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Repossession Jobs in Virginia (NOW HIRING)

Recovery Specialist

Richmond, VA · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Preferred Qualifications: 1. 4+ years of Repossession, Foreclosure, and other job specific experience. 2. Higher level/secondary education, some college, Associates degree or Bachelor's degree 3. ...

Recovery Specialist

Richmond, VA · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Preferred Qualifications: 1. 4+ years of Repossession, Foreclosure, and other job specific experience. 2. Higher level/secondary education, some college, Associates degree or Bachelor's degree 3. ...

Recommends further action on accounts as deemed necessary (includes but not limited to): repossession, legal action, foreclosure and referral to collection agency). Responsible to deliver outstanding ...

Collections Specialist

Lynchburg, VA · On-site

$19.10 - $28.65/hr

Recommends further action on accounts as deemed necessary (includes but not limited to): repossession, legal action, foreclosure and referral to collection agency). Responsible to deliver outstanding ...

Repo Tow Truck Driver/Manager

Staunton, VA · On-site

$50K - $70K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • PTO

Premier Recovery is a leader in the repossession industry and our success has been built on providing exceptional service to our clients, many of whom are some of the largest lenders in the United ...

Detailed understanding of Recovery Collections processes and Contact Center management including knowledge and proficiency with charge off/repossession processes and decision-making * Related ...

Police Records Technician I

Portsmouth, VA · On-site

$42K - $54K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

... repossession information. Collects, enters and maintains felony criminal case files in applicable Records Management System (RMS); and enters, modifies and voids parking ticket data into the Ticket ...

Asset Disposition Specialist

Richmond, VA · On-site

$45K - $54K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Preferred Qualifications: 1. 1+ years Repossession, Foreclosure, or Default specific experience 2. 2+ years of banking, default, and/or client services experience 3. Higher level/secondary education ...

Police Records Technician I

Portsmouth, VA · On-site

$42K - $54K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

... repossession information. Collects, enters and maintains felony criminal case files in applicable Records Management System (RMS); and enters, modifies and voids parking ticket data into the Ticket ...

Police Records Technician I

Portsmouth, VA · On-site

$40K - $54K/yr

  • PTO

... repossession information. Collects, enters and maintains felony criminal case files in applicable Records Management System (RMS); and enters, modifies and voids parking ticket data into the Ticket ...

Collections Representative

Newport News, VA · On-site

$17.64 - $21.78/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Initiates repossession procedural workflows or legal workflows for review and assignment within a timely manner. Qualifications: * One year of collections experience preferred; customer service ...

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Showing results 1-20

Repossession information

See Virginia salary details

$10.9K

$57.3K

$136.3K

How much do repossession jobs pay per year?

As of Aug 17, 2026, the average yearly pay for repossession in Virginia is $57,313.00, according to ZipRecruiter salary data. Most workers in this role earn between $38,200.00 and $51,600.00 per year, depending on experience, location, and employer.

How do I become a repossession agent?

To become a repossession agent, you typically need a high school diploma or equivalent, a valid driver's license, and a clean driving record. Many employers require completion of specialized training or certification in repossession procedures and safety, and some states have licensing requirements for repossession agents.

What is a repossession agent?

A repossession agent, often called a repo agent, is a professional responsible for recovering property—such as vehicles, boats, or other assets—that have been leased or financed but not paid for according to the terms of a loan agreement. When a borrower defaults on their payments, the lender may hire a repossession agent to retrieve the collateral. Repo agents must follow state and federal laws to ensure the process is legal and avoid breaching the peace. They typically work for repossession companies or as independent contractors. The job often involves locating assets, negotiating with owners, and safely transporting the repossessed property.

What are the key skills and qualifications needed to thrive as a repossession agent?

To thrive as a Repossession Agent, you generally need a valid driver's license, knowledge of state repossession laws, and often a high school diploma or equivalent. Familiarity with GPS tracking systems, tow trucks, and recovery management software is typically required. Strong conflict resolution, situational awareness, and effective communication skills help navigate tense situations and ensure safety. These skills are crucial for conducting lawful, efficient repossessions while minimizing risk and maintaining professionalism.

What is the difference between Repossession vs Debt Collector?

AspectRepossessionDebt Collector
Required CredentialsPossibly licensed or certified depending on jurisdictionOften requires collection licenses or certifications
Work EnvironmentFieldwork involving vehicle or asset retrievalOffice-based or fieldwork contacting debtors
Industry UsageFinancial institutions, auto lenders, leasing companiesCreditors, collection agencies, banks
Common Search/ComparisonRepossession vs Debt Collector

Repossession involves retrieving assets like vehicles or property when borrowers default, often requiring specialized licensing. Debt collectors focus on contacting debtors to recover owed money, typically working in collections. While both roles deal with debt recovery, repossession is more asset-focused and field-based, whereas debt collection emphasizes communication and negotiation. Understanding these differences helps job seekers identify the right career path in the debt recovery industry.

What are some typical challenges faced by repossession agents, and how are they addressed on the job?

Repossession agents often encounter challenges such as dealing with difficult or emotional vehicle owners, locating hard-to-find assets, and working in potentially stressful or confrontational situations. Companies usually provide training on conflict de-escalation, legal compliance, and safety procedures to help agents manage these scenarios. Strong communication skills and teamwork are essential, as agents often coordinate with lenders, law enforcement, and dispatchers to ensure safe and lawful repossessions.

What are the most commonly searched types of Repossession jobs in Virginia?

The most popular types of Repossession jobs in Virginia are:

What cities in Virginia are hiring for Repossession jobs?

Cities in Virginia with the most Repossession job openings:

Infographic showing various Repossession job openings in Virginia as of August 2026, with employment types broken down into 94% Full Time, 4% Part Time, and 2% Contract. Highlights an 89% Physical, 3% Hybrid, and 8% Remote job distribution, with an average salary of $57,313 per year, or $27.6 per hour.

Repossession Coordinator

Capital Credit LLC

Virginia Beach, VA • On-site

$20 - $25/hr

Full-time

PTO

Re-posted 27 days ago


Job description

Benefits:
  • Competitive salary
  • Paid time off
  • Training & development

Manage logistics for vehicle recovery, storage, transport, and sale.
Effectively communicate with repossession agents, auto auction personnel, storage facilities, transport companies. etc.
Accurately document status of repossessed vehicles using company computer system.
Ensure timely coordination of transport and sale of repossessed inventory.
Ensure timely follow-up of repossession status and sale date schedule.
Accurately verify and document all costs associated with repossessed vehicles and vehicle sales proceeds.
Report and discuss all unresolved issues with supervisor and management.

Capital Credit logo

About Capital Credit

Sourced by ZipRecruiter

CapitalCredit is a subprime finance company engaged in acquiring sub-prime auto receivables from both franchised and independent automobile dealers which have entered into contracts with purchasers of typically used, but some new, cars and light trucks. CapitalCredit then services the receivables it acquires. CapitalCredit commenced operations in Tennessee in 2013. It conducts most of it’s business in the Southeastern United States.

Industry

Finance and insurance

Company size

11 - 50 Employees

Headquarters location

Franklin, TN, US