Senior Merchant Risk Analyst Jobs in Virginia (NOW HIRING)

Principal Associate, Financial Analysis - Risk Management and Risk Tech

We are seeking an intellectually curious analyst to join our team that runs financial planning and analysis for the Enterprise Risk and Risk Technology organizations. We manage operating expenses for the largest vertical of the Enterprise Services & Staff Finance group. You will gain exposure to the Risk Management landscape, including touchpoints with teams across the company as Risk strategies impact how all areas of Capital One conduct business. You will also be a critical member of the team running financial analysis for how AI and other technology investments are shaping our operations.

The ideal candidate will use strong communication, problem solving, and strategic thinking to effectively:

• Formulate and articulate analytics and insights in a way that tells a compelling financial story

• Proactively identify and address potential financial issues and opportunities

• Foster trusted business relationships, including with senior leaders

General Responsibilities:

• Own budget, forecast, financial reporting, and variance analysis for areas of responsibility, ensuring data integrity as it rolls up through Finance and Corporate Planning

• Communicate accurate and relevant financial information that empowers business partner decision making, including developing presentations like monthly business reviews

• Generate cost models and scenario planning to analyze business metrics and influence leaders on how to balance business objectives with financial performance

• Independently manage and prioritize workload, including ad-hoc requests or special projects

• Organize well-managed processes and learn new FP&A and technical skills, leveraging AI where appropriate

Basic Qualifications

• Bachelor's Degree or military experience

• At least 3 years of experience in financial analysis, financial modeling, or a combination

Preferred Qualifications:

• Master's Degree in Business Administration (MBA) or Master's Degree in Finance

• Chartered Financial Analyst (CFA) license or Certified Public Accountant (CPA) license

• 4+ years of experience in financial analysis, financial modeling, or a combination

• Experience in Google Suite (Google Docs, Google Sheets, Google Slides)

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

McLean, VA: $120,800 - $137,900 for Principal Financial Analyst

Richmond, VA: $109,900 - $125,400 for Principal Financial Analyst

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate's offer letter.

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at theCapital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

This role is expected to accept applications for a minimum of 5 business days.No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City's Fair Chance Act; Philadelphia's Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com

Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.

Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).