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Repossession Jobs in Missouri (NOW HIRING)

IMAGE RECOVERY SERVICE INC

Tow Driver

Bridgeton, MO · On-site

$40K - $80K/yr

We are seeking a Repossession Driver to join our team! You will be responsible for safely operating a truck with a capacity of at least 18,000 pounds Gross Vehicle Weight (GVW). Responsibilities:

IMAGE RECOVERY SERVICE INC

Tow Driver

Bridgeton, MO · On-site

$40K - $80K/yr

We are seeking a Repossession Driver to join our team! You will be responsible for safely operating a truck with a capacity of at least 18,000 pounds Gross Vehicle Weight (GVW). Responsibilities:

All JobsRepossession JobsRepossession Jobs in Missouri

Repossession information

See Missouri salary details

$10.3K

$54.2K

$129K

How much do repossession jobs pay per year?

As of Aug 31, 2026, the average yearly pay for repossession in Missouri is $54,225.00, according to ZipRecruiter salary data. Most workers in this role earn between $36,100.00 and $48,800.00 per year, depending on experience, location, and employer.

What is a repossession agent?

A repossession agent, often called a repo agent, is a professional responsible for recovering property—such as vehicles, boats, or other assets—that have been leased or financed but not paid for according to the terms of a loan agreement. When a borrower defaults on their payments, the lender may hire a repossession agent to retrieve the collateral. Repo agents must follow state and federal laws to ensure the process is legal and avoid breaching the peace. They typically work for repossession companies or as independent contractors. The job often involves locating assets, negotiating with owners, and safely transporting the repossessed property.

What are the key skills and qualifications needed to thrive as a repossession agent?

To thrive as a Repossession Agent, you generally need a valid driver's license, knowledge of state repossession laws, and often a high school diploma or equivalent. Familiarity with GPS tracking systems, tow trucks, and recovery management software is typically required. Strong conflict resolution, situational awareness, and effective communication skills help navigate tense situations and ensure safety. These skills are crucial for conducting lawful, efficient repossessions while minimizing risk and maintaining professionalism.

What are some typical challenges faced by repossession agents, and how are they addressed on the job?

Repossession agents often encounter challenges such as dealing with difficult or emotional vehicle owners, locating hard-to-find assets, and working in potentially stressful or confrontational situations. Companies usually provide training on conflict de-escalation, legal compliance, and safety procedures to help agents manage these scenarios. Strong communication skills and teamwork are essential, as agents often coordinate with lenders, law enforcement, and dispatchers to ensure safe and lawful repossessions.

What is the difference between Repossession vs Debt Collector?

AspectRepossessionDebt Collector
Required CredentialsPossibly licensed or certified depending on jurisdictionOften requires collection licenses or certifications
Work EnvironmentFieldwork involving vehicle or asset retrievalOffice-based or fieldwork contacting debtors
Industry UsageFinancial institutions, auto lenders, leasing companiesCreditors, collection agencies, banks
Common Search/ComparisonRepossession vs Debt Collector

Repossession involves retrieving assets like vehicles or property when borrowers default, often requiring specialized licensing. Debt collectors focus on contacting debtors to recover owed money, typically working in collections. While both roles deal with debt recovery, repossession is more asset-focused and field-based, whereas debt collection emphasizes communication and negotiation. Understanding these differences helps job seekers identify the right career path in the debt recovery industry.

How to become a repossession agent?

To become a repossession agent, you typically need a high school diploma or equivalent, a valid driver's license, and some states require a license or certification. Experience in law enforcement, security, or driving can be beneficial, and agents often work independently or for repossession companies, using tools like skip tracing and vehicle tracking devices.

What are the most commonly searched types of Repossession jobs in Missouri?

The most popular types of Repossession jobs in Missouri are:

What are popular job titles related to Repossession jobs in Missouri?

For Repossession jobs in Missouri, the most frequently searched job titles are:

What job categories do people searching Repossession jobs in Missouri look for?

The top searched job categories for Repossession jobs in Missouri are:

What cities in Missouri are hiring for Repossession jobs?

Cities in Missouri with the most Repossession job openings:

Repossession jobs near you
Infographic showing various Repossession job openings in Missouri as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $54,225 per year, or $26.1 per hour.

Director of Special Assets Resolution

First Bank

Saint Louis, MO • On-site

Full-time

Posted 28 days ago

Job description

About this Role
The Director of Special Assets Resolution leads the strategy and execution for managing the Bank's highest-risk credit relationships. This role provides strategic direction and daily leadership to a team of workout officers and collections personnel, with a focus on balancing urgency with sound judgment to achieve timely, well-reasoned resolutions that minimize losses and protect the bank's capital. The role requires a disciplined, decisive leader with strong credit acumen and legal/regulatory awareness who can manage complex credit situations, guide difficult borrower conversations, and maintain credibility with internal stakeholders, outside counsel, auditors, and regulators.
In this Role You Will
  • Lead, the bank's special assets resolution team, including oversight of workout, collection, foreclosure, repossession, liquidation, restructuring, and recovery activities
  • Manage, coach, and develop workout officers and collections personnel, ensuring clear expectations and accountability, consistent execution, regular feedback, and strong documentation standards
  • Foster a culture of accountability, collaboration, urgency, and continuous improvement
  • Manage an assigned portfolio of assets, ensuring the maintenance of appropriate risk ratings, accrual status, and adequate specific reserves, if necessary.
  • Develop, execute, and oversee resolution strategies for the bank's most troubled credit relationships, ensuring strategies are supported by current financial analysis, collateral evaluation, borrower communication, guarantor assessment, and legal documentation
  • Lead, and oversee, negotiations with borrowers, guarantors, legal counsel, and other related parties in an effort to maximize recoveries
  • Monitor portfolio activities, trends, and risk indicators to prepare clear, timely updates for senior management, board committees, auditors, and regulators regarding special assets activity and resolution progress
  • Maintain strong compliance with bank policies, regulatory expectations, documentation requirements, and applicable laws governing collection, asset disposition, and recovery activity
  • Manage relationships with outside counsel, appraisers, receivers, auctioneers, repossession agents, real estate brokers, property managers, and other third parties involved in workout, recovery, foreclosure, liquidation, or OREO activities.
  • Partner with Credit Administration, Lending, Loan Operations, Legal, Risk Management, and executive leadership to evaluate options, escalate concerns, and drive resolution outcomes
  • Perform other duties as assigned

Knowledge, Skills and Abilities
  • Legal requirements and regulatory compliance
  • Risk management and mitigation
  • Loan documentation
  • Bankruptcy, foreclosure, repossession, liquidation, and recovery processes
  • OREO and asset disposition practices

Skills
  • Exercising sound judgment under pressure
  • Coaching, mentoring, and performance management
  • Negotiation and communication
  • Prioritization
  • Financial and collateral analysis

Abilities
  • Leadership
  • Managing complex, high-risk credit situations
  • Problem solving and decision making
  • Maintaining confidentiality
  • Building credibility with internal and external stakeholders

Qualifications, Competencies and Skills
  • Bachelor's degree in business, accounting, finance, or a related field required; Advanced degree, banking school, or relevant professional certification preferred
  • Minimum of ten years of progressive commercial credit, loan workout, special assets, credit administration, or other banking experience, including five years of leadership responsibility for the special assets function of a bank or financial institution
  • Demonstrated experience in loan workouts, including the management of criticized, classified, non-performing, or distressed credit relationship towards optimal resolution
  • Demonstrated ability to evaluate risk, recommend action, negotiate resolution strategies, and clearly communicate complex credit matters internal and external stakeholders
  • Strong understanding of loan documentation, financial and collateral analysis, guarantor evaluation, bankruptcy, foreclosure, repossession, liquidation, credit restructuring, and recovery strategies
  • Ability to lead a team, manage performance, set expectations, and mentor employees in a high-accountability environment
  • Strong judgment, discretion, confidentiality, and professionalism when handling sensitive borrower, employee, legal, and regulatory matters

Compensation Disclosure
The range for this role takes into account many factors that First Bank considers when making hiring decisions, including but not limited to prior experience, skill set, training, and other internal business and organizational factors. First Bank generally does not hire at or near the top of the stated range. The range is driven by the geographic location of the anticipated hiring location; however, the specific range may vary depending on the geographic location for remote positions. Compensation decisions depend on the specific facts and circumstances of each hiring instance. A reasonable estimate of the current pay range is $150,000 - $195,000, annually.

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