Senior Credit Analyst Jobs in Reno, NV (NOW HIRING)

Job Title:

Senior Credit Risk Review Director

Location:

West Sahara

What you'll do:

As a Credit Risk Review Senior Director you'll plan and execute multiple credit assurance, advisory, and oversight services for the Bank's second line of defense responsible for the management of credit risk known as the Credit Risk and Review Group. You'll provide credit assurance and advisory services with respect to all credit risk processes and related regulatory expectations, as well as matters involving new policy formulation, policy revisions, credit grading, specific loan loss reserves and new business initiatives. One of your key responsiblities is to interact with lines of business leaders, regulatory agencies and internal/external auditors to ensure an effective, risk-focused function, and adequate depth/breadth of coverage. Our Credit Risk review Directors demonstrate an excellent knowledge of regulatory requirements and expectations pertaining to credit risk management.

• Responsible for supporting the Credit Risk Review team in building and maintaining a cohesive and cooperative culture within the Credit Risk & Review Group.
• Source and develop depth of talent and expertise within the team which supports succession and sustainability of well-defined processes.
• Formulate and maintain departmental policy and procedure manuals, as well as a variety of management-level reports.
• Ensure the financial soundness of the Bank by identifying, assessing, and escalating credit risk to the Head of Credit Risk & Review Group and other key stakeholders.
• Execute and lead a dedicated team's execution of continuous quarterly credit file examination activities and/or credit process review engagements.
• Execute and lead a coverage team's execution of quarterly analyses of the credit quality trends of the loan portfolios of assigned reviewable business units or risk segments.
• Perform proper risk-based sampling techniques for scoping continuous file reviews and process reviews; determine the need for expanding scope and adjusting exam procedures, as appropriate; guide less experienced reviewers in determining the accuracy of assigned risk ratings and analyzing borrower risk attributes and risk factors; review the work papers of other Credit Risk Review Officers; and provide constructive feedback as required.
• Properly evaluate changes or weaknesses within Credit Administration processes or policies and effectively inspire line management and Credit Administration to acknowledge issues and operate with appropriate sense of urgency and focus on their timely clearing of identified deficiencies.
• Lead and develop a team; responsible for hiring, coaching, performance management, training and development.

What you'll need:

• 12+ years of related experience in Risk Management, Credit Risk & Review.
• Bachelor's degree in related field required; Masters or MBA in related field preferred.
• Previous leadership experience required.
• Expert knowledge of general banking operations, including deposit operations, loan administration, treasury management and/or other commercial banking products and services.
• Expert knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices.
• Expert knowledge of accounting, financial statements and tax returns, and cash flow analyses, as well as a highly refined ability to make insightful comments relating to a borrower's current and prospective credit risk profile.
• Expert analytical and problem-solving skills are required.Ability to understand business and industry concepts in order to develop and suggest intelligent, viable solutions to problems.
• Expert speaking and writing communication skills.
• Occasional travel required.

Compensation: Salary range for new hires is generally $299,850.00 - $370,403.00 for Reno, NV. Salary range for new hires is generally $299,850.00 - $370,403.00 for Las Vegas, NV. Salary amount is determined by specific job location. In addition, the role may be eligible for annual bonus/incentives earned and restricted stock.

Benefits you'll love:
We offer all the important things you'd want - like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you'll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career!

About the company:

Western Alliance Bank, Member FDIC, is a wholly owned subsidiary of Western Alliance Bancorporation. Serving clients nationwide, Western Alliance Bank includes six legacy bank brands - Alliance Association Bank, Alliance Bank of Arizona, Bank of Nevada, Bridge Bank, First Independent Bank and Torrey Pines Bank - that remain part of the company's heritage, as well as AmeriHome Mortgage, a Western Alliance Bank Company.

Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email HR@westernalliancebank.com or call 602-386-2488. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.

Western Alliance Bancorporation