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Senior Capital One Data Scientist Jobs (NOW HIRING)

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Senior Capital One Data Scientist information

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$41.5K

$142.5K

$201K

How much do senior capital one data scientist jobs pay per year?

As of Aug 1, 2026, the average yearly pay for senior capital one data scientist in the United States is $142,460.00, according to ZipRecruiter salary data. Most workers in this role earn between $118,500.00 and $166,500.00 per year, depending on experience, location, and employer.

What types of projects do Senior Data Scientists typically work on at Capital One, and how much autonomy do they have in shaping project direction?

Senior Data Scientists at Capital One often lead complex projects involving machine learning, predictive modeling, and data-driven business solutions, such as fraud detection, credit risk modeling, or customer personalization. They are generally given significant autonomy to define project goals, select appropriate methodologies, and guide data exploration. Collaboration with product managers, engineers, and business stakeholders is common, ensuring that models align with business objectives. Senior Data Scientists also mentor junior team members and contribute to best practices, making the role both technical and strategic.

What does a Senior Data Scientist at Capital One do?

A Senior Data Scientist at Capital One leverages advanced analytical and statistical techniques to solve complex business problems, particularly in areas such as credit risk, fraud detection, and customer experience optimization. They work with large datasets, build predictive models, and collaborate with cross-functional teams to drive data-driven decision-making. Additionally, they mentor junior data scientists and contribute to the development and deployment of machine learning solutions that support Capital One’s strategic objectives.

What are the key skills and qualifications needed to thrive as a Senior Capital One Data Scientist, and why are they important?

To thrive as a Senior Capital One Data Scientist, you need advanced statistical analysis, machine learning expertise, proficiency in programming languages like Python or R, and a degree in a quantitative field. Familiarity with big data tools (e.g., Spark, Hadoop), cloud platforms (AWS, Azure), and data visualization tools (Tableau, Power BI) is typically required, along with relevant certifications. Strong problem-solving, business acumen, and communication skills help translate complex data insights into actionable strategies for stakeholders. These skills are vital for driving data-driven decisions, optimizing business outcomes, and leading impactful analytics initiatives.
What cities are hiring for Senior Capital One Data Scientist jobs? Cities with the most Senior Capital One Data Scientist job openings:
What states have the most Senior Capital One Data Scientist jobs? States with the most job openings for Senior Capital One Data Scientist jobs include:
Infographic showing various Senior Capital One Data Scientist job openings in the United States as of July 2026, with employment types broken down into 91% Full Time, 5% Part Time, and 4% Contract. Highlights an 89% Physical, 4% Hybrid, and 7% Remote job distribution, with an average salary of $142,460 per year, or $68.5 per hour.

Senior Associate, Data Scientist

Capital One

Richmond, VA • On-site

Full-time

Re-posted 24 days ago


Capital One rating

7.7

Company rating: 7.7 out of 10

Based on 146 frontline employees who took The Breakroom Quiz

91st of 170 rated banks


Job description

Senior Associate, Data Scientist

Data is at the center of everything we do. As a startup, we disrupted the credit card industry by individually personalizing every credit card offer using statistical modeling and the relational database, cutting edge technology in 1988! Fast-forward a few years, and this little innovation and our passion for data has skyrocketed us to a Fortune 200 company and a leader in the world of data-driven decision-making.

As a Data Scientist at Capital One, you'll be part of a team that's leading the next wave of disruption at a whole new scale, using the latest in computing and machine learning technologies and operating across billions of customer records to unlock the big opportunities that help everyday people save money, time and agony in their financial lives.

Team Description:

The Credit Risk Management, Loss Forecasting and Allowance team uses the latest technologies and innovative models and data to forecast and optimize future losses associated with Capital One's credit card portfolio. We partner with model development and software engineering teams to build predictive models and automate insight generation.

As a Data Scientist, you will focus on loss forecasting modernization and data transformation. The qualified candidate will support card loss forecasting: resilience, outlook, allowance and CCAR.

Role Description

In this role, you will:

  • Partner with a cross-functional team of data scientists, software engineers, and product managers to identify and quantify risks associated with models

  • Leverage a broad stack of technologies - Python, Conda, AWS, Spark, and more - to reveal the insights hidden within data

  • Build statistical/machine learning models to challenge "champion models" that are deployed in production today

  • Contribute to the model governance of the next generation of machine learning models

  • Flex your interpersonal skills to present how model risks could impact the business to executives

The Ideal Candidate is:

  • Innovative. You continually research and evaluate emerging technologies. You stay current on published state-of-the-art methods, technologies, and applications and seek out opportunities to apply them.

  • Creative. You thrive on bringing definition to big, undefined problems. You love asking questions and pushing hard to find answers. You're not afraid to share a new idea.

  • Technical. You're comfortable with open-source languages and are passionate about developing further. You have hands-on experience developing data science solutions using open-source tools and cloud computing platforms.

  • Statistically-minded. You've built models, validated them, and backtested them. You have experience with a wide array of methods.

  • A data guru. "Big data" doesn't faze you. You have the skills to retrieve, combine, and analyze data from a variety of sources and structures. You know understanding the data is often the key to great data science.

Basic Qualifications:

  • Currently has, or is in the process of obtaining one of the following with an expectation that the required degree will be obtained on or before the scheduled start date:

    • A Bachelor's Degree in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, or a related quantitative field) plus 2 years of experience performing data analytics

    • A Master's Degree in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, or a related quantitative field) or an MBA with a quantitative concentration

Preferred Qualifications:

  • Master's Degree in "STEM" field (Science, Technology, Engineering, or Mathematics), or PhD in "STEM" field (Science, Technology, Engineering, or Mathematics)

  • Experience working with AWS

  • At least 2 years' experience in Python, Scala, or R

  • At least 2 years' experience with machine learning

  • At least 2 years' experience with SQL

Capital One will consider sponsoring a new qualified applicant for employment authorization for this position.

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

McLean, VA: $135,600 - $154,800 for Sr Assoc, Data Science


Richmond, VA: $123,300 - $140,700 for Sr Assoc, Data Science










Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate's offer letter.

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at theCapital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

This role is expected to accept applications for a minimum of 5 business days.No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City's Fair Chance Act; Philadelphia's Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com

Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.

Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).


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