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Senior Credit Risk Analyst Jobs in Kitchener, ON

Td

Credit Analyst II

Burlington, ON · On-site

CA$81K - CA$115K/yr

Assess credit risk in compliance with applicable internal and external requirements (e.g. financial ... Generally, reports to the Senior Manager, Credit Management EXPERIENCE & EDUCATION * Undergraduate ...

Scotiabank

Credit Solutions Manager

Hamilton, ON

Ensuring that communications to (Sr.) RM clearly convey the rationale for decisions, so that they ... Excellent risk assessment and analysis skills * Excellent accounting and financial analysis skills

Manulife

Senior Consultant, Information Risk

Waterloo, ON · Hybrid

CA$113K - CA$163K/yr

Senior Information Risk ConsultantProtect What Matters Most Join Manulife's Global Wealth & Asset ... Strong analytical, problem-solving, and organizational abilities. Professional Certifications ...

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All JobsCredit Risk Analyst JobsSenior Credit Risk Analyst JobsSenior Credit Risk Analyst Jobs in Kitchener, ON

Senior Credit Risk Analyst information

See Kitchener, ON salary details

$58.3K

$93.6K

$166.1K

How much do senior credit risk analyst jobs pay per year?

As of Aug 2, 2026, the average yearly pay for senior credit risk analyst in Kitchener, ON is $93,624.00, according to ZipRecruiter salary data. Most workers in this role earn between $73,705.00 and $101,228.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Senior Credit Risk Analyst, and why are they important?

To thrive as a Senior Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial statements, and a degree in finance, economics, or a related field. Expertise with risk modeling tools, statistical software (such as SAS or R), and experience with credit risk management systems are typically required. Exceptional attention to detail, critical thinking, and effective communication skills set top performers apart in this role. These skills and qualities are vital for accurately assessing credit risk, making sound recommendations, and supporting organizational financial stability.

What is the highest salary for a credit analyst?

The highest salary for a senior credit risk analyst can exceed $100,000 annually, especially with extensive experience, advanced certifications, and working in high-cost regions or large financial institutions. Top earners may also receive bonuses and performance incentives that significantly increase total compensation.

What does a senior Credit Risk Analyst do?

A senior Credit Risk Analyst evaluates the creditworthiness of individuals or businesses to determine the risk of lending money. They analyze financial data, use risk assessment tools, and develop strategies to minimize potential losses for financial institutions. This role often requires strong analytical skills, knowledge of credit scoring models, and proficiency with data analysis software.

What are some common challenges faced by Senior Credit Risk Analysts when assessing complex credit portfolios?

Senior Credit Risk Analysts often encounter challenges such as evaluating the risk of diverse and complex credit portfolios, interpreting large volumes of financial data, and staying current with evolving regulatory requirements. Balancing the need for thorough risk assessments with tight deadlines can also be demanding. Additionally, they must effectively communicate their findings and recommendations to stakeholders across departments, ensuring that risk strategies align with the organization’s broader objectives.

How much does a senior Credit Risk Analyst earn?

A senior Credit Risk Analyst typically earns between $70,000 and $120,000 annually, depending on experience, location, and industry. They often require strong analytical skills and proficiency with risk assessment tools to perform their duties effectively.

What is the salary of senior Credit Risk Analyst?

The salary of a Senior Credit Risk Analyst typically ranges from $80,000 to $130,000 annually, depending on experience, location, and the company's size. At firms like JP Morgan, the average salary is often around $100,000 to $120,000, with additional bonuses and benefits.
What cities near Kitchener, ON are hiring for Senior Credit Risk Analyst jobs? Cities near Kitchener, ON with the most Senior Credit Risk Analyst job openings:
Senior Credit Risk Analyst jobs near you
Infographic showing various Senior Credit Risk Analyst job openings in Kitchener, ON as of July 2026, with employment types broken down into 87% Full Time, 8% Part Time, 1% Temporary, and 4% Contract. Highlights an 84% Physical, 7% Hybrid, and 9% Remote job distribution, with an average salary of $93,624 per year, or $45 per hour.

Senior Credit Manager (Bilingual)

Farm Credit Canada

Stratford, ON • Hybrid

Full-time

Posted 2 days ago

New

Job description

Closing Date (MM/DD/YYYY):

08/14/2026

Worker Type:

Permanent

Language(s) Required:

Bilingual (English and French)

Term Duration (in months):

Salary Range (plus eligible to receive a performance based incentive, applicable to position) :

$107,780 - $145,820

Why FCC?

At FCC, we're proud to be 100% invested in Canadian agriculture and food. As a federal Crown corporation, we provide financing, knowledge resources and business management software to over 103,000 customers nationwide.

Here's what you can expect when you join our team:

  • Competitive total rewards packages: market-aligned and performance-based salary and incentive programs, flexible and comprehensive group benefit and savings plans, and well-being support through benefits and wellness programs

  • Purpose-driven work: We build strong relationships, share knowledge and support the people who feed the world

  • Growth: Learning and development opportunities to help you thrive

  • Hybrid work options

~

How you'll make an impact

Leverage your expertise in agricultural and commercial lending, credit analysis and risk mitigation to evaluate and approve lending opportunities while supporting sound credit decisions.

As Senior Credit Manager, you'll review and approve complex loan applications, assess risks, verify compliance with credit policies and provide advice on financing solutions. Your strong expertise in financial analysis and credit risk management will enable you to support lending decisions, review exceptions and recommend measures to help maintain a healthy loan portfolio.

Are you a collaborative, analytical and organized person who is skilled at coaching others? Do you thrive in a dynamic environment? Are you motivated by the opportunity to support Canada's agriculture and food industry? If so, this role could be for you!

What you'll do

  • Evaluate and authorize complex agricultural and commercial lending proposals that exceed established lending authorities.
  • Review source documents, financial information and loan recommendations to support credit decisions.
  • Assess administrative requests, including loan amendments, changes to security and policy exceptions.
  • Assess compliance with enterprise credit risk policies, procedures and guidelines.
  • Provide coaching, mentoring and technical guidance to lending staff and credit specialists.
  • Work with business partners, contribute to credit quality reviews and support credit-related training initiatives.

What you'll bring to the team

Required qualifications:

  • Bachelor's degree in business administration, economics, agriculture or a related field (or an equivalent combination of education and experience)
  • Minimum 8 years of experience in commercial or agricultural lending or both
  • Extensive knowledge of Canadian agriculture and credit risk management practices
  • Proven expertise in assessing loan applications and analyzing financial statements, working capital and cash flow
  • Proven ability to evaluate complex lending opportunities and implement risk mitigation strategies
  • Experience coaching, mentoring and providing technical guidance to loan specialists
  • Excellent communication, collaboration, organizational and decision-making skills
  • Strong bilingual (English and French) communication skills, both written and verbal, topresentinformation

Preferred qualifications:

  • Experience delivering credit-related training and learning programs
  • Experience conducting credit quality reviews and monitoring lending trends is an asset
  • In-depth knowledge of FCC's credit policies and procedures

Not sure you meet every requirement? We encourage you to apply anyway.

You belong here
At FCC, we're committed to creating an inclusive, equitable and accessible workplace - one that reflects the communities where we live, work and play. Our team is made stronger through diversity, and we're dedicated to building a workforce that brings together a range of backgrounds, abilities and perspectives.
We encourage qualified applicants to apply, including members of these four employment equity groups:
Indigenous Peoples
Members of visible minority groups
Persons with disabilities
Women

Accessibility and accommodations

To support an inclusive and accessible candidate experience, we encourage anyone needing an adjustment or accommodation during any stage of the recruitment process to email us at: TalentSupplyRecherch@fcc-fac.ca. An HR partner will respond and work with applicants who request a reasonable accommodation. Information received in relation to accommodation requests will not impact hiring decisions.

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