Salaried Ribbit Jobs in California (NOW HIRING)

As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.

We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.

As a Senior Product Manager for CoreUX, you'll help bring our mission to life—reinventing the financial system and helping our community members achieve a better financial position. You will be responsible for shaping the experience every EarnIn member has with the app — from the home screen they land on to the design system and platform performance underneath it. You'll help carry CoreUX's shift from a team that supported other product lines to the team accountable for EarnIn's end-to-end app experience, using everything in your product toolkit to architect the product strategy, continually discover new insights, and drive execution. The Mountain View base salary range for this full-time position is $229,000-$280,000, plus equity and benefits. Our salary ranges are determined by role, level, and location. This is a hybrid position in Mountain View that requires in-office work 2 days a week.

• Own the home screen and core navigation experience, moving it from a static, rule-based surface to one that's ML-orchestrated — showing each member the right next step, whether that's their first Cash Out, a product they haven't discovered yet, or a fix for something broken
• Create tight feedback loops with our community members and a deep understanding of product issues and the path to resolution across every shared surface CoreUX owns
• Communicate the product vision, roadmap, and results for CoreUX's app experience, design system, and platform work to your product team, stakeholders, and executive team
• Define OKRs and set stretch goals for your product and team, in service of company-wide goals like wage access activation and design system adoption
• Raise the bar for design quality and user experience for our members — partnering closely with Design to enforce and evolve EarnIn’s design system across every surface
• Lead a cross-functional team of engineers, designers, researchers, and data analysts to build and scale the surfaces — home screen, navigation, discovery — that shape how members experience EarnIn as a whole
• Establish, monitor, and analyze metrics — activation, design system adoption, trust rating, platform performance — to track progress toward product goals
• Leverage user research, competitive analysis, and data to identify and prioritize new opportunities for cross-surface governance and member experience
• Champion CoreUX's shift to AI-native operations — building the automated tooling and agents that help us design, build, and catch issues faster — and use AI tools yourself to move faster from insight to spec to shipped experiment
• Design, develop, and execute features and experiments to iterate your way to the product's success rapidly, partnering with engineering on mobile and web platform delivery

• 4+ years of product management at a consumer technology product company
• Strong product/design sense developed by shipping delightful and innovative products — you care as much about consistency and craft as you do about growth metrics
• Strong analytical skills in leveraging data to drive product decisions and improve key metrics
• Ability to engage in technical discussions and make informed product decisions based on technical constraints, especially around platform performance and design system architecture
• Deep user empathy and experience building products based on user needs
• Can confidently create a rapid experimentation culture to accelerate learning and iteration
• Ability to influence and build alignment across the team — and across other product teams building on shared surfaces — to deliver against goals successfully
• Ability to think outside the box to solve complex problems with creative and radical ideas
• Fluent with AI tools in your own workflow — using them to accelerate research synthesis, spec writing, prototyping, and data analysis — and excited to build products that get smarter through AI, not just faster to ship

#LI-Hybrid

A Note on AI in the Hiring Process: EarnIn may use Artificial Intelligence (AI)-powered tools during the hiring process, including tools that generate summaries or notes for interviewers, review resumes, assist with scheduling, or help identify themes across candidate responses and profiles for a given role. Final hiring decisions are made by human interviewers and hiring managers. If you have any concerns about the use of AI in our hiring process, please connect with your recruiter. With your consent, EarnIn may use AI tools to help transcribe or summarize interviews. Recordings are treated as confidential candidate data and are accessible only to authorized hiring personnel. Declining to be recorded will not negatively affect your candidacy or evaluation.

At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.

EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.