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Senior Credit Risk Analyst Jobs in Phoenix, AZ (NOW HIRING)

Vision | We create the future of credit risk management through data, analytics, and risk process ... This individual partners across the Executive Credit Officers and business line senior management ...

Model Risk Analyst Location: CityScape What you'll do: Western Alliance Bank (WAL) is seeking a ... SR 26 (including evaluating conceptual soundness, reviewing ongoing monitoring plans and reports ...

... Credit Analysts, Senior Credit Analysts, and Portfolio Managers in the administration and ... risk management process. WaFd Bank is proud of the high value that we all place on simply being ...

The Credit Associate is an entry-level role responsible for supporting Credit Analysts, Senior ... risk management process. WaFd Bank is proud of the high value that we all place on simply being ...

... Credit Analysts, Senior Credit Analysts, and Portfolio Managers in the administration and ... risk management process. WaFd Bank is proud of the high value that we all place on simply being ...

Credit Strategy is a dynamic team within Credit Risk Management focused on optimizing the ... analysis to understand the bank's exposure to potential risks and opportunities. Preparing ...

The Senior Risk and Vulnerability Analyst supports a 24x7 Security Operations Center (SOC) by identifying, analyzing, and prioritizing vulnerabilities and security risks across enterprise, cloud, and ...

Showing results 21-40

Senior Credit Risk Analyst information

See Phoenix, AZ salary details

$53.1K

$109.1K

$141.5K

How much do senior credit risk analyst jobs pay per year?

As of Aug 15, 2026, the average yearly pay for senior credit risk analyst in Phoenix, AZ is $109,068.00, according to ZipRecruiter salary data. Most workers in this role earn between $89,900.00 and $136,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a senior credit risk analyst, and why are they important?

To thrive as a Senior Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial statements, and a degree in finance, economics, or a related field. Expertise with risk modeling tools, statistical software (such as SAS or R), and experience with credit risk management systems are typically required. Exceptional attention to detail, critical thinking, and effective communication skills set top performers apart in this role. These skills and qualities are vital for accurately assessing credit risk, making sound recommendations, and supporting organizational financial stability.

What does a senior Credit Risk Analyst do?

A senior Credit Risk Analyst evaluates the creditworthiness of individuals or businesses to determine the risk of lending. They analyze financial data, use risk assessment tools, and develop strategies to minimize potential losses for financial institutions. This role often requires strong analytical skills, knowledge of credit scoring models, and experience with risk management software.

What are some common challenges faced by a senior credit risk analyst when assessing complex credit portfolios?

Senior Credit Risk Analysts often encounter challenges such as evaluating the risk of diverse and complex credit portfolios, interpreting large volumes of financial data, and staying current with evolving regulatory requirements. Balancing the need for thorough risk assessments with tight deadlines can also be demanding. Additionally, they must effectively communicate their findings and recommendations to stakeholders across departments, ensuring that risk strategies align with the organization’s broader objectives.

What is a senior credit risk analyst's salary?

A senior credit risk analyst's salary typically ranges from $70,000 to $120,000 annually, depending on experience, location, and industry. They often require strong analytical skills and knowledge of credit risk assessment tools, with some roles offering bonuses or additional benefits.

How much does a senior credit risk analyst earn?

A senior credit risk analyst typically earns between $70,000 and $120,000 annually, depending on experience, location, and industry. They often require strong analytical skills and proficiency with risk assessment tools and financial modeling.

What are the most commonly searched types of Credit Risk Analyst jobs in Phoenix, AZ?

The most popular types of Credit Risk Analyst jobs in Phoenix, AZ are:

What cities near Phoenix, AZ are hiring for Senior Credit Risk Analyst jobs?

Cities near Phoenix, AZ with the most Senior Credit Risk Analyst job openings:

Infographic showing various Senior Credit Risk Analyst job openings in Phoenix, AZ as of August 2026, with employment types broken down into 1% As Needed, 89% Full Time, 6% Part Time, and 4% Contract. Highlights an 87% Physical, 5% Hybrid, and 8% Remote job distribution, with an average salary of $109,068 per year, or $52.4 per hour.

Business Banking Senior Credit Analyst

Sunflower Bank NA

Scottsdale, AZ • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

This job post has expired 1 day ago. Applications are no longer accepted.


Job description

Job Type
Full-time
Description
At Sunflower Bank, N.A., we're experiencing great growth. Since our founding in 1892, we've been committed to serving our communities and supporting the team members who make it all possible. As a full-service financial institution, we offer a full range of relationship-focused services to meet personal, business, and wealth-management financial objectives. Creating Possibility is not just our mission, it's what we do every day for clients and associates. Learn more about Sunflower Bank at sunflowerbank.com.
Sunflower Bank, N.A. is looking for an energetic, highly motivated individual to fill the position of a full-time Business Banking Senior Credit Analyst.
Description:
The Senior Credit Analyst position will be in a leading role in supporting the Business Banking team with centralized underwriting needs, assist with line of business portfolio management and other complex credit functions.
Responsibilities:
  • Producing complex credit analysis assignments for the line of business including new extensions of credit, renewals of credit, annual reviews, modifications and other assignments. In addition taking a leading role in the underwriting goals to provide guidance and training to other analysts on the team.
  • Understanding the bank's metrics and conditions for tracking its client's operating/financial performance after loan origination including covenant monitoring and borrowing base compliance.
  • Firm understanding of bank's loan policy/program for extending credit to its clients.
  • Provide front end support of loan request packages to ensure all pertinent financial information is in the credit file.
  • Strong understanding of loan documentation and capable of producing summaries of important loan conditions and collateral structures.
  • Become efficient in the use of all system and procedures used by the business banking in its daily functioning including spreading software, credit approval software and formats for all formal credit recommendations of various types.
  • Responsibilities may require an adjusted work schedule, overtime, and evening/weekend hours in order to meet deadlines.

Education / Experience Preferred:
  • Bachelor's Degree in Accounting, Finance or other applicable undergraduate or graduate degree, preferred. In lieu of a degree, applicant must have completed a formal credit training program or certification.
  • Minimum of three (3) years in commercial credit analysis function.
  • Analyzing complex credit data and financial statements to determine the degree of risk involved in extending credit
  • Must possess proven ability to think critically and communicate results concisely and clearly, both verbally and in writing.
  • Must possess solid business communication skills including ability to write in a professional business manner utilizing correct grammar and sentence structure.
  • Must possess ability to prioritize and complete tasks or projects on time.
  • Must have the ability to remain educated and informed on industry trends, market conditions and regulatory requirements and actively work to continuously develop professionally.
  • Must possess strong customer service skills.
  • Must possess good organizational skills, a high level of accuracy and strong attention to detail.
  • Ability to handle sensitive information with complete confidentiality and professionalism.
  • Must possess knowledge of, and the ability to use current technology proficiently, including a personal computer, keyboard and mouse, Microsoft Office (Outlook, Word and Excel) and other technology based tools.
  • Must possess aptitude for learning new systems and applications quickly, specifically Salesforce.com and nCino Bank Operating System.
  • Travel may be required, as needed.

Pay is dependent on knowledge, skills, abilities, experience, and location.
Working Conditions
The physical demands of this position require the ability to perform essential job functions with or without reasonable accommodation. Employees may spend extended periods sitting or standing, using hands to operate computers or other equipment, and reaching for work-related tasks. Regular walking may be required, along with occasional bending, stooping, kneeling, or climbing. The role may involve lifting or moving items weighing up to 10 pounds. Vision requirements include close and distance vision, color and peripheral vision, depth perception, and the ability to adjust focus.
Sunflower Bank Benefits
People choose to "bank" with us, but for those we serve, we're more than a bank. We strive to be the financial backbone of their lives, and we know that starts with our team.
Our supportive culture empowers team members to grow and seize new opportunities. Like our namesake, the sunflower, we are:
  • Rooted in Strength
  • Propelled by Growth
  • Individuals in a Great Whole
  • Creating Possibility
  • Community Focused

Associates enjoy outstanding benefits, including:
  • 401(k) Plan with 6% Match
  • Health/Dental/Vision Insurance
  • Company-paid Life Insurance
  • Tuition Reimbursement
  • Fitness Reimbursement
  • Paid Time Off
  • Volunteer Leave
  • Paid Holidays
  • Plus many more associate perks & incentives!

If you qualify, apply online at www.sunflowerbank.com/careers.
You've never worked anyplace like Sunflower Bank!
EOE/AA: Minorities/Females/Disabled/Vets
Sunflower Bank, N.A. is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with a disability, sexual orientation, gender identity, or any other characteristic protected by law.
Open until filled; early application encouraged. This vacancy announcement may be used to fill similar positions within 90 days.
If you are a California resident, you may be entitled to certain rights regarding your personal information, which is information that identifies, relates to, or could reasonably be linked with a particular California resident or household. Additional information about our data collection practices and location specific notices is available on our privacy policy.