ZipRecruiter

Log In

1

Senior Credit Risk Analyst Jobs in Philadelphia, PA

Continental Finance

Credit Risk Analyst

Wilmington, DE · Hybrid

We are seeking a Data Analyst to support our Credit Risk team. Seeking a Data Analyst to support direct mail and Invitation-To-Apply (ITA) acquisition campaigns through targeting, list processing and ...

Vangard, Inc.

Credit Risk Lead

Malvern, PA · On-site

The Credit Risk Analyst role will primarily focus on expanding coverage of securities lending and ... senior leadership, while building broad relationships and growing your career across Vanguard ...

New

next page

Showing results 1-20

All JobsCredit Risk Analyst JobsSenior Credit Risk Analyst JobsSenior Credit Risk Analyst Jobs in Philadelphia, PA

Senior Credit Risk Analyst information

See Philadelphia, PA salary details

$54K

$110.8K

$143.8K

How much do senior credit risk analyst jobs pay per year?

As of Aug 13, 2026, the average yearly pay for senior credit risk analyst in Philadelphia, PA is $110,844.00, according to ZipRecruiter salary data. Most workers in this role earn between $91,300.00 and $138,200.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a senior credit risk analyst, and why are they important?

To thrive as a Senior Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial statements, and a degree in finance, economics, or a related field. Expertise with risk modeling tools, statistical software (such as SAS or R), and experience with credit risk management systems are typically required. Exceptional attention to detail, critical thinking, and effective communication skills set top performers apart in this role. These skills and qualities are vital for accurately assessing credit risk, making sound recommendations, and supporting organizational financial stability.

What does a senior Credit Risk Analyst do?

A senior Credit Risk Analyst evaluates the creditworthiness of individuals or businesses to determine the risk of lending. They analyze financial data, use risk assessment tools, and develop strategies to minimize potential losses for financial institutions. This role often requires strong analytical skills, knowledge of credit scoring models, and experience with risk management software.

What are some common challenges faced by a senior credit risk analyst when assessing complex credit portfolios?

Senior Credit Risk Analysts often encounter challenges such as evaluating the risk of diverse and complex credit portfolios, interpreting large volumes of financial data, and staying current with evolving regulatory requirements. Balancing the need for thorough risk assessments with tight deadlines can also be demanding. Additionally, they must effectively communicate their findings and recommendations to stakeholders across departments, ensuring that risk strategies align with the organization’s broader objectives.

What is a senior credit risk analyst's salary?

A senior credit risk analyst's salary typically ranges from $70,000 to $120,000 annually, depending on experience, location, and industry. They often require strong analytical skills and knowledge of credit risk assessment tools, with some roles offering bonuses or additional benefits.

How much does a senior credit risk analyst earn?

A senior credit risk analyst typically earns between $70,000 and $120,000 annually, depending on experience, location, and industry. They often require strong analytical skills and proficiency with risk assessment tools and financial modeling.
What are the most commonly searched types of Credit Risk Analyst jobs in Philadelphia, PA? The most popular types of Credit Risk Analyst jobs in Philadelphia, PA are:
What cities near Philadelphia, PA are hiring for Senior Credit Risk Analyst jobs? Cities near Philadelphia, PA with the most Senior Credit Risk Analyst job openings:
Senior Credit Risk Analyst jobs near you
Infographic showing various Senior Credit Risk Analyst job openings in Philadelphia, PA as of August 2026, with employment types broken down into 1% As Needed, 81% Full Time, 13% Part Time, 1% Temporary, and 4% Contract. Highlights an 87% Physical, 5% Hybrid, and 8% Remote job distribution, with an average salary of $110,844 per year, or $53.3 per hour.

Senior Credit Risk Analyst -Verifications

Best Egg

Wilmington, DE • On-site

$120K - $140K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 10 days ago

Job description

Best Egg, now part of Barclays, is a market-leading, tech-enabled financial platform helping people build financial confidence through innovative lending solutions and financial health tools. As a Barclays company, we combine the agility and customer focus of a fintech with the global reach, stability, and purpose of a leading financial institution-working together to create a better financial future for our customers and communities.


At Best Egg, you'll find a culture grounded in our core values-putting people first, creating clarity, delivering with excellence -enhanced by Barclays' commitment to integrity, inclusion, and long-term impact. Together, we empower our colleagues to challenge, innovate, and take ownership while making a meaningful difference in people's financial lives.


With the strength of Barclays behind us, we offer expanded opportunities for growth, development, and career mobility across a global organization-while continuing to build the products and experiences that make Best Egg unique.


We're looking for collaborative, curious problem-solvers who are excited to make an impact and grow with us.


We're proud to be an equal opportunity employer committed to building a diverse and inclusive team.


About the Role

We're hiring a Senior Credit Risk Analyst to lead verification strategy for our personal loan product. You'll design and optimize how we use vendor data, credit bureau data, and internal signals to validate income, evaluate credit risk and improve underwriting decisions.

his role is highly leveraged-you'll directly influence funding volume and early credit performance by determining when and how to step up verification across the application funnel.

What You'll Do
  • Build and scale income verification strategies for personal loans
  • Leverage credit bureau + vendor data (payroll, cashflow, alternative data)
  • to detect income inconsistencies and risk signals
  • Define verification playbooks, decision rules, and escalation criteria for manual review
  • Quantify and optimize trade-offs across:
    • Approval & conversion rates
    • Funding / booked loans
    • Early delinquency & credit losses
  • Design and run A/B tests and champion/challenger strategies
  • Monitor performance using funnel metrics, cohort/vintage analysis, and risk segmentation
  • Partner with Product, Data Science, Fraud, and Credit Underwriting
Turn analysis into clear, high-impact recommendations 
What You Bring
  • 5+ years in credit risk, underwriting strategy, or verification analytics
  • Hands-on experience with:
    • Personal loans or unsecured consumer lending
    • Credit bureau data
    • Income / bank / payroll data vendors
  • Proven ability to drive data-backed strategy decisions and trade-off optimization
  • Experience designing or influencing verification or underwriting policies
  • Strong SQL; Python/R a plus
  • Experience with Experimentation and Swapset analysis
Nice to Have
  • Deep experience with income verification vendors and workflows
  • Familiarity with credit risk, underwriting strategy and first-party fraud
  • Experience in fintech or high-growth lending environments
Impact
  • Drive better funding quality and early credit performance
  • Optimize verification strategy to maximize conversion and funding efficiency
  • Reduce operating cost
$120,000 - $140,000 a year
Employee Benefits
Best Egg offers many additional benefits for our employees, including (but not limited to):
       Pre-tax and post-tax retirement savings plans with a competitive company matching
program
       Generous paid time-off plans including vacation, personal/sick time, paid short--
term and long-term disability leaves, paid parental leave, and paid company
holidays
       Multiple health care plans to choose from, including dental and vision options
       Flexible Spending Plans for Health Care, Dependent Care, and Health
Reimbursement Accounts
       Company-paid benefits such as life insurance, wellness platforms, employee
assistance programs, and Health Advocate programs
       Other great discounted benefits include identity theft protection, pet insurance,
fitness center reimbursements, and many more!
 
 
In compliance with the CCPA, Best Egg is fully committed to handling the personal information and data of employees and job applications responsibly with respect and due care. Review our CCPA Employee Policy  here 
apply for this job

Apply