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Reverse Mortgage Originator Jobs (NOW HIRING)

Mutual of Omaha Mortgage

This is a great opportunity to launch your career into the reverse mortgage industry with our 12 ... originators to apply. Remote in the Ontario, CA area. Mutual of Omaha Mortgage is an Equal ...

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Reverse Mortgage Originator information

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$9

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$60

How much do reverse mortgage originator jobs pay per hour?

As of Sep 1, 2026, the average hourly pay for reverse mortgage originator in the United States is $28.95, according to ZipRecruiter salary data. Most workers in this role earn between $14.90 and $42.79 per hour, depending on experience, location, and employer.

What is a reverse mortgage originator?

A Reverse Mortgage Originator is a financial professional who specializes in helping older homeowners access home equity through reverse mortgage loans. They guide clients through the application process, explain loan options, and ensure compliance with regulations. Their primary focus is to assess eligibility, provide education about reverse mortgages, and assist clients in securing the best loan terms based on their needs. Reverse Mortgage Originators must be licensed and knowledgeable about federal and state lending laws related to reverse mortgages.

What are the key skills and qualifications needed to thrive as a reverse mortgage originator, and why are they important?

To thrive as a Reverse Mortgage Originator, you need a strong understanding of mortgage products, financial regulations, and lending practices, typically supported by a mortgage loan originator (MLO) license. Familiarity with loan origination software, customer relationship management (CRM) systems, and compliance tools is commonly required. Outstanding communication, patience, and trust-building skills enable you to guide senior clients through complex financial decisions. These skills and qualities are crucial for ensuring compliant, ethical lending and for building lasting client relationships in a trust-sensitive market.

What are some typical challenges reverse mortgage originators face when helping clients through the loan process?

Reverse Mortgage Originators often encounter challenges such as educating clients and their families about the complexities of reverse mortgages, addressing misconceptions, and ensuring all parties understand the financial and legal implications. Additionally, originators must navigate strict regulatory requirements, conduct thorough assessments of client eligibility, and manage detailed paperwork. Building trust and maintaining clear communication with both clients and internal underwriting teams is essential for a smooth process.

What is the difference between Reverse Mortgage Originator vs Mortgage Loan Officer?

AspectReverse Mortgage OriginatorMortgage Loan Officer
CredentialsLicensing, NMLS registration, specialized trainingLicensing, NMLS registration, general mortgage training
Work EnvironmentPrimarily working with seniors, specialized loan processesWorking with a broad range of borrowers, various loan types
Employer & IndustryMortgage lenders, banks, credit unions focusing on reverse mortgagesMortgage lenders, banks, brokers handling various mortgage products

Reverse Mortgage Originators and Mortgage Loan Officers both require licensing and work within the mortgage industry. However, Reverse Mortgage Originators specialize in loans for seniors, focusing on reverse mortgages, while Mortgage Loan Officers handle a wider range of mortgage products for diverse clients. Understanding these differences helps borrowers find the right professional for their needs.

How to become a reverse mortgage originator?

To become a reverse mortgage originator, you typically need to complete pre-licensing education, pass a licensing exam, and obtain a license from the relevant state authority. Additionally, having knowledge of mortgage lending, strong communication skills, and passing background checks are essential for this role.
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What cities are hiring for Reverse Mortgage Originator jobs?

Cities with the most Reverse Mortgage Originator job openings:

What states have the most Reverse Mortgage Originator jobs?

States with the most job openings for Reverse Mortgage Originator jobs include:

What job categories do people searching Reverse Mortgage Originator jobs look for?

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Reverse Mortgage Originator jobs near you
Infographic showing various Reverse Mortgage Originator job openings in the United States as of August 2026, with employment types broken down into 96% Full Time, 2% Part Time, and 2% Contract. Highlights an 70% In-person, and 30% Remote job distribution, with an average salary of $60,206 per year, or $28.9 per hour.

Reverse Mortgage Professional

Finance of America Companies

Remote

$7.25 - $20/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 6 days ago

Job description

About Us
Finance of America helps homeowners 55+ access the equity they've built while staying in full control of their home and their financial future. Through a range of reverse mortgage solutions, we help customers shape the retirement they've earned while continuing to evolve how we serve and work together.
Joining Finance of America now means stepping into a period of momentum and growth, with teams actively shaping what comes next and opportunities to make an impact and grow your career.
To learn more about us, visit www.financeofamerica.com
Expectations
  • Produces high quality loans which meet Reverse Mortgage guidelines while providing superior customer service.
  • Manages personal pipeline production and achieves production goals.
  • Resolves problems relating to the closing and funding of loans.
  • Follows the Company standards for delivery of integrity, client focus, teamwork and respect for each individual in every interaction.
  • Exhibits observable sense of urgency in the execution of all job functions and duties.
  • Meets or exceeds levels of Customer Service delivery established by the Company.
  • Performs other duties as assigned.

Qualifications - Education Requirements
  • High School Diploma

Qualifications - Education - Preferred
  • Bachelor's Degree

Qualifications - Experience/Skills/Competencies
  • Minimum 6 months of experience with Reverse Mortgage Sales or other related Mortgage origination.
  • Active NMLS License is required.
  • Excellent written communication and interpersonal skills.
  • Demonstrated computer proficiency.
  • Previous call center experience.
  • Successful completion of reverse mortgage originator training is required.
  • Prior experience working with automated Loan Origination Systems.
  • Self-motivated and excellent customer service skills.
  • Highly proficient with Microsoft Word, Excel, PowerPoint and Outlook.
  • Possess a hybrid of technical and soft skills.
  • Ethical, with a commitment to company values.

Compensation
The base salary range for this position is ($7.25 - $20.00) inclusive of all geographical differences in the labor market. The base salary for the position will be determined based on factors such as the candidate's work location, skills, education, and experience. In addition to those factors, we believe in the importance of pay equity and consider the internal equity of our current team members in determining any final offer. We offer a competitive benefits package including health, dental, vision, life insurance, paid time-off benefits, flexible spending account, 401(k) with employer match, and ESPP.
Additional Information
The application deadline for this job opportunity is 5/1/2026.
The above statements are intended to describe the general nature and level of work being performed by people assigned to this classification. They are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified.
Finance of America Reverse is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, sex (including pregnancy), sexual orientation, religion, creed, age, national origin, physical or mental disability, gender identity and/or expression, marital status, veteran status or other characteristics protected by law.
Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

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