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Remote Credit Risk Underwriter Jobs in Utah (NOW HIRING)

APR

Commercial Lines Account Manager | Remote

UT · Remote

$70K - $85K/yr

... risk management advice. This position involves direct client interactions, offering timely and ... You will work closely with agency producers and carrier underwriters to deliver precise and ...

Veteran Jobs - 2023 Mar 01 - Veterans Resources

$18/hr

... medical underwriting, and continuation of coverage Handles first notices of loss for group life ... risk and compliance policies Provides feedback and recommendations to the team to improve the ...

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Remote Credit Risk Underwriter information

What does a remote credit risk underwriter do?

A Remote Credit Risk Underwriter evaluates loan applications and assesses the creditworthiness of individuals or businesses from a remote location, typically working from home. They analyze financial statements, credit reports, and other relevant data to determine the risk involved in lending money. Their goal is to ensure that loans are only approved for applicants who are likely to repay them, thus minimizing losses for the lender. Remote underwriters use digital tools and platforms to perform their assessments and communicate with colleagues and clients.

What are the key skills and qualifications needed to thrive as a remote credit risk underwriter?

To thrive as a Remote Credit Risk Underwriter, you need strong analytical abilities, knowledge of credit policies, and experience in financial statement analysis, usually backed by a degree in finance, accounting, or a related field. Familiarity with credit risk assessment software, financial modeling tools, and relevant industry certifications such as CRC or CFA is typically required. Outstanding attention to detail, decision-making skills, and effective communication are vital soft skills for collaborating remotely and presenting risk findings. These competencies ensure accurate risk evaluations, minimize financial losses, and maintain strong client and team relationships in a virtual environment.

How does a remote credit risk underwriter typically collaborate with other departments while working off-site?

As a Remote Credit Risk Underwriter, you’ll regularly collaborate with loan officers, sales teams, and compliance staff through digital communication platforms such as email, video conferencing, and specialized underwriting software. Clear and timely communication is essential, since you'll often be relied upon for quick risk assessments and policy clarifications. Many organizations foster teamwork by holding virtual meetings, using project management tools, and maintaining shared digital workspaces to ensure remote underwriters stay connected and aligned with overall business goals.

What is the difference between Remote Credit Risk Underwriter vs Remote Credit Analyst?

AspectRemote Credit Risk UnderwriterRemote Credit Analyst
Primary RoleAssess and approve credit risk for loan applicationsAnalyze credit data to evaluate borrower creditworthiness
Required CredentialsTypically requires underwriting certifications, finance or banking backgroundOften requires finance or accounting background, sometimes certifications
Work EnvironmentCollaborates with underwriters, lenders, and risk teamsWorks with loan officers, clients, and risk management teams
Industry UsageCommon in banking, lending, and financial servicesWidely used in banking, mortgage, and lending sectors

While both roles involve analyzing credit data, the Remote Credit Risk Underwriter primarily makes approval decisions based on risk assessment, whereas the Remote Credit Analyst focuses on evaluating creditworthiness to inform lending decisions. Both roles require financial knowledge and often similar certifications, but their core responsibilities differ in scope and decision-making authority.

What are the most commonly searched types of Credit Risk Underwriter jobs in Utah?

The most popular types of Credit Risk Underwriter jobs in Utah are:

What are popular job titles related to Remote Credit Risk Underwriter jobs in Utah?

For Remote Credit Risk Underwriter jobs in Utah, the most frequently searched job titles are:

What job categories do people searching Remote Credit Risk Underwriter jobs in Utah look for?

The top searched job categories for Remote Credit Risk Underwriter jobs in Utah are:

What cities in Utah are hiring for Remote Credit Risk Underwriter jobs?

Cities in Utah with the most Remote Credit Risk Underwriter job openings:

Remote Credit Risk Underwriter jobs near you

Underwriter

Mountain West Financial, LLC

Sandy, UT • On-site, Remote

$36 - $42.27/hr

Other

Re-posted 25 days ago

Job description

Position Description: Summary: The EEP Underwriter is responsible for evaluating mortgage loan applications to determine creditworthiness, compliance with both internal and agency guidelines, and overall risk.
Essential Functions & Responsibilities
• Analyze and underwrite mortgage loan applications.
• Review income, assets, credit reports, property appraisals, and all supporting documentation to assess borrower eligibility and risk.
• Ensure loan files meet internal, agency, and regulatory requirements.
• Apply appropriate internal and FHA guidelines to make informed decisions on loan approvals, suspensions, or denials.
• Clearly document underwriting decisions, including conditions required for final approval or closing.
• Communicate underwriting decisions effectively to loan processors, correspondent lenders, and management.
• Assist with clearing conditions and final approval processes, ensuring timely closings.
• Maintain knowledge of current underwriting guidelines, mortgage industry trends, and regulatory changes.
• Participate in quality control reviews, audits, and training as needed.
• Contribute to a positive team environment with a focus on efficiency, accuracy, and excellent customer service.
Performance Measurements
• Possess excellent written and verbal communication skills.
• Strong knowledge of mortgage loan products and agency guidelines.
• Proficiency in loan origination software and Microsoft Office Suite.
• Excellent organizational, time-management, and multitasking skills.
• Strong attention to detail and problem-solving abilities.
• Ability to thrive in a fast-paced, deadline-driven environment.
• Ability to think outside the box to make decisions based on overall credit risk profile
Knowledge, Skills and Abilities
Experience Minimum of 3 years of recent mortgage underwriting experience, including Conventional and FHA loans required. Experience underwriting non-QM and portfolio loans preferred.
Education
A high school diploma or equivalent is required. A Bachelor's degree is preferred.
This position is bonus eligible.
A pathway to FHA Direct Endorsement training is available
This role is open to be remote.
$36.00 - $42.27 Hourly

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