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Senior Credit Risk Officer Jobs in Washington (NOW HIRING)

Senior Credit Analyst

Reston, VA ยท On-site

$36.74 - $45.38/hr

... Loan Officers, Chief Credit Officer and other Executive Management. You'll manage spread ... Review client financials and perform sensitivity analysis to evaluate credit risk in connection ...

Director, Credit Risk When you join Sallie Mae, you become a champion for all students. We're on a ... Prepare and present risk reports to senior management, risk committees, and regulatory bodies.

Prepare and present risk reports to senior management, risk committees, and regulatory bodies ... Experience with credit models or risk governance frameworks, risk appetite statements, and issue ...

Expert in the analysis of higher-risk and/or specialized industries common in commercial lending ... Responsible for managing a credit team in the absence of Senior Credit Officer * Assumes additional ...

Model Risk Management Officer

Bethesda, MD ยท On-site

$152K - $261K/yr

Responsibilities The Model Risk Management Officer aids the Board of Directors, senior management ... You will work closely with various departments, including Risk Management, Credit Risk, Finance ...

Showing results 21-40

Senior Credit Risk Officer information

What does a senior credit risk officer do?

A Senior Credit Risk Officer is responsible for identifying, assessing, and managing the risks associated with lending and credit activities within a financial institution. They analyze credit data, set credit policies, and make recommendations to minimize potential losses while supporting business growth. Their role often includes monitoring credit portfolios, ensuring compliance with regulations, and collaborating with other departments to develop risk mitigation strategies. Senior Credit Risk Officers play a crucial part in maintaining the financial health and stability of their organization.

How does a senior credit risk officer typically collaborate with other departments within a financial institution?

A Senior Credit Risk Officer regularly works with teams from lending, compliance, finance, and audit to ensure that credit risk policies are effectively implemented and adhered to. They provide expert analysis and recommendations on credit exposures, participate in credit committee meetings, and often help develop frameworks for risk assessment in coordination with business development teams. Strong communication and teamwork are essential, as the role requires balancing risk mitigation with the institution's growth objectives. This cross-functional collaboration is key to maintaining a healthy credit portfolio and supporting strategic decision-making.

What are the key skills and qualifications needed to thrive as a senior credit risk officer, and why are they important?

To thrive as a Senior Credit Risk Officer, you need a deep understanding of credit risk analysis, financial statement evaluation, and regulatory frameworks, typically supported by a degree in finance, economics, or a related field. Familiarity with credit risk modeling tools, risk management software, and certifications such as FRM or CFA are highly valued. Strong analytical thinking, attention to detail, and effective communication skills are crucial for influencing decision-making and collaborating with stakeholders. These skills and qualities are essential for accurately assessing risk, safeguarding the institution, and ensuring compliance with industry standards.

What is the difference between Senior Credit Risk Officer vs Credit Analyst?

AspectSenior Credit Risk OfficerCredit Analyst
Required CredentialsBachelor's degree, often advanced certifications (e.g., CFA, FRM)Bachelor's degree, sometimes certifications like CFA
Work EnvironmentRisk management teams, senior management, strategic planningCredit departments, underwriting teams, financial analysis
Employer & Industry UsageFinancial institutions, banks, credit agenciesBanks, lending institutions, corporate finance
Common Search & ComparisonSenior roles in credit risk managementEntry to mid-level credit assessment roles

The main difference is that a Senior Credit Risk Officer focuses on overseeing and managing credit risk strategies at a senior level, often involved in policy development and risk mitigation. In contrast, a Credit Analyst primarily conducts credit assessments and analyzes financial data to support lending decisions. The Senior Credit Risk Officer has broader responsibilities and strategic influence, while the Credit Analyst is more focused on individual credit evaluations.

What cities in Washington are hiring for Senior Credit Risk Officer jobs?

Cities in Washington with the most Senior Credit Risk Officer job openings:

Infographic showing various Senior Credit Risk Officer job openings in Washington as of August 2026, with employment types broken down into 1% As Needed, 88% Full Time, 8% Part Time, and 3% Contract. Highlights an 88% Physical, 4% Hybrid, and 8% Remote job distribution.

Chief Risk Officer

Washington, DC โ€ข On-site, Remote

National Institute of Standards and Technology
Scientific Research and Development Servicesย โ€ขย 1 - 5K employees

$169K - $197K/yr

Full-time

PTO

Re-posted 2 days ago


Job description

Summary
The CHIPS Program Office at NIST is seeking a Chief Risk Officer to join its senior leadership and lead execution of the CHIPS Incentives Program's risk management strategy. The CRO provides strategic leadership across enterprise, financial, operational, regulatory, reputational, and transaction-level risks. This position may be filled at either ZA-0340-V ($169,279-$197,200 annually) or CHIPS 25 AD-0301-00 ($220,000-$292,300 annually), based on qualifications and organizational needs.
Learn more about this agency
Duties
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  • Serving as a principal advisor to CHIPS leadership on risk governance, transaction risk assessments, risk analytics, and organizational risk management
  • Collaborating with investment, legal, financial, and program teams to evaluate and manage risk
  • Advising the CHIPS leadership team on emerging risks, risk exposures, and mitigation strategies to support informed investment decisions and achievement of mission priorities
  • Leading the Risk Management Office, a team of risk and compliance analysts dedicated to identifying, assessing, reporting, and monitoring risk at CPO
  • Overseeing a comprehensive enterprise risk management framework and strategy that aligns with CPO implementation goals and objectives
  • Overseeing the identification, assessment, and management of enterprise-wide risks, including financial, operational, regulatory, and reputational risks
  • Leading CHIPS compliance efforts which includes managing the internal controls program
  • Managing communication with CHIPS oversight entities including OIG, GAO, and Congress
  • Collaborating with business units and CPO senior leadership to integrate risk management into the CPO's decision-making process and ensure risks are effectively managed
  • Providing regular briefings to both CPO and Department Leadership to ensure effective risk oversight

Requirements
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Conditions of employment
  • U.S. Citizenship
  • Males born after 12-31-59 must be registered for Selective Service
  • Suitable for Federal employment
  • Ethics pre-clearance
  • You must be able to successfully pass a background investigation. TS/SCI security clearance required following onboarding
  • Completion of Confidential Financial Disclosure, Form OGE-450 or OGE-278 Public Financial Disclosure Report as applicable

Qualifications
Extensive experience in enterprise risk management, investment risk, credit risk, portfolio management, compliance, financial analysis, transaction structuring, corporate finance, investment banking, private equity, consulting, or related fields
Education
No Education Requirement
Additional information
    • This position will be in the excepted service as a non-competitive appointment under the CHIPS Act authority. This position is covered under the APMS pay scale.
    • This is a term position; the term is negotiable up to 4 years.
    • This position does not confer non-competitive conversion to the competitive service.
    • Acceptance of an excepted service appointment from applicants in the competitive service will require a written statement of understanding when voluntarily leaving the competitive service.
    • A trial period may be required.
    • This position requires the passing of a drug test
    • This position requires the filing of an OGE-450 Confidential Financial Disclosure Report or OGE-278 Public Financial Disclosure Report within 30 days of onboarding and annually thereafter

All applicants will be forwarded to the selecting official for consideration. This public notice is a mechanism to collect applications. You will not receive notification of referral, selection/non-selection. Once a selection has been made, it will be submitted separately from this announcement and then this announcement will be cancelled. Under this CHIPS hiring authority, applicants are not rated and ranked and veteran's preference does not apply.
NIST strives to build a flexible and encouraging work environment to bring out the best in our employees. To help our employees balance responsibilities at home and at work, NIST offers a variety of work-life flexibilities such as:
  • Telework
  • Flexible work schedules
  • Paid parental leave
  • Paid vacation
  • Sick leave
  • Family-friendly leave
  • Child and elder-care resources
  • On-site childcare center
  • Lactation spaces
  • Wellness programs
  • Fitness center
  • Employee assistance programs

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Candidates should be committed to improving the efficiency of the Federal government, passionate about the ideals of our American republic, and committed to upholding the rule of law and the United States Constitution.
Benefits
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A career with the U.S. government provides employees with a comprehensive benefits package. As a federal employee, you and your family will have access to a range of benefits that are designed to make your federal career very rewarding. Opens in a new windowLearn more about federal benefits.
Eligibility for benefits depends on the type of position you hold and whether your position is full-time, part-time or intermittent. Contact the hiring agency for more information on the specific benefits offered.