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Senior Credit Risk Analyst Jobs in Florida (NOW HIRING)

Banesco USA

SVP, SBA Senior Credit Officer

Miami, FL · On-site

Credit Analysis, Portfolio Management and Special Assets within the bank's SBA division ... Risk Management: Direct internal credit ratings, validate third-party reports (Appraisals, Site ...

GROVE BANK & TRUST

Senior Credit Analyst

Miami, FL · On-site

$90 - $120/hr

Senior Credit Analyst Miami, FL, US 4 days ago Requisition ID: 1066 SUMMARY : Evaluates the ... Working knowledge of applicable industry laws and regulations required to review credit risk. Solid ...

SCCU

Sr. Risk Analyst

Melbourne, FL · Hybrid

$75K/yr

At Space Coast Credit Union (SCCU) , our members are at the heart of everything we do. Since 1951 ... As a Senior Risk Analyst in our Melbourne Headquarters location, you will serves as a senior ...

SCCU

Sr. Risk Analyst

Melbourne, FL · On-site

$75K/yr

At Space Coast Credit Union (SCCU) , our members are at the heart of everything we do. Since 1951 ... As a Senior Risk Analyst in our Melbourne Headquarters location, you will serves as a senior ...

BNY

Senior Vice President, Credit Risk

Lake Mary, FL · On-site +1

$143K - $190K/yr

Pershing, LLC seeks Senior Vice President, Credit Risk in Lake Mary, FL, to coordinate risk ... Conduct statistical analyses to quantify risk, using statistical analysis software or econometric ...

BNY

Senior Vice President, Credit Risk

Lake Mary, FL · On-site +1

$143K - $190K/yr

Pershing, LLC seeks Senior Vice President, Credit Risk in Lake Mary, FL, to coordinate risk ... Conduct statistical analyses to quantify risk, using statistical analysis software or econometric ...

Amerantbank

Credit Risk Metrics Specialist

Miramar, FL · On-site

... Officer and/or senior management to assess, reduce, eliminate, or control any current or ... Strong quantitative, analytical, and problem-solving skills, with the ability to interpret data ...

Amerantbank

Credit Risk Metrics Specialist

Tampa, FL · On-site

... Officer and/or senior management to assess, reduce, eliminate, or control any current or ... Strong quantitative, analytical, and problem-solving skills, with the ability to interpret data ...

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Senior Credit Risk Analyst information

See Florida salary details

$40K

$82.1K

$106.5K

How much do senior credit risk analyst jobs pay per year?

As of Sep 4, 2026, the average yearly pay for senior credit risk analyst in Florida is $82,087.00, according to ZipRecruiter salary data. Most workers in this role earn between $67,600.00 and $102,400.00 per year, depending on experience, location, and employer.

What are some common challenges faced by a senior credit risk analyst when assessing complex credit portfolios?

Senior Credit Risk Analysts often encounter challenges such as evaluating the risk of diverse and complex credit portfolios, interpreting large volumes of financial data, and staying current with evolving regulatory requirements. Balancing the need for thorough risk assessments with tight deadlines can also be demanding. Additionally, they must effectively communicate their findings and recommendations to stakeholders across departments, ensuring that risk strategies align with the organization’s broader objectives.

What are the key skills and qualifications needed to thrive as a senior credit risk analyst, and why are they important?

To thrive as a Senior Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial statements, and a degree in finance, economics, or a related field. Expertise with risk modeling tools, statistical software (such as SAS or R), and experience with credit risk management systems are typically required. Exceptional attention to detail, critical thinking, and effective communication skills set top performers apart in this role. These skills and qualities are vital for accurately assessing credit risk, making sound recommendations, and supporting organizational financial stability.

How much does a senior credit risk analyst earn?

A senior credit risk analyst typically earns between $70,000 and $120,000 annually, depending on experience, location, and industry. They often require strong analytical skills and proficiency with risk assessment tools and financial modeling.

What does a senior Credit Risk Analyst do?

A senior Credit Risk Analyst evaluates the creditworthiness of individuals or businesses to determine the risk of lending. They analyze financial data, use risk assessment tools, and develop strategies to mitigate potential losses, often working with credit scoring models and regulatory compliance standards.

What is a senior credit risk analyst's salary?

A senior credit risk analyst's salary typically ranges from $70,000 to $120,000 annually, depending on experience, location, and industry. They often require strong analytical skills, knowledge of credit scoring models, and proficiency with risk management tools.

What are the most commonly searched types of Credit Risk Analyst jobs in Florida?

The most popular types of Credit Risk Analyst jobs in Florida are:

What cities in Florida are hiring for Senior Credit Risk Analyst jobs?

Cities in Florida with the most Senior Credit Risk Analyst job openings:

Senior Credit Risk Analyst jobs near you

SVP, SBA Senior Credit Officer

Banesco USA

Miami, FL • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 8 days ago

Job description

Job Title

SVP, SBA Senior Credit Officer

Banesco USA is seeking an SVP, SBA Senior Credit Officer for our SBA Credit business unit.

Primary Job Duties:

  • The SBA Senior Credit Officer is responsible for the credit quality of the bank’s SBA 7a loan portfolio. This role oversees the entire credit life cycle, ensuring that underwriting, portfolio management and collections, as well as special asset activities adhere to both internal bank policies and the latest SBA SOP guidelines.
  • This position oversees three critical functions: Credit Analysis, Portfolio Management and Special Assets within the bank’s SBA division.
  • Strategic Leadership: Assist the Deputy Chief Credit Officer in executing the enterprise-wide credit risk framework; set limits, monitor adherence, and align SBA policies with bank risk appetite.
  • Credit Authority: Exercise prudent credit judgment with individual loan approval authority as granted by the Board; approve/decline policy exceptions and loan modifications within established limits.
  • Policy & Compliance: Lead the design and implementation of SBA SOP-compliant procedures; ensure all lending practices strictly adhere to federal/state regulations and industry best practices.
  • Leadership: Provide final decision-making or expert opinions for high-risk/high-value credits.
  • Portfolio Oversight: Manage SBA portfolio requirements (payments, insurance, taxes) and lead "early warning" detection for deteriorating credit trends.
  • Risk Management: Direct internal credit ratings, validate third-party reports (Appraisals, Site Visits), and manage workout plans, deferments, and collateral valuations.
  • Reporting & Audit: Serve as primary liaison for regulatory examinations; prepare monthly Watch List comments and quarterly Adversely Classified Reports.
  • Team Management: Supervise, train, and provide technical guidance to the SBA portfolio management and collections teams.
  • Responsible for completing annual training program assigned. 
  • Performs other functions and/or duties as assigned.

Job Requirements:

 

  • Education: Bachelor’s in Finance/Accounting (MBA preferred).
  • Experience: 10+ years in Credit Risk/Lending, including 5+ years in senior leadership.
  • Experience with delegated lending authority in approving transactions up to $5MM for 5 + years.
  • Experience with the SBA 7a and Express loan programs, teams, and policies.
  • Experience as or working with an LSP (Lender Service Provider) is a plus.
  • Technical Expertise: Deep knowledge of credit principles, banking regulations (OFR, FDIC, FRB, FFIEC), and audit/regulatory relations.
  • Leadership: Proven track record in department management, change initiatives, and aligning operations with bank objectives.
  • Communication: Skilled in presenting technical concepts to stakeholders at all levels, from staff to the Board of Directors.
  • Software: Proficient in Microsoft Office Suite.

Benefits: 

 

  • Competitive Salary.
  • PTO
  • Hybrid work at Miami or St. Pete offices.
  • Tuition Reimbursement.
  • Paid Parental Leave
  • Medical, Dental, Vision
  • 401(k) retirement plan.
  • Life Insurance
  • Supplemental Insurances
  • Short-Term & Long-Term Disability 

About Us: 

 

Banesco USA is part of Banesco International, a worldwide group of financial institutions with a presence in 15 countries. 

As a corporation in continuous evolution, we promote the ongoing professional and personal development of our employees, by embracing challenges and adapting to the changing environment of today’s world. We aim to develop integral human beings, committed to making a difference at the workplace and out in the world.

Our actions are rooted in our Values: Reliability, Responsibility, Quality, and Innovation. We believe that we all have the same ability to transform our daily tasks into significant contributions, and therefore, Leave Our Mark.

At Banesco USA, one of our most valued assets is our enthusiastic team, which strives every day to create a world-class organization in an ever-changing world. Together, our team has made us a market leader and we invite you to join us.

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