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Senior Credit Officer Jobs in Ridgeland, SC (NOW HIRING)

US Navy

Nuclear Engineer

Hampton, SC · On-site

$89K - $106K/yr

... with senior civilian engineers, naval officers, and technical teams; high expectations for ... recommended college credit for Navy training, Navy COOL-funded certifications, USMAP ...

US Navy

Nuclear Engineer

Rincon, GA · On-site

$89K - $107K/yr

... with senior civilian engineers, naval officers, and technical teams; high expectations for ... recommended college credit for Navy training, Navy COOL-funded certifications, USMAP ...

US Navy

Nuclear Engineer

Springfield, GA · On-site

$81K - $97K/yr

... with senior civilian engineers, naval officers, and technical teams; high expectations for ... recommended college credit for Navy training, Navy COOL-funded certifications, USMAP ...

US Navy

Nuclear Engineer

Seabrook, SC · On-site

$89K - $106K/yr

... with senior civilian engineers, naval officers, and technical teams; high expectations for ... recommended college credit for Navy training, Navy COOL-funded certifications, USMAP ...

US Navy

Nuclear Engineer

Ridgeland, SC · On-site

$85K - $102K/yr

... with senior civilian engineers, naval officers, and technical teams; high expectations for ... recommended college credit for Navy training, Navy COOL-funded certifications, USMAP ...

US Navy

Nuclear Engineer

Savannah, GA · On-site

$91K - $109K/yr

... with senior civilian engineers, naval officers, and technical teams; high expectations for ... recommended college credit for Navy training, Navy COOL-funded certifications, USMAP ...

US Navy

Nuclear Engineer

Sheldon, SC · On-site

$90K - $108K/yr

... with senior civilian engineers, naval officers, and technical teams; high expectations for ... recommended college credit for Navy training, Navy COOL-funded certifications, USMAP ...

US Navy

Nuclear Engineer

Savannah, GA · On-site

$77K - $92K/yr

... with senior civilian engineers, naval officers, and technical teams; high expectations for ... recommended college credit for Navy training, Navy COOL-funded certifications, USMAP ...

US Navy

Nuclear Engineer

Hardeeville, SC · On-site

$87K - $105K/yr

... with senior civilian engineers, naval officers, and technical teams; high expectations for ... recommended college credit for Navy training, Navy COOL-funded certifications, USMAP ...

US Navy

Oceanographer/Meteorologist

Savannah, GA · On-site

... is required for officers at the LCDR level and senior, typically as mid-grade Lieutenants ... recommended college credit for Navy training, Navy COOL-funded certifications, USMAP ...

US Navy

Oceanographer/Meteorologist

Ridgeland, SC · On-site

... is required for officers at the LCDR level and senior, typically as mid-grade Lieutenants ... recommended college credit for Navy training, Navy COOL-funded certifications, USMAP ...

US Navy

Oceanographer/Meteorologist

Sheldon, SC · On-site

... is required for officers at the LCDR level and senior, typically as mid-grade Lieutenants ... recommended college credit for Navy training, Navy COOL-funded certifications, USMAP ...

US Navy

Oceanographer/Meteorologist

Springfield, GA · On-site

... is required for officers at the LCDR level and senior, typically as mid-grade Lieutenants ... recommended college credit for Navy training, Navy COOL-funded certifications, USMAP ...

US Navy

Oceanographer/Meteorologist

Hampton, SC · On-site

... is required for officers at the LCDR level and senior, typically as mid-grade Lieutenants ... recommended college credit for Navy training, Navy COOL-funded certifications, USMAP ...

US Navy

Oceanographer/Meteorologist

Savannah, GA · On-site

... is required for officers at the LCDR level and senior, typically as mid-grade Lieutenants ... recommended college credit for Navy training, Navy COOL-funded certifications, USMAP ...

US Navy

Oceanographer/Meteorologist

Rincon, GA · On-site

... is required for officers at the LCDR level and senior, typically as mid-grade Lieutenants ... recommended college credit for Navy training, Navy COOL-funded certifications, USMAP ...

US Navy

Oceanographer/Meteorologist

Seabrook, SC · On-site

... is required for officers at the LCDR level and senior, typically as mid-grade Lieutenants ... recommended college credit for Navy training, Navy COOL-funded certifications, USMAP ...

US Navy

Oceanographer/Meteorologist

Hardeeville, SC · On-site

... is required for officers at the LCDR level and senior, typically as mid-grade Lieutenants ... recommended college credit for Navy training, Navy COOL-funded certifications, USMAP ...

US Navy

Bomb Technician (EOD)

Hampton, SC · On-site

... EOD officer or senior enlisted EOD technician; additional in service accession requirements may ... recommended college credit for Navy training, Navy COOL-funded certifications, USMAP ...

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Showing results 1-20

All JobsCredit Officer JobsSenior Credit Officer JobsSenior Credit Officer Jobs in Ridgeland, SC

Senior Credit Officer information

See Ridgeland, SC salary details

$41.4K

$94.4K

$160.2K

How much do senior credit officer jobs pay per year?

As of Sep 5, 2026, the average yearly pay for senior credit officer in Ridgeland, SC is $94,391.00, according to ZipRecruiter salary data. Most workers in this role earn between $62,300.00 and $130,600.00 per year, depending on experience, location, and employer.

What is a senior credit officer?

Senior Credit Officers are experienced professionals responsible for overseeing the credit granting process in financial institutions. They evaluate, authorize, or recommend approval of loan applications and credit extensions, ensuring compliance with regulations and company policies. Their role involves assessing creditworthiness, managing credit risk, and establishing lending guidelines. Senior Credit Officers frequently lead credit teams, mentor junior staff, and play a key role in shaping a bank’s credit strategy.

What does a senior credit officer do?

As a senior credit officer, you provide support, direction, and loan policies to ensure a bank, credit union, or another financial institution maintains a quality credit extension. Your primary responsibilities include reviewing and assessing credit applications to analyze each client’s finances, credit, and collateral. You also validate any credit analysis prepared by a credit analyst, ensure all necessary documentation is completed correctly, and manage account exposure each month, quarter, and year. Other duties may include interviewing customers to learn about their financial situation and presenting features of products and services that fit their needs.

What are the key skills and qualifications needed to thrive as a senior credit officer, and why are they important?

To thrive as a Senior Credit Officer, you need advanced knowledge of credit analysis, risk assessment, and portfolio management, often supported by a degree in finance or accounting and significant banking experience. Proficiency with credit rating systems, financial modeling tools, and regulatory compliance software is typically required. Strong decision-making, negotiation, and communication skills are essential for effectively managing client relationships and leading credit teams. These skills and qualifications are crucial for minimizing financial risks and ensuring sound lending decisions within financial institutions.

How does a senior credit officer typically collaborate with other departments to manage credit risk effectively?

A Senior Credit Officer works closely with various departments such as risk management, sales, and underwriting to ensure that credit policies are consistently applied and risks are appropriately assessed. They often participate in cross-functional meetings to review large or complex credit applications and provide guidance on structuring deals to mitigate risk. Collaboration with legal and compliance teams is also common to ensure regulatory adherence. This teamwork helps maintain a balanced portfolio and supports informed, strategic lending decisions.

What is the difference between Senior Credit Officer vs Credit Analyst?

AspectSenior Credit OfficerCredit Analyst
Required CredentialsBachelor's degree, often with experience in credit risk or financeBachelor's degree in finance, economics, or related field; certifications like CFA are a plus
Work EnvironmentFinancial institutions, banks, or lending companiesBanking, investment firms, or credit departments within corporations
Employer & Industry UsageUsed in banking and lending sectors for overseeing credit processesCommonly used in credit analysis, risk assessment, and loan evaluation

The main difference is that a Senior Credit Officer oversees credit policies and manages credit risk at a higher level, while a Credit Analyst focuses on evaluating individual credit applications and analyzing financial data. Both roles require strong analytical skills and financial knowledge, but the Senior Credit Officer typically has more experience and responsibilities related to credit strategy and decision-making.

More about Senior Credit Officer jobs

What job categories do people searching Senior Credit Officer jobs in Ridgeland, SC look for?

The top searched job categories for Senior Credit Officer jobs in Ridgeland, SC are:

What cities near Ridgeland, SC are hiring for Senior Credit Officer jobs?

Cities near Ridgeland, SC with the most Senior Credit Officer job openings:

Senior Credit Officer jobs near you

SBA Product Business Development Officer Senior

Huntington

Savannah, GA • On-site, Remote

$77K - $107K/yr

Full-time

Re-posted 3 days ago

Huntington National Bank rating

8.1

Company rating: 8.1 out of 10

Based on 174 frontline employees who took The Breakroom Quiz

67th of 175 rated banks

Job description

Description

This role is remote and can be South Carolina or Georgia. Ideally would like someone in Macon, Savannah, Augusta, or Brunswick, GA.

Summary:

The SBA Product Business Development Officer Sr. is responsible for marketing a full range of banking services to Small Business Administration (SBA) loan eligible businesses with emphasis on client contact, origination and analysis.

Duties & Responsibilities:

  • Responsible for self sourcing SBA loan origination with emphasis on client contact, origination and analysis. Typical loan amounts are for $350K - $5MM.
  • Reviews financial statements and supporting documents, structures SBA loan proposals, completes initial analysis, and prepares credit package.
  • Ensures compliance with applicable federal, state and local laws and regulations, agency guidelines and organization policies.
  • Performs other duties as assigned.

Basic Qualifications:

  • Bachelor's degree or the equivalent of 4 years' SBA lending experience
  • A minimum of 5 years of SBA/Business/Commercial lending experience

Preferred Qualifications:

  • Business or Finance degree
  • SBA loan originating experience and familiarity with commercial loan underwriting systems.
  • Excellent customer service and interpersonal skills
  • Must have excellent written and verbal (face-to-face and phone) communication skills including professional grammar and demeanor.
  • Strong organizational skills with attention to detail
  • Ability to multi-task
  • PC and internet proficiency



Exempt Status: (Yes= not eligible for overtime pay) (No= eligible for overtime pay)

Yes

Workplace Type:

Remote

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.

Note to Agency Recruiters: Huntington Bank will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington Bank colleagues, directly or indirectly, will be considered Huntington Bank property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.

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