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Senior Credit Risk Officer Jobs in Texas (NOW HIRING)

gpac

Senior Credit Officer needed!

Tye, TX · On-site

Senior Credit Officer - Community Banking We are partnering with a highly respected community bank ... Partner with lenders on loan structure, risk identification, and credit decisions. * Monitor ...

gpac

Senior Credit Officer needed!

Canyon, TX · On-site

Senior Credit Officer - Community Banking We are partnering with a highly respected community bank ... Partner with lenders on loan structure, risk identification, and credit decisions. * Monitor ...

gpac

Senior Credit Officer needed!

Amarillo, TX · On-site

Senior Credit Officer - Community Banking We are partnering with a highly respected community bank ... Partner with lenders on loan structure, risk identification, and credit decisions. * Monitor ...

gpac

Senior Credit Officer needed!

Midland, TX · On-site

Senior Credit Officer - Community Banking We are partnering with a highly respected community bank ... Partner with lenders on loan structure, risk identification, and credit decisions. * Monitor ...

Hilltop Holdings

Regional Credit Officer

Houston, TX · On-site

The Regional Credit Officer executes credit risk management strategies and policies for an assigned ... Keeps the Senior Credit Officers, Chief Credit Officer and lending leadership informed of any ...

Huntington

Credit Review Team Leader Sr

Houston, TX · On-site

$125K - $255K/yr

Credit Review Team Leader Sr. The Credit Review Team Leader Sr. will report directly to the Credit ... Prior Credit Review and/or risk officer experience. * Project management skills, ability to deliver ...

New

Fifth Third

Senior Credit Analyst

Dallas, TX

The Senior Credit Analyst is accountable for managing risk by openly exchanging ideas and viewpoints, elevating concerns with clear analysis and recommendations, and adhering toestablishedpolicies ...

Fifth Third

Senior Credit Analyst

Frisco, TX

The Senior Credit Analyst is accountable for managing risk by openly exchanging ideas and viewpoints, elevating concerns with clear analysis and recommendations, and adhering toestablishedpolicies ...

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Showing results 21-40

All JobsCredit Risk Officer JobsSenior Credit Risk Officer JobsSenior Credit Risk Officer Jobs in Texas

Senior Credit Risk Officer information

See Texas salary details

$71.3K

$125.6K

$196.1K

How much do senior credit risk officer jobs pay per year?

As of Aug 23, 2026, the average yearly pay for senior credit risk officer in Texas is $125,635.00, according to ZipRecruiter salary data. Most workers in this role earn between $101,600.00 and $143,500.00 per year, depending on experience, location, and employer.

What does a senior credit risk officer do?

A Senior Credit Risk Officer is responsible for identifying, assessing, and managing the risks associated with lending and credit activities within a financial institution. They analyze credit data, set credit policies, and make recommendations to minimize potential losses while supporting business growth. Their role often includes monitoring credit portfolios, ensuring compliance with regulations, and collaborating with other departments to develop risk mitigation strategies. Senior Credit Risk Officers play a crucial part in maintaining the financial health and stability of their organization.

How does a senior credit risk officer typically collaborate with other departments within a financial institution?

A Senior Credit Risk Officer regularly works with teams from lending, compliance, finance, and audit to ensure that credit risk policies are effectively implemented and adhered to. They provide expert analysis and recommendations on credit exposures, participate in credit committee meetings, and often help develop frameworks for risk assessment in coordination with business development teams. Strong communication and teamwork are essential, as the role requires balancing risk mitigation with the institution's growth objectives. This cross-functional collaboration is key to maintaining a healthy credit portfolio and supporting strategic decision-making.

What are the key skills and qualifications needed to thrive as a senior credit risk officer, and why are they important?

To thrive as a Senior Credit Risk Officer, you need a deep understanding of credit risk analysis, financial statement evaluation, and regulatory frameworks, typically supported by a degree in finance, economics, or a related field. Familiarity with credit risk modeling tools, risk management software, and certifications such as FRM or CFA are highly valued. Strong analytical thinking, attention to detail, and effective communication skills are crucial for influencing decision-making and collaborating with stakeholders. These skills and qualities are essential for accurately assessing risk, safeguarding the institution, and ensuring compliance with industry standards.

What is the difference between Senior Credit Risk Officer vs Credit Analyst?

AspectSenior Credit Risk OfficerCredit Analyst
Required CredentialsBachelor's degree, often advanced certifications (e.g., CFA, FRM)Bachelor's degree, sometimes certifications like CFA
Work EnvironmentRisk management teams, senior management, strategic planningCredit departments, underwriting teams, financial analysis
Employer & Industry UsageFinancial institutions, banks, credit agenciesBanks, lending institutions, corporate finance
Common Search & ComparisonSenior roles in credit risk managementEntry to mid-level credit assessment roles

The main difference is that a Senior Credit Risk Officer focuses on overseeing and managing credit risk strategies at a senior level, often involved in policy development and risk mitigation. In contrast, a Credit Analyst primarily conducts credit assessments and analyzes financial data to support lending decisions. The Senior Credit Risk Officer has broader responsibilities and strategic influence, while the Credit Analyst is more focused on individual credit evaluations.

What are the most commonly searched types of Credit Risk Officer jobs in Texas?

The most popular types of Credit Risk Officer jobs in Texas are:

What cities in Texas are hiring for Senior Credit Risk Officer jobs?

Cities in Texas with the most Senior Credit Risk Officer job openings:

Senior Credit Risk Officer jobs near you
Infographic showing various Senior Credit Risk Officer job openings in Texas as of August 2026, with employment types broken down into 86% Full Time, and 14% Part Time. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $125,635 per year, or $60.4 per hour.

Senior Credit Officer needed!

gpac

Tye, TX • On-site

Other

Posted 12 days ago

Job description

Job Description
Senior Credit Officer - Community Banking
We are partnering with a highly respected community bank seeking an experienced Senior Credit Officer to join its leadership team.
This is an outstanding opportunity for an accomplished credit professional to take on a key leadership role within a financially strong institution that values sound credit practices, local decision-making, strong relationships, and long-term employee success.
The successful candidate will play an important role in maintaining the overall quality of the bank’s loan portfolio while partnering closely with lenders and executive leadership on credit decisions, loan structure, policy, risk management, and portfolio strategy. This position is ideal for an experienced credit professional who understands community banking and can balance prudent risk management with the needs of lenders, customers, and the communities the bank serves.
Responsibilities
  • Provide senior-level oversight of credit administration and overall portfolio quality.
  • Review, analyze, and approve commercial credits within established lending authority.
  • Evaluate complex commercial real estate, C&I, agricultural, and other business credits.
  • Partner with lenders on loan structure, risk identification, and credit decisions.
  • Monitor portfolio trends, concentrations, criticized/classified assets, and emerging credit risks.
  • Assist in the development, implementation, and ongoing review of credit policies and procedures.
  • Ensure lending and credit practices remain consistent with regulatory requirements and bank policy.
  • Work closely with executive leadership on credit strategy and portfolio management.
  • Provide guidance, mentoring, and credit expertise to lenders, analysts, and other credit personnel.
  • Assist with regulatory examinations, loan reviews, audits, and other credit-related initiatives.
  • Promote a strong credit culture while supporting responsible growth throughout the organization.
Qualifications
  • 7+ years of commercial banking and credit experience, preferably within a community or regional bank.
  • Strong background in commercial credit analysis, underwriting, loan structuring, and portfolio management.
  • Experience with commercial real estate and C&I lending; SBA or Agricultural credit experience is a plus.
  • Demonstrated understanding of credit risk management, loan policy, regulatory expectations, and asset quality.
  • Prior credit approval authority and experience evaluating complex commercial transactions.
  • Leadership or management experience within credit administration strongly preferred.
  • Strong communication skills with the ability to effectively partner with lenders, executive leadership, and regulators.
  • Sound judgment and the ability to balance disciplined credit standards with the bank’s growth objectives.
Why Consider This Opportunity?
  • Key leadership position with significant influence over the bank’s credit function.
  • Financially strong community banking environment with local decision-making.
  • Opportunity to work directly with experienced executive leadership and lenders.
  • Strong organizational culture focused on relationships, stability, and long-term success.
  • Competitive compensation and comprehensive benefits package.
  • Opportunity for continued professional growth and advancement within the organization.

If you are an experienced credit professional looking for an opportunity to have a meaningful impact within a strong community banking organization, let’s connect.
For a confidential conversation about this opportunity, or others, contact Chris Popp directly at 316.241.2618 or ****chris.popp@gogpac.com.
All inquiries and resumes will be held in strict confidence.
All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations. GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990. We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.
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About GPAC

Sourced by ZipRecruiter

GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990. We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.

Industry

Recruiting and staffing services

Company size

51 - 200 Employees

Headquarters location

Sioux Falls, SD, US

Year founded

1990

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