ZipRecruiter

Log In

1

Senior Credit Risk Analyst Jobs in British Columbia

Peoples Group

Commercial Sales Analyst

Vancouver, BC · Hybrid

Prepare detailed loan summaries and renewal credit packages, including financial analysis, cash flow assessment, DSCR calculations, and key risk considerations, for internal review and approval.

Coinbase

... credit and market risk, and protect millions of users from financial threats in real time at ... Partner cross‑functionally with Data Science, ML, Risk Analysts, Product, and Compliance teams to ...

next page

Showing results 1-20

All JobsCredit Risk Analyst JobsSenior Credit Risk Analyst JobsSenior Credit Risk Analyst Jobs in British Columbia

Senior Credit Risk Analyst information

See British Columbia salary details

$62.5K

$100.3K

$178K

How much do senior credit risk analyst jobs pay per year?

As of Sep 1, 2026, the average yearly pay for senior credit risk analyst in British Columbia is $100,349.00, according to ZipRecruiter salary data. Most workers in this role earn between $79,000.00 and $108,500.00 per year, depending on experience, location, and employer.

What are some common challenges faced by a senior credit risk analyst when assessing complex credit portfolios?

Senior Credit Risk Analysts often encounter challenges such as evaluating the risk of diverse and complex credit portfolios, interpreting large volumes of financial data, and staying current with evolving regulatory requirements. Balancing the need for thorough risk assessments with tight deadlines can also be demanding. Additionally, they must effectively communicate their findings and recommendations to stakeholders across departments, ensuring that risk strategies align with the organization’s broader objectives.

What are the key skills and qualifications needed to thrive as a senior credit risk analyst, and why are they important?

To thrive as a Senior Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial statements, and a degree in finance, economics, or a related field. Expertise with risk modeling tools, statistical software (such as SAS or R), and experience with credit risk management systems are typically required. Exceptional attention to detail, critical thinking, and effective communication skills set top performers apart in this role. These skills and qualities are vital for accurately assessing credit risk, making sound recommendations, and supporting organizational financial stability.

How much does a senior credit risk analyst earn?

A senior credit risk analyst typically earns between $70,000 and $120,000 annually, depending on experience, location, and industry. They often require strong analytical skills and proficiency with risk assessment tools and financial modeling.

What does a senior Credit Risk Analyst do?

A senior Credit Risk Analyst evaluates the creditworthiness of individuals or businesses to determine the risk of lending. They analyze financial data, use risk assessment tools, and develop strategies to mitigate potential losses, often working with credit scoring models and regulatory compliance standards.

What is a senior credit risk analyst's salary?

A senior credit risk analyst's salary typically ranges from $70,000 to $120,000 annually, depending on experience, location, and industry. They often require strong analytical skills, knowledge of credit scoring models, and proficiency with risk management tools.

What are the most commonly searched types of Credit Risk Analyst jobs in British Columbia?

The most popular types of Credit Risk Analyst jobs in British Columbia are:

What cities in British Columbia are hiring for Senior Credit Risk Analyst jobs?

Cities in British Columbia with the most Senior Credit Risk Analyst job openings:

Senior Credit Risk Analyst jobs near you
Infographic showing various Senior Credit Risk Analyst job openings in British Columbia as of August 2026, with employment types broken down into 1% As Needed, 85% Full Time, 11% Part Time, and 3% Contract. Highlights an 87% Physical, 5% Hybrid, and 8% Remote job distribution, with an average salary of $100,349 per year, or $48.2 per hour.

Sr Credit Manager (826)

Richmond, BC • On-site

Trail Appliances Ltd.
See more jobs at Trail Appliances Ltd.external

Full-time

Posted 25 days ago

Job description

Working at Trail Appliances means joining an entrepreneurial-minded, driven team dedicated to delivering an exceptional customer experience. Trail Appliances is the leading independent appliance retailer in Western Canada. We're a fast-growing company with over 500 employees in British Columbia, spread out over 10 showrooms, 3 Outlet Centres, 3 distribution centres, and 4 offices in BC's major markets. Join our team of trailblazers!

Our core values: 
Integrity - We do what's right, even when no one is looking.  
Improvement - We do it well. Then we do it better.  
Caring - We put ourselves in others' shoes. 
Authenticity - We like people, not pretense.  
Determination - We kick down walls. 

At Trail Appliances, we believe great business is built on strong relationships. We're looking for a strategic, people-focused Senior Credit Manager to lead our credit and collections function, protect the financial health of our business, and support growth across our retail and builder divisions.

This is an opportunity to make a real impact by leading a high-performing team, driving continuous improvement, and partnering with leaders across the organization to balance smart risk management with exceptional customer experience.

As the Sr Credit Manager, you will
  • Lead, coach, and develop the Credit team, fostering a culture of accountability, collaboration, and customer service.
  • Oversee customer credit evaluations, risk assessments, credit limits, and exposure management.
  • Maintain and enhance credit policies, procedures, and controls that balance risk management with business growth.
  • Drive collections performance by managing aging accounts, negotiating payment arrangements, and reducing bad debt exposure.
  • Monitor customer payment trends and financial health to proactively identify and mitigate risk.
  • Manage credit holds and order releases, making sound decisions that support both revenue and risk objectives.
  • Partner with Sales, Operations, Customer Service, and Finance to resolve issues, improve collection outcomes, and strengthen customer relationships.
  • Review and approve credit applications, limit increases, and policy exceptions within established authority levels.
  • Track and improve key metrics, including DSO, collection effectiveness, bad debt expense, cash flow, and working capital performance.
  • Prepare and present credit risk, collections, and receivables reporting to senior leadership.
  • Champion process improvements, automation initiatives, and operational efficiencies that enhance team performance and scalability.
  • Provide credit risk expertise and strategic insights that support key business decisions and long-term growth.
To be successful in this role, you have
  • 10+ years of progressive experience in Credit Management.
  • Proven leadership experience building and developing successful teams.
  • Strong expertise in credit risk assessment, collections, receivables, and negotiation.
  • Exceptional relationship-building and communication skills.
  • Strong business acumen with the ability to balance customer service, profitability, and risk.
  • Advanced Microsoft Office skills; experience with Microsoft Dynamics 365 is an asset.
  • University degree and/or CCP designation preferred.
Why Trail?

At Trail Appliances, you'll join a company where people matter, ideas are valued, and success is built together. We offer the opportunity to lead, influence strategy, and make a meaningful contribution within a trusted Canadian brand that continues to grow.

Ready to lead with impact? We'd love to hear from you.

INDHP

We inspire possibilities, make shopping ridiculously easy, and help create special moments at home. Are you ready to meet your team?


We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.
apply for this job

Apply