both merchants and customers, reduce transaction risks, and provide valuable insights to help businesses grow. Providers often offer integrations with e-commerce platforms, mobile payment options, and 24/7 support.

What are some common challenges faced by professionals in Smart Merchant Processing, and how can they be addressed?

Professionals in Smart Merchant Processing often encounter challenges such as staying updated with rapidly evolving payment technologies, ensuring compliance with industry regulations, and managing security risks related to transaction processing. Collaborating closely with IT, compliance, and customer service teams helps address these challenges, as does ongoing training and certification. Being proactive in learning about new payment solutions and security protocols can also enhance job performance and career growth in this dynamic field.

What is the difference between Smart Merchant Processing vs Payment Processor?

AspectSmart Merchant ProcessingPayment Processor
Credentials/CertificationsIndustry certifications, merchant account knowledgePayment industry certifications, PCI compliance
Work EnvironmentMerchant service providers, financial institutionsFinancial institutions, third-party payment companies
Employer & Industry UsageBusinesses seeking payment solutionsBusinesses and banks processing transactions
Common Search/Comparison IntentUnderstanding merchant services optionsUnderstanding payment processing services

Smart Merchant Processing focuses on providing tailored payment solutions and merchant accounts for businesses, often offering consulting and integration services. Payment Processors handle the technical aspect of transaction authorization and settlement. While both are essential in payment ecosystems, Smart Merchant Processing emphasizes personalized merchant support, whereas Payment Processors focus on transaction execution.

What are the key skills and qualifications needed to thrive as a Smart Merchant Processing Specialist, and why are they important?

To thrive as a Smart Merchant Processing Specialist, you need a strong understanding of payment processing systems, merchant account management, and compliance regulations, often supported by experience in finance or related certifications. Familiarity with payment gateways, POS systems, transaction monitoring tools, and PCI DSS compliance is typically required. Exceptional problem-solving skills, attention to detail, and effective communication help you provide seamless support to merchants and resolve payment issues efficiently. These skills ensure secure, reliable transactions and build trust between merchants and payment service providers.
What are popular job titles related to Smart Merchant Processing jobs in Mobile, AL? For Smart Merchant Processing jobs in Mobile, AL, the most frequently searched job titles are:
What job categories do people searching Smart Merchant Processing jobs in Mobile, AL look for? The top searched job categories for Smart Merchant Processing jobs in Mobile, AL are:
Full Time - Sales Specialist - Flooring - Day

Full Time - Sales Specialist - Flooring - Day

Lowe's

Pascagoula, MS • On-site

$22.50 - $30.50/hr

Full-time, Part-time

Medical, Retirement

Re-posted 9 days ago


Lowe's rating

6.8

Company rating: 6.8 out of 10

Lowe's

Based on 5,150 frontline employees who took The Breakroom Quiz

6.2

Company rating compared to similar companies: 6.2 out of 10

National retailers average

Based on 95,008 frontline employees who took The Breakroom Quiz

The best things about working at Lowe's

  • 88%

    88% say they get paid time off

    say they get paid time off

  • 81%

    81% say their health insurance is affordable

    say their health insurance is affordable

  • 75%

    75% say they have respectful managers

    say they have respectful managers

Featured by Lowe's, based on 5150 Breakroom Quiz responses from their frontline employees


Job description

Your Impact at Lowe's
As a Sales Specialist, you will be one of the first people our customers meet. Your sales expertise can help customers find the products they need and encourage them to transform a great project idea into reality. If you enjoy helping people and solving problems in a fast-paced environment, this is the perfect role for you.
How We Support You
Whether you need a part-time position or a place to plant yourself and grow, Lowe's is ready to support your goals. As a Lowe's associate, you'll gain access to a variety of benefits beyond competitive pay and flexible schedules.
  • Earn more from your sales performance with additional bonus opportunities.
  • Make your well-being a priority with multiple health insurance options.
  • Explore educational opportunities with Lowe's tuition assistance program.
  • Take charge of your financial future with a company-matching 401(k).
  • Gain extra savings with a 10% Associate Discount.
  • Learn new trade skills with our Track to the Trades program.
For information about our benefit programs and eligibility, please visit https://talent.lowes.com/us/en/benefits.
Your Day at Lowe's
Sales Specialists at Lowe's are very active, moving throughout the store or garden center, answering phones, and talking to customers. As a Sales Specialist, you'll spend most of your time communicating with customers – discussing project needs, answering questions, and helping them accomplish their home improvement goals.
You will become the product expert, informing customers of specifications, features, promotions, and financing options to close a sale. Your exceptional consulting services help ensure that customer needs are met before leaving the store.
You will be working in one of the following departments, based on hiring needs and skillsets: Appliances, Cabinets, Flooring, Live Nursery, Millwork, Fashion Plumbing, Outlet, Tool Rental, Pro, or Windows & Walls.
Key Responsibilities
  • Provide SMART customer service by seeking out customers to understand their needs, answer questions, and communicate the advantages of Lowe's products and services
  • Serve as a point of contact for customers and vendors within your department, providing project estimates, scheduling installer visits, processing and tracking customer orders/installations, and following up to ensure project completion.
  • If in the Pro Department, focus on external accounts and outside sales and services
  • Monitor inventory levels to support sales, working with vendors and other stores to find merchandise and order replacement stock
  • Perform price reviews by pricing policies and ensure maintenance of pricing and documentation
  • Support all checkout functions, call buttons, departmental pages, or requests for assistance
  • Train associates in the department by conducting on-the-job training on the Sales floor and coaching around development needs
  • Complete other duties as assigned

Minimum Qualifications
  • High School Diploma or GED
  • 1 year experience in customer-facing sales or 6 months of Lowe’s retail experience (Or 3 years of external experience in customer-facing sales or 18 months of Lowe’s retail experience if education requirement is not met)
  • 1 year of experience in sales or customer service in a sales environment with required sales goals or metrics
  • Able to Read, write, and perform basic arithmetic (addition and subtraction)
  • Able to stand and sit for prolonged periods
  • Minimally lift 25lbs unassisted or over 25lbs with or without an accommodation
  • Obtain sales-related licensure or registration if required by law in your state (Lowe's will support and fund this requirement)

Preferred Qualifications
  • 1 year of experience in completing customer sales orders
  • 1 Year Experience promoting product related services and plans such as installation, delivery, credit financing, or extended protection plan
  • 2 years of experience designing customized products for customers using 20/20 or Computer-Aided Design System
  • Professional certification related to the department being considered
  • Bi-lingual skills

Lowe's commitment to growth and teamwork extends to the community as well. To better equip our stores and serve our communities, we strongly encourage bilingual, military, and veteran talent to apply and join our team.
Travel Requirements
This role does not require regular travel; however, this role may need to travel occasionally to meetings, training, or to support neighboring stores.
Working Conditions
Environmental factors vary by location. You may be working in both inside and outside weather conditions. Exposure to varying climates, including extreme heat or cold, wet, damp, humid, windy, or drafty conditions, is possible. You may be exposed to constant or intermittent noises in addition to moving or shaking objects and equipment.
Lifting methods vary based on role, weight, and volume. Associates must follow guidelines, limiting single lifts to 75 pounds. Team lifts are used minimally starting at 75 pounds or when needed. Powered equipment should be used as required, with proper training or assistance from a trained coworker.
About Lowe's
Lowe's Companies, Inc. (NYSE: LOW) is a FORTUNE® 50 home improvement company serving approximately 16 million customer transactions a week in the United States. With total fiscal year 2023 sales of more than $86 billion, Lowe's operates over 1,700 home improvement stores and employs approximately 300,000 associates. Based in Mooresville, N.C., Lowe's supports the communities it serves through programs focused on creating safe, affordable housing and helping to develop the next generation of skilled trade experts. For more information, visit Lowes.com

Lowe’s is an equal opportunity employer and administers all personnel practices without regard to race, color, religious creed, sex, gender, age, ancestry, national origin, mental or physical disability or medical condition, sexual orientation, gender identity or expression, marital status, military or veteran status, genetic information, or any other category protected under federal, state, or local law.

Starting rate of pay may vary based on factors including, but not limited to, position offered, location, education, training, and/or experience. For information regarding our benefit programs and eligibility, please visit https://talent.lowes.com/us/en/benefits.

Working at Lowe's

Perks for frontline workers

From Lowe's, via Breakroom

  • Bonus opportunities

  • Tuition-free education assistance

  • Flexible scheduling options

  • 401(K) with up to 4.25% company match

  • Up to 10 weeks of paid maternity leave & 4 weeks of paid parental leave

  • Paid time off

  • Access to comprehensive healthcare options

  • Employee stock purchase plan

What to expect from working at Lowe's

From Lowe's

About Lowe's, in their own words

From Lowe's

Since 1921, home improvers of all stripes have relied on us to have the products and services they need. Our commitment to our customers drives every decision we make, from the products on our shelves to developing a more sustainable supply chain and robust philanthropy. We set the standard for corporate responsibility and thoughtful customer service in home improvement retail.

Walk into any of our stores, distribution centers, or offices, and you'll find a driven team of collaborators, builders, and visionaries. As an associate, you will be empowered to learn and grow in your career. From solving customer problems to providing disaster relief, your hard work will help us build a solid foundation for the success of future generations.

Company values

From Lowe's

Our Core Behaviors:

  • Focus on Customers
  • Deliver Results
  • Take Action
  • Show Courage
  • Continue Learning

Our Values:

  • Service Minded
  • Collaborative
  • Inclusive
  • Respectful
  • Driven to Win

What Lowe's employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom


Lowe's logo

About Lowe's

Sourced by ZipRecruiter

Lowe's Companies, Inc. (NYSE: LOW) is a FORTUNE® 50 home improvement company serving approximately 19 million customer transactions a week in the United States and Canada. With fiscal year 2021 sales of over $96 billion, Lowe's and its related businesses operate or service nearly 2,200 home improvement and hardware stores and employ over 300,000 associates. Based in Mooresville, N.C., Lowe's supports the communities it serves through programs focused on creating safe, affordable housing and helping to develop the next generation of skilled trade experts. For more information, visit Lowes.com.

Industry

Retail

Company size

10,000+ Employees

Headquarters location

Mooresville, NC, US

Year founded

1946