Senior Credit Risk Analyst Jobs in Athens, GA (NOW HIRING)

Title:National Analytic Consultant- Employee Benefits

Work Mode:Remote Eastern Time Zone and Florida Only| Location/Supporting:Longwood, FL|Requirement/Experience:5-7 years experience
Please note: If this position is posted as either fully remote and/or hybrid, in accordance with company policy, individuals residing within a 50-mile radius of a branch location may be required to work onsite in a hybrid capacity as there may be occasions when on-site presence is necessary to meet specific business needs. Additionally, our remote work policy includes having a dedicated, distraction-free workspace. Remote work is not a substitute for childcare, elder care, or other personal responsibilities during working hours. To view our branch locations, please visit: ioausa.com/locations

About the Role:Responsible for leading and supporting IOA Benefits Group data analytics activities on a national scale, including data collection, analysis, interpretation, reporting, and client consultation. This role partners closely with the Senior Analytic Consultant, Producers, and Benefits teams to deliver data-driven insights that support underwriting evaluations, renewal negotiations, funding analyses, and strategic client decision-making. The National Analytic Consultant leverages analytics, technology, and industry expertise to support business growth, enhance client outcomes, and promote operational excellence.

Key Responsibilities:

• Data Analytics & Interpretation:Gather, analyze, and interpret underwriting, claims, financial, and benefits data to support client strategy and decision-making.

• Underwriting Support:Evaluate underwriting data and develop recommendations to support carrier pricing, negotiations, and funding analyses.

• Client Consulting:Deliver data-driven insights that help clients understand risks, trends, opportunities, and program performance.

• Sales Support:Partner with Producers and Benefits teams by providing analytical support for renewals, presentations, prospecting, and business development initiatives.

• Reporting & Presentation Development:Create reports, dashboards, financial exhibits, and presentations that communicate complex information clearly and effectively.

• Analytics Process Management:Develop and maintain analytics methodologies, reporting standards, and best practices to improve consistency and results.

• Technology Optimization:Utilize and evaluate analytics, reporting, and business intelligence tools to enhance client outcomes and operational effectiveness.

• Performance Analysis:Analyze trends, benchmarking data, and financial metrics to identify opportunities for optimization and improved performance.

• Process Improvement:Recommend and implement improvements that enhance efficiency, reporting accuracy, analytical capabilities, and service delivery.

• Stakeholder Collaboration:Partner with Senior Analytic Consultants, Producers, Account Teams, carriers, and internal stakeholders to support client objectives.

• Communication:Maintain clear and consistent communication regarding analytical findings, recommendations, and client activities.

• Training & Knowledge Sharing:Provide analytical guidance and support team development through knowledge sharing and subject matter expertise.

• Technical Expertise:Maintain knowledge of underwriting methodologies, funding arrangements, analytics tools, market trends, and industry best practices.

• Compliance:Ensure adherence to company policies, industry standards, and established analytical procedures.

• Champion IOA Values:Demonstrate integrity, leadership, accountability, and professionalism in all interactions.

Ideal CandidateQualifications:

• Bachelor's degree in Business, Finance, Economics, Statistics, Mathematics, Actuarial Science, or related field

• Knowledge of underwriting, manual rating methodologies, funding arrangements, healthcare pricing tools, and financial risk assessment principles

• Understanding of experience rating, claim cost projections, and data-driven financial analysis

• Strong analytical, critical thinking, problem-solving, and consultative solution-development skills

• Excellent verbal, written, presentation, and customer service skills

• Ability to manage multiple priorities, work independently, and perform effectively in a fast-paced environment

• Proficiency in Microsoft Office applications, including Excel, Word, PowerPoint, and Outlook

• Ability to interpret complex data and communicate findings to technical and non-technical audiences

What We Offer:

• Competitive salaries and bonus potential

• Company-paid health insurance

• Paid holidays, vacations, and sick time

• 401K with employer match

• Professional growth and career progression opportunities

• Respectful culture and work/family life balance

• Community service commitment

• Supportive teammates and a rewarding work environment

What to Expect(Application Process):

• 30-Minute Phone Screen, Online Assessments, and Interview(s)