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Senior Political Risk Underwriter Jobs in Utah (NOW HIRING)

# Senior Credit AnalystPleasant Grove - PLEASANT GROVE, UT 84062## OverviewPosition TypeFull Time ... credit risk, credit policy, or underwriting within banking, fintech, or specialty lending.

Position Summary The Senior Credit Policy Analyst will own the credit policy infrastructure that ... credit risk, credit policy, or underwriting within banking, fintech, or specialty lending.

Position Summary The Senior Credit Policy Analyst will own the credit policy infrastructure that ... credit risk, credit policy, or underwriting within banking, fintech, or specialty lending.

Reporting to the Senior Manager of Underwriting, this position is ideal for an experienced leader ... Partner with Credit and Risk to ensure underwriting policy is clearly understood, correctly applied ...

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Senior Political Risk Underwriter information

What does a senior political risk underwriter do?

A Senior Political Risk Underwriter assesses and manages the risks associated with insuring businesses and investments against losses caused by political events, such as expropriation, political violence, or currency inconvertibility. They analyze global political climates, review client risk exposures, and develop tailored insurance policies to protect clients operating in volatile regions. Additionally, they may lead risk assessments, collaborate with brokers and clients, and help set underwriting guidelines and pricing strategies.

What are the key skills and qualifications needed to thrive as a senior political risk underwriter?

To thrive as a Senior Political Risk Underwriter, you need advanced underwriting expertise, strong analytical abilities, and a relevant degree in finance, economics, or a related field. Familiarity with risk assessment tools, country risk databases, and regulatory compliance systems is typically required, along with certifications such as ACII or CPCU. Exceptional communication, negotiation, and decision-making skills help you build client trust and effectively assess complex global risks. These skills ensure accurate risk evaluation, informed decision-making, and successful portfolio management in a dynamic international environment.

What are some common challenges faced by senior political risk underwriters in evaluating emerging markets?

Senior Political Risk Underwriters often encounter challenges when assessing risks in emerging markets due to rapidly changing political climates, limited access to reliable data, and evolving regulatory environments. These factors require a deep understanding of geopolitical trends and strong analytical skills to accurately evaluate exposures and potential losses. Collaboration with local experts and ongoing monitoring of global events are crucial for developing effective risk mitigation strategies and maintaining profitable portfolios.

What is the difference between Senior Political Risk Underwriter vs Political Risk Analyst?

AspectSenior Political Risk UnderwriterPolitical Risk Analyst
Primary RoleAssess and underwrite political risk insurance policies for clientsResearch and analyze political risks affecting investments or projects
Required CredentialsTypically requires underwriting certifications, risk management experienceOften requires degrees in political science, economics, or related fields
Work EnvironmentInsurance companies, financial institutions, risk management firmsConsulting firms, financial institutions, government agencies

The main difference is that Senior Political Risk Underwriters focus on evaluating and underwriting insurance policies related to political risks, while Political Risk Analysts primarily conduct research and analysis to inform decision-making. Underwriters make risk acceptance decisions, whereas analysts provide insights and reports. Both roles require understanding political environments, but underwriters have a more client and policy-oriented focus, often requiring underwriting certifications.

What are popular job titles related to Senior Political Risk Underwriter jobs in Utah?

For Senior Political Risk Underwriter jobs in Utah, the most frequently searched job titles are:

What cities in Utah are hiring for Senior Political Risk Underwriter jobs?

Cities in Utah with the most Senior Political Risk Underwriter job openings:

Manager, SMB Underwriting (Hybrid)

Enova International

South Jordan, UT • On-site

$77K - $115K/yr

Full-time

Posted 8 days ago


Enova International rating

6.8

Company rating: 6.8 out of 10

Based on 5 frontline employees who took The Breakroom Quiz


Job description

We are interested in every qualified candidate who is eligible to work in the United States. However, we are not able to sponsor visas or take over sponsorship at this time.

About the Role: 

OnDeck, an Enova company, is a leading small business lender dedicated to helping entrepreneurs access fast, simple, and transparent financing. By combining cutting-edge data and technology with a human touch, we deliver an exceptional lending experience tailored to small business owners.

We are looking for a Manager, Underwriting to oversee the production, quality, and performance of our small business loan decisioning. In this role, you will lead a team of Underwriting Supervisors and Team Leads, focusing on developing these front-line managers, setting operational strategy, and driving high-level team performance. Reporting to the Senior Manager of Underwriting, this position is ideal for an experienced leader ready to scale their impact by managing through others.

What You'll Do:

  • Lead, coach, and develop a team of underwriting supervisors or team leads, each responsible for managing a pod of production underwriters
  • Hold your direct reports accountable to team performance targets including throughput, quality, and turnaround time; support them in diagnosing and resolving issues within their teams
  • Establish consistent standards, workflows, and expectations across teams so that underwriting quality doesn't vary by pod or shift
  • Serve as the escalation point for complex or exception decisions that surpass your direct reports' approval authority
  • Partner with Credit and Risk to ensure underwriting policy is clearly understood, correctly applied, and surfaced for revision when gaps emerge
  • Translate organizational priorities into operational plans your leadership team can execute
  • Own workforce planning for the underwriting function which includes headcount, scheduling, and capacity management in coordination with your supervisors
  • Drive cross-functional collaboration with Sales, Operations, Compliance, and Product on initiatives that touch the underwriting process
  • Develop and report on a scorecard of underwriting performance metrics for senior leadership
  • Play an active role in hiring and developing supervisory talent; build the bench for future leadership needs

What We're Looking For:

  • 5+ years of underwriting experience in small business or commercial lending
  • 7+ years managing people, with at least some experience managing other managers or team leads
  • Strong command of SMB credit fundamentals; cash flow analysis, financial statement review, and risk assessment
  • Proven ability to develop leaders: setting clear expectations, giving direct feedback, and building capability over time
  • Has an operational mindset; comfortable with metrics, process design, and driving accountability at scale
  • Strong communicator who can translate between frontline execution and senior leadership expectations
  • Experience working in a high-volume, technology-enabled lending environment
  • Background in fintech or online lending platforms is preferred 
  • Familiarity with automated decisioning and where manual underwriting intersects with it
  • Exposure to fair lending or SMB-specific compliance requirements (Reg B, etc.)

Compensation: 

The budgeted annual salary range for this position is $77,000 to $115,000. Actual annual salary will be determined based on qualifications, skills, experience, and level assessed during the hiring process and may fall outside of the range shown. Additional compensation for this role may include a bonus and restricted stock units. All full-time employees are eligible to participate in Company benefits, described in more detail here.


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