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Skip Tracing Jobs in Kentucky (NOW HIRING)

$50 - $70/hr

This will be a dedicated skip tracing role, where collections calls and activities will still be a part of the role, but extensive skip tracing will be required daily on priority accounts and will ...

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Legal Collector

Louisville, KY · On-site

$30K - $38K/yr (+ commission)

Utilize multiple skip tracing tools to locate customers. * Analyze each customer's financial situation to overcome obstacles and negotiate payment arrangements. * Meet or exceed monthly production ...

Collections Specialist I

Louisville, KY · On-site

$17 - $23/hr

Handles returned mail, skip tracing to locate alternate billing addresses. * Assists with termination of services process. Including communicating with facility staff and pharmacy Executive Director.

Collections Specialist I

Louisville, KY · On-site +1

$17 - $23/hr

Handles returned mail, skip tracing to locate alternate billing addresses. * Assists with termination of services process. Including communicating with facility staff and pharmacy Executive Director.

Conduct skip-tracing to obtain updated location and contact information. * Communicate regularly with debtors, clients, attorneys, and court personnel to obtain information, provide updates, and ...

$540 - $899/hr

Performs various skip tracing techniques to locate right parties to negotiate payment arrangements. * Prepare and initiate distribution of repayment letters to Participants. * Support Participants ...

$52 - $78/hr

Conducts light skip-tracing activities. * Reviews title searches to ensure that no title issues threaten the standing of our investor's lien on the property. * Ensures compliance with company ...

Performing skip-tracing on select accounts* Updates information at each customer contact, including: + Update the borrower's record + Service loans (renewal, referral, increase, etc.) + Promote all ...

Field Support Specialist

Lexington, KY · On-site

$15 - $20/hr

Performing skip-tracing on select accounts * Updates information at each customer contact, including: * Update the borrower's record * Service loans (renewal, referral, increase, etc.) * Promote all ...

Field Support Specialist

Ashland, KY · On-site

$15 - $20/hr

Performing skip-tracing on select accounts * Updates information at each customer contact, including: * Update the borrower's record * Service loans (renewal, referral, increase, etc.) * Promote all ...

$41 - $98/hr

Conduct skip-tracing activity to generate potential leads on customer or collateral. * Review and submit accounts for repossession activity based on mitigating factors. * Accountable for reducing ...

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Skip Tracing information

See Kentucky salary details

$11

$17

$21

How much do skip tracing jobs pay per hour?

As of Sep 5, 2026, the average hourly pay for skip tracing in Kentucky is $17.11, according to ZipRecruiter salary data. Most workers in this role earn between $14.18 and $20.48 per hour, depending on experience, location, and employer.

What is skip tracing?

Skip tracing is the process of locating a person's whereabouts for various purposes, such as collecting debts, serving legal documents, or finding missing persons. Professionals known as skip tracers use a combination of public records, databases, social media, and investigative techniques to track down individuals who have 'skipped' town or are otherwise hard to find. Skip tracing is commonly used by debt collectors, private investigators, and law enforcement agencies. The process requires analytical skills and knowledge of privacy laws to ensure searches are conducted legally and ethically.

What are skip tracing jobs?

There are various positions within the skip tracing industry, and your responsibilities vary depending on the job and company. Private investigators, for example, work with individual clients on a variety of cases and use skip tracing to find information on people. Bail guarantors and bounty hunters investigate a disappearance with skip tracing to bring a fugitive in for a reward. Repossession agents and debt collectors are other positions that utilize skip tracing to regain financial losses, especially with banks and automobiles. Journalists may also practice skip tracing to locate a specific person relevant to the story they are writing.

What are the key skills and qualifications needed to thrive as a skip tracer, and why are they important?

To thrive as a Skip Tracer, you need strong investigative skills, attention to detail, and familiarity with legal compliance, often supported by relevant experience in collections or law enforcement. Proficiency in using specialized databases, online research tools, and skip tracing software is typically required. Excellent communication, problem-solving, and persistence are standout soft skills for this role. These abilities ensure you can efficiently locate individuals while adhering to legal standards, maximizing recovery rates for clients.

What are some common challenges faced by skip tracers, and how can they overcome them?

Skip tracers often face challenges such as locating individuals who intentionally avoid detection, working with limited or outdated information, and navigating privacy laws. To overcome these obstacles, successful skip tracers use a combination of public records, social media research, and specialized databases. Staying up to date with legal and ethical standards, as well as developing strong analytical and communication skills, helps them efficiently track down hard-to-find subjects while maintaining compliance.

What is the difference between Skip Tracing vs Debt Collector?

AspectSkip TracingDebt Collector
Required CredentialsResearch skills, attention to detailCommunication skills, negotiation
Work EnvironmentInvestigative, office or fieldCollection agencies, call centers
Industry UsageFinancial, legal, lendingFinancial, lending, legal
Search & Comparison IntentLocating individualsRecovering debts

Skip Tracing involves locating individuals who are difficult to find, often using research and investigative techniques. Debt Collectors focus on recovering overdue payments through communication and negotiation. While both roles may work in financial sectors, skip tracers primarily locate individuals, whereas debt collectors seek repayment. Understanding these differences helps clarify career paths and job expectations in the industry.

Do skip tracers make good money?

Skip tracers can earn varying salaries depending on experience, location, and the industry they work in. Entry-level positions may pay hourly wages or commissions, while experienced skip tracers with specialized skills can earn higher incomes, especially if working independently or in high-demand areas.

How to become a skip tracer?

To become a skip tracer, you typically need strong research and investigative skills, proficiency with databases and skip tracing tools, and knowledge of legal and privacy regulations. Many skip tracers gain experience in collections, law enforcement, or private investigation, and some pursue certifications such as the Certified Fraud Examiner (CFE) or Private Investigator license where required. Entry-level positions often require a high school diploma or equivalent, with advanced roles favoring relevant experience and technical skills.

Is a skip tracer a real job?

Yes, a skip tracer is a real job that involves locating individuals who have skipped or disappeared, often for debt collection, legal cases, or investigative purposes. The role typically requires research skills, knowledge of public records, and sometimes specialized tools or databases.

What are the most commonly searched types of Skip Tracing jobs in Kentucky?

The most popular types of Skip Tracing jobs in Kentucky are:

What are popular job titles related to Skip Tracing jobs in Kentucky?

For Skip Tracing jobs in Kentucky, the most frequently searched job titles are:

What cities in Kentucky are hiring for Skip Tracing jobs?

Cities in Kentucky with the most Skip Tracing job openings:

Infographic showing various Skip Tracing job openings in Kentucky as of August 2026, with employment types broken down into 77% Full Time, 13% Part Time, 7% Temporary, 2% Contract, and 1% Nights. Highlights an 77% Physical, 4% Hybrid, and 19% Remote job distribution, with an average salary of $35,585 per year, or $17.1 per hour.

Dividend -Skip Tracing Specialist

Fifth Third

On-site

$50 - $70/hr

Other

Posted yesterday

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Job description

Make banking a Fifth Third better® We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.

This will be a dedicated skip tracing role, where collections calls and activities will still be a part of the role, but extensive skip tracing will be required daily on priority accounts and will leverage approved skip tracing tools to generate customer contact. We are looking for someone who has 1-2 years of dedicated Collections Skip Tracing experience or similar function (example: fraud investigations).

General Function

The LSR-III Skip Tracing Specialists work hand-in-hand across multiple departments including legal, compliance, operations, customer support and servicing. Providing the highest quality customer service while working with our customers to identify and remedy any issues that may arise. Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues and ensuring that actions and behaviors drive a positive customer experience. Operating within the bank’s risk appetite, you will achieve results while consistently identifying, assessing, managing, monitoring, and reporting risks of all types.

Essential Duties & Responsibilities
  • Communicates with late-stage delinquent customers via outbound collection calls/emails/texts to resolve delinquency and reduce losses; recommends appropriate payment programs where applicable to assist customers experiencing a financial hardship
  • Promptly handles inbound customer calls/emails/texts directly or transferred from third-party sub-servicer related to delinquency, hardship, complaints, system shut-off, or loan assumptions
  • Communicates as necessary to third-party servicer account changes or required adjustments
  • Confers with existing customers by telephone and/or email in an attempt to resolve escalated complaint issues not related to product/contractor performance
  • Performs skip tracing activities as needed to locate and contact delinquent customers
  • Document all customer interactions/account activities with concise and detailed account notes
  • Adhere to all Dividend policies and procedures, including State and Federal collection regulations
  • Other projects and duties as assigned
Minimum Knowledge & Skills Required
  • High School diploma or equivalent
  • 3-4 years of Collections and Customer Service Experience
  • Strong organizational skills and attention to detail
  • Excellent written and verbal communication skills
  • High-level proficiency in Microsoft Suite
  • Ability to multitask, prioritize projects, and report to several managers
  • A high level of enthusiasm, collegial attitude, and a willingness to perform a wide range of tasks
  • Ability to work independently as well as collaboratively
  • Desire to work in an entrepreneurial but highly professional culture
  • Experience with Salesforce preferred
  • Bilingual- Spanish preferred #LI-WD1

Dividend -Skip Tracing Specialist At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.

The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance.

Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: https://www.53.com/content/fifth-third/en/careers/benefits.html or by consulting with your talent acquisition partner.

LOCATION -- Cincinnati, Ohio 45227

Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.

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