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Rural Finance Jobs (NOW HIRING)

Farm Credit Mid-America

Rural 1st Loan Officer

Rensselaer, IN

$60K - $125K/yr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

Farm Credit Mid-America is a financial services cooperative serving financial needs of farmers and rural residents in Arkansas, Indiana, Kentucky, Missouri, Ohio, and Tennessee. Our purpose is to ...

Peterson Health

Director of Finance

Kerrville, TX · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Peterson was recently named one of the Top 20 rural and community hospitals in the country and the ... The Director of Finance directs the department's activities and resources to ensure alignment with ...

Peterson Health

Director of Finance

Kerrville, TX

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Peterson was recently named one of the Top 20 rural and community hospitals in the country and the ... The Director of Finance directs the department's activities and resources to ensure alignment with ...

Peterson Health

Director of Finance

Kerrville, TX

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Peterson was recently named one of the Top 20 rural and community hospitals in the country and the ... The Director of Finance directs the department's activities and resources to ensure alignment with ...

Conexon

Grants Finance Accountant

Kansas City, MO · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Conexon is a rapidly growing telecommunications company partnering with Rural Electric Cooperatives ... The Grants Finance Accountant is responsible for providing financial budget vs actual ledgers as ...

Rural King

Senior Procurement Manager

Mattoon, IL · On-site

$89K - $120K/yr

  • Medical

  • Retirement

OverviewAbout us Rural King is America's Farm and Home Store, providing essentials to the ... This role serves as a strategic business partner, using financial and operational analysis to ...

Rural King

Senior Procurement Manager

Mattoon, IL

$89K - $120K/yr

  • Medical

  • Retirement

About us Rural King is America's Farm and Home Store, providing essentials to the communities we ... This role serves as a strategic business partner, using financial and operational analysis to ...

Rural King

Senior Procurement Manager

Mattoon, IL · On-site

$89K - $120K/yr

  • Medical

  • Retirement

Overview About us Rural King is America's Farm and Home Store, providing essentials to the ... This role serves as a strategic business partner, using financial and operational analysis to ...

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All JobsFinance and Insurance JobsRural Finance Jobs

Rural Finance information

See salary details

$25K

$92.6K

$135.5K

How much do rural finance jobs pay per year?

As of Aug 18, 2026, the average yearly pay for rural finance in the United States is $92,631.00, according to ZipRecruiter salary data. Most workers in this role earn between $75,000.00 and $109,000.00 per year, depending on experience, location, and employer.

What is rural finance?

Rural finance refers to the provision of financial services—such as loans, savings, insurance, and remittances—to people living in rural areas. These services are designed to support agricultural activities, small businesses, and households in rural communities, where access to traditional banking can be limited. Rural finance helps promote economic development, reduce poverty, and improve livelihoods by enabling farmers and entrepreneurs to invest in their operations and manage risks. Financial institutions, microfinance organizations, and cooperatives are common providers of rural finance.

What are some typical challenges faced by professionals working in rural finance, and how can they be addressed?

Professionals in rural finance often encounter challenges such as limited access to reliable client information, infrastructure constraints, and fluctuating agricultural markets. Overcoming these challenges requires strong problem-solving skills, adaptability, and effective communication with local stakeholders. Building relationships within the community and leveraging technology for mobile banking and microfinance solutions can also help address these issues and improve financial inclusion in rural areas.

What are the key skills and qualifications needed to thrive in rural finance, and why are they important?

To thrive in Rural Finance, you need a solid understanding of agricultural economics, financial analysis, and risk assessment, typically supported by a degree in finance, agribusiness, or a related field. Familiarity with loan management systems, financial modeling software, and knowledge of relevant regulations and certifications such as Certified Rural Appraiser (CRA) are valuable. Strong interpersonal skills, cultural sensitivity, and problem-solving abilities help build trust and tailor solutions to rural clients' unique needs. These skills are crucial for supporting sustainable rural development and ensuring financial products are both accessible and effective for agricultural communities.

What is the difference between Rural Finance vs Agricultural Loan Officer?

AspectRural FinanceAgricultural Loan Officer
CredentialsFinancial certifications, possibly banking licensesFinancial certifications, banking licenses, agricultural finance training
Work EnvironmentRural financial institutions, community banksBanks, credit unions, agricultural lenders in rural areas
Industry UsageBroad rural financial services including loans, savings, and investmentsSpecialized in agricultural loans and farm financing

Rural Finance professionals focus on providing a wide range of financial services to rural communities, including loans, savings, and investment products. Agricultural Loan Officers specifically concentrate on offering loans tailored for farming and agricultural needs. While both roles serve rural areas and require financial expertise, Agricultural Loan Officers have specialized knowledge in agriculture-related financing, making their roles more niche within the rural financial sector.

More about Rural Finance jobs

What states have the most Rural Finance jobs?

States with the most job openings for Rural Finance jobs include:

What job categories do people searching Rural Finance jobs look for?

The top searched job categories for Rural Finance jobs are:

Rural Finance jobs near you
Infographic showing various Rural Finance job openings in the United States as of August 2026, with employment types broken down into 94% Full Time, 4% Part Time, and 2% Contract. Highlights an 80% Physical, 8% Hybrid, and 12% Remote job distribution, with an average salary of $92,631 per year, or $44.5 per hour.

Rural 1st Loan Officer

Farm Credit Mid-America

Rensselaer, IN

$60K - $125K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 11 days ago

Job description

Farm Credit Mid-America is a financial services cooperative serving financial needs of farmers and rural residents in Arkansas, Indiana, Kentucky, Missouri, Ohio, and Tennessee. Our purpose is to secure the future of rural communities and agriculture. We are passionate about serving the needs of our rural communities and creating positive customer experiences.

Farm Credit Mid-America is a great place to work!  We have been named as a Best Places to Work in Kentucky for the past 14 years. At Farm Credit Mid-America we put our customers and team members at the heart of all we do.  

Schedule:  Full Time, Hybrid 
Travel Required:  50% - 75% 

Compensation: The salary range for this position is estimated to be $60,265.00 - $125,909.00 annualized, which reflects the company's current estimate of the potential compensation range at the time of posting. This salary range reflects the anticipated compensation for this position and represents one component of the total rewards package. Final compensation will be determined based on factors such as experience, skills, education, qualifications, and allotted budget. The organization offers a comprehensive benefits program as part of its overall compensation strategy, and salary ranges are reviewed periodically to remain aligned with market conditions.

Benefits At A Glance

Eligible team members have access to a comprehensive benefits package that includes:

  • Medical, dental, and vision insurance 
  • Well-being and fitness reimbursement programs 
  • Paid vacation, sick leave, and holidays 
  • 401(k) plan with company contributions and matching opportunities 
  • Paid parental leave
  • Short-term and long-term disability coverage 
  • Tuition reimbursement and professional development programs 
  • Community involvement and volunteer opportunities 
  • Variable compensation opportunities for eligible positions
About Our Opportunity

The Rural 1st Loan Officer (RLO) drives revenue growth by originating high quality consumer loans and building long term customer relationships within an assigned territory. Leveraging deep market knowledge and a consultative sales approach, the RLO identifies opportunities, delivers sound credit solutions, and partners with internal teams to support customers throughout the loan lifecycle.

This role contributes independently to routine and recurring work with growing confidence and consistency. It applies established procedures, manages assigned responsibilities effectively, and collaborates with others to support business outcomes. Team members at this level are expanding functional knowledge, strengthening judgment, and developing problem-solving skills within defined parameters.

How You Will Spend Your Time
  • Generates new business and grows market presence through prospecting, networking, referrals, and community involvement while strengthening the Rural 1st brand.
  • Establishes trusted customer relationships by understanding financial goals and capacity, positioning lending solutions that align with customer needs and business objectives.
  • Originates sound credit by gathering and evaluating financial information, recommending appropriate loan structures, terms, and collateral positions, and balancing customer needs with risk standards.
  • Owns the customer relationship through the loan process, guiding customers from application through underwriting, closing, construction, and servicing while coordinating internal partners.
  • Builds and owns a robust sales pipeline, collaborating with internal partners on day-to-day management, progress tracking, and clear communication of timelines, expectations, and credit decisions.
  • Supports portfolio performance and customer retention by collaborating with servicing, construction, customer care, and resolutions teams to address ongoing needs and identify cross sell opportunities.
  • Completes routine assignments independently using established procedures and sound judgment. 
  • Applies working knowledge to resolve common issues and identifies when to seek guidance. 
  • Communicates clearly with teammates and internal partners to support coordinated work. 
  • Organizes workload to meet deadlines and deliver consistent, reliable outcomes. 
  • Contributes ideas that strengthen processes, accuracy, and effectiveness.
  • Uses available tools and resources to resolve straightforward issues and improve confidence.
Education & Experience
  • High School Diploma/GED with 5 years relevant experience.
  • Bachelor's degree with 1 year relevant experience preferred. 
Mental & Physical Requirements

While engaged in this position, team members will routinely sit, use hands for tasks, and communicate orally. Standing or walking is frequently required, while occasional demands include reaching with hands and arms, and lifting or moving up to ten pounds. Vision requirements encompass close and distance vision. The work environment typically has a moderate noise level. This role may entail a blend of mental and physical capabilities, requiring strong mental acuity, problem-solving skills, and occasional physical tasks such as standing, lifting, or extended computer usage. Some roles may require physical or mental requirements related to driving, such as a valid driver's license, and the ability to drive a long-distance. Reasonable accommodations will be considered for individuals as requested.

Farm Credit Mid-America provides a competitive total rewards package to our team members. This includes an award winning 401(k) Plan. Our Health and Financial wellness benefits provide safety, security and peace of mind for you and your family.  Here is a highlight of our Total Rewards and Benefits.

Farm Credit Mid-America is an equal opportunity employer, and all applicants will receive consideration for employments without regard to age, race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability, or any other category protected by law.

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