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Senior Credit Risk Analyst Jobs in Everett, MA (NOW HIRING)

Dedham Savings

Senior Credit Analyst

Dedham, MA · On-site

... risk. The Senior Credit Analyst also reviews key loan documentation, prepares periodic loan and ... portfolio reports, participates in customer meetings as requested, and ensures credit source ...

Reading Co-Operative

Senior Credit Analyst

Reading, MA · On-site

$95 - $105/hr

Senior Credit Analyst Full Time Reading, MA, US 3 days ago Requisition ID: 1295 Salary Range: $95 ... Recommend risk ratings and identify appropriate loan structures, covenants, risk mitigants, and ...

Mass Development

Credit Analyst

Boston, MA · On-site

Working under the general direction of the Senior Credit Manager, you'll help support sound lending ... risk ratings. * Partner with lenders to prepare loan approval packages, annual reviews, and ...

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Senior Credit Risk Analyst information

See Everett, MA salary details

$55.1K

$113.1K

$146.7K

How much do senior credit risk analyst jobs pay per year?

As of Aug 31, 2026, the average yearly pay for senior credit risk analyst in Everett, MA is $113,101.00, according to ZipRecruiter salary data. Most workers in this role earn between $93,200.00 and $141,100.00 per year, depending on experience, location, and employer.

What are some common challenges faced by a senior credit risk analyst when assessing complex credit portfolios?

Senior Credit Risk Analysts often encounter challenges such as evaluating the risk of diverse and complex credit portfolios, interpreting large volumes of financial data, and staying current with evolving regulatory requirements. Balancing the need for thorough risk assessments with tight deadlines can also be demanding. Additionally, they must effectively communicate their findings and recommendations to stakeholders across departments, ensuring that risk strategies align with the organization’s broader objectives.

What are the key skills and qualifications needed to thrive as a senior credit risk analyst, and why are they important?

To thrive as a Senior Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial statements, and a degree in finance, economics, or a related field. Expertise with risk modeling tools, statistical software (such as SAS or R), and experience with credit risk management systems are typically required. Exceptional attention to detail, critical thinking, and effective communication skills set top performers apart in this role. These skills and qualities are vital for accurately assessing credit risk, making sound recommendations, and supporting organizational financial stability.

How much does a senior credit risk analyst earn?

A senior credit risk analyst typically earns between $70,000 and $120,000 annually, depending on experience, location, and industry. They often require strong analytical skills and proficiency with risk assessment tools and financial modeling.

What does a senior Credit Risk Analyst do?

A senior Credit Risk Analyst evaluates the creditworthiness of individuals or businesses to determine the risk of lending. They analyze financial data, use risk assessment tools, and develop strategies to mitigate potential losses, often working with credit scoring models and regulatory compliance standards.

What is a senior credit risk analyst's salary?

A senior credit risk analyst's salary typically ranges from $70,000 to $120,000 annually, depending on experience, location, and industry. They often require strong analytical skills, knowledge of credit scoring models, and proficiency with risk management tools.

What cities near Everett, MA are hiring for Senior Credit Risk Analyst jobs?

Cities near Everett, MA with the most Senior Credit Risk Analyst job openings:

Senior Credit Risk Analyst jobs near you
Infographic showing various Senior Credit Risk Analyst job openings in Everett, MA as of August 2026, with employment types broken down into 1% As Needed, 84% Full Time, 12% Part Time, and 3% Contract. Highlights an 87% Physical, 5% Hybrid, and 8% Remote job distribution, with an average salary of $113,101 per year, or $54.4 per hour.

AVP Senior Commercial Credit Analyst

Winchester Savings Bank

Winchester, MA • On-site

Other

Re-posted 25 days ago

Job description

Senior Credit Analyst

Responsible for performing a full range of credit functions for existing and prospective borrowers, both businesses and individuals that are in line with the policies and procedures set forth for the Commercial Lending and Commercial Credit departments. Primary function: to objectively evaluate the credit risk on more complex commercial loan requests and provide recommendations in a succinct written format for use in the commercial loan approval and review process. Additionally, the Senior Credit Analyst plays a key role in mentoring junior team members and enhancing the overall credit process.

Essential Job Functions
  • Conduct thorough and timely analysis of financial information for complex loan requests, loan modifications, renewals, and periodic reviews.
  • Review new requests and perform annual reviews for cash management limits for ACH, RDC and Wires.
  • Perform annual reviews on critical vendors.
  • Maintain and monitor the overall credit quality of the commercial loan portfolio and ensure the accuracy of each loan's risk rating on a periodic basis.
  • Order and/or review various reports for accuracy, completeness and potential risks such as appraisals and environmental reports.
  • Support other credit risk management activities within the department and other areas of the Bank and assist with internal/external audits or regulatory compliance matters.
  • Adhere to guidelines and prepare/maintain various reports as outlined in the Commercial Credit Procedures.
  • Review and recommend updates to the commercial lending and/or credit policies & procedures and assist in their implementation.
  • Mentor and act as a resource in the development of junior team members.
  • Assist Sr. Credit Manager with special projects, process improvements and overseeing credit department.
  • Establish and maintain professional, respectful and effective working relationships with internal and external customers.
  • Perform additional related duties as required or directed.
Qualifications
  • Bachelor's Degree (or equivalent experience), preferably in business, finance, or accounting, or minimum of 5 years of banking/financial service experience.
  • Proficient in Microsoft Office and general computer use.
  • Strong quantitative/analytical and research skills requiring minimal guidance.
  • Excellent verbal and written communication skills.
  • Strong interpersonal skills. Works well in a collaborative team environment, and independently.
  • Self-driven, highly accountable, and shows initiative.
  • Ability to effectively manage competing tasks and deadlines.

This list of duties is not intended to be all-inclusive and may be expanded to include other duties that may be deemed necessary by management from time to time. The Bank reserves the right to modify, interpret, or apply the job description in any way the company desires and that the job description is not a contract for employment. All employment is "at will". Also, employee is expected to have knowledge of and adherence to Bank policies and procedures. The employee complies with state and federal regulations and specific BSA/AML related regulations and all information security related regulations.

This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines.

WSB provides equal employment opportunity to all individuals regardless of their race, color, religion, gender, age, sexual orientation, national origin, disability, veteran status, or any other characteristic protected by state, federal, or local law.

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