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Repossession Jobs in Delaware (NOW HIRING)

Foreclosure, Bankruptcy, REO/Property Preservation, Repossession, Remarketing, Legal Liaison or Post Charge Off Collections. Primary Responsibilities : * Initiate contact with consumer borrowers that ...

Repossession information

See Delaware salary details

$11K

$57.9K

$137.6K

How much do repossession jobs pay per year?

As of Sep 14, 2026, the average yearly pay for repossession in Delaware is $57,859.00, according to ZipRecruiter salary data. Most workers in this role earn between $38,500.00 and $52,000.00 per year, depending on experience, location, and employer.

What is a repossession agent?

A repossession agent, often called a repo agent, is a professional responsible for recovering property—such as vehicles, boats, or other assets—that have been leased or financed but not paid for according to the terms of a loan agreement. When a borrower defaults on their payments, the lender may hire a repossession agent to retrieve the collateral. Repo agents must follow state and federal laws to ensure the process is legal and avoid breaching the peace. They typically work for repossession companies or as independent contractors. The job often involves locating assets, negotiating with owners, and safely transporting the repossessed property.

What are the key skills and qualifications needed to thrive as a repossession agent?

To thrive as a Repossession Agent, you generally need a valid driver's license, knowledge of state repossession laws, and often a high school diploma or equivalent. Familiarity with GPS tracking systems, tow trucks, and recovery management software is typically required. Strong conflict resolution, situational awareness, and effective communication skills help navigate tense situations and ensure safety. These skills are crucial for conducting lawful, efficient repossessions while minimizing risk and maintaining professionalism.

What are some typical challenges faced by repossession agents, and how are they addressed on the job?

Repossession agents often encounter challenges such as dealing with difficult or emotional vehicle owners, locating hard-to-find assets, and working in potentially stressful or confrontational situations. Companies usually provide training on conflict de-escalation, legal compliance, and safety procedures to help agents manage these scenarios. Strong communication skills and teamwork are essential, as agents often coordinate with lenders, law enforcement, and dispatchers to ensure safe and lawful repossessions.

What is the difference between Repossession vs Debt Collector?

AspectRepossessionDebt Collector
Required CredentialsPossibly licensed or certified depending on jurisdictionOften requires collection licenses or certifications
Work EnvironmentFieldwork involving vehicle or asset retrievalOffice-based or fieldwork contacting debtors
Industry UsageFinancial institutions, auto lenders, leasing companiesCreditors, collection agencies, banks
Common Search/ComparisonRepossession vs Debt Collector

Repossession involves retrieving assets like vehicles or property when borrowers default, often requiring specialized licensing. Debt collectors focus on contacting debtors to recover owed money, typically working in collections. While both roles deal with debt recovery, repossession is more asset-focused and field-based, whereas debt collection emphasizes communication and negotiation. Understanding these differences helps job seekers identify the right career path in the debt recovery industry.

How to become a repossession agent?

To become a repossession agent, you typically need a high school diploma or equivalent, a valid driver's license, and some states require a license or certification. Experience in law enforcement, security, or driving can be beneficial, and agents often work independently or for repossession companies, using tools like skip tracing and vehicle tracking devices.

What are the most commonly searched types of Repossession jobs in Delaware?

The most popular types of Repossession jobs in Delaware are:

What are popular job titles related to Repossession jobs in Delaware?

For Repossession jobs in Delaware, the most frequently searched job titles are:

What job categories do people searching Repossession jobs in Delaware look for?

The top searched job categories for Repossession jobs in Delaware are:

Infographic showing various Repossession job openings in Delaware as of September 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $57,859 per year, or $27.8 per hour.

Secured Lending Center of Excellence Leader - Repossession & Remarketing

Wilmington, DE

OneMain Financial
Finance and Insurance • 5 - 10K employees

Full-time

Re-posted 8 days ago


Key responsibilities

  • Lead the development and execution of a multiyear strategy for the Auto Secured Center of Excellence, focusing on collateral and default lifecycle management.

  • Own the performance of autofocused teams by establishing SLAs and KPIs related to asset location, assignment, transport, sale readiness, sale conversion, deficiency generation, payment performance, and claim cycle times.

  • Drive continuous improvement initiatives by simplifying workflows, automating processes, and scaling pilots to modernize the auto-secured operating model.


OneMain Financial rating

7.5

Company rating: 7.5 out of 10

Based on 103 frontline employees who took The Breakroom Quiz


Job description

Job Profile Summary:

The Auto Secured Center of Excellence (CoE) Leader is a highly strategic role responsible for shaping the future of our auto-secured portfolio by driving a unified, end-to-end strategy across collateral and default management, Repossession, Remarketing, Recoveries, and Insurance. This leader will define and execute a multi-year roadmap that modernizes operations, strengthens governance, advances analytics and automation, and optimizes asset outcomes. With accountability for operational results, compliance posture, team member experience, and enterprise performance, this role plays a pivotal part in reducing risk, improving efficiency, maximizing asset value, and delivering best-in-class customer and business outcomes while building and inspiring a high-performing team poised to drive the next generation of our auto-secured strategy.

Key Duties and Responsibilities:

Lead the development of a comprehensive, multiyear strategy for the Auto Secured CoE that prioritizes strong collateral and default lifecycle management, integrating Repossession, Remarketing, Recoveries, and Insurance into a unified plan aligned with enterprise risk and performance goals.

Lead crossfunctional efforts to define and embed a collateral hierarchy framework, ensuring that valuation, routing, and disposition decisions are unified across business lines and supported by clear standards and governance.

Own daytoday performance of autofocused teams; establish SLAs and KPIs for asset location, assignment, transport, sale readiness, sale conversion, deficiency generation, payment performance and claim cycle times.

Lead an aggressive continuousimprovement agenda-simplify workflows, remove failure demand, automate handoffs, and standardize playbooks across sites and vendors.

Design, launch, and scale pilots that modernize the autosecured operating model (e.g., digital borrower outreach, dynamic vendor routing, AIassisted pricing, analyticsdriven repair/norepair decisions).

Build and govern a highperforming vendor network (repossession agents, transportation, storage, auctions, skip/locate, insurance administrators); negotiate performancebased contracts and enforce scorecards.

Drive enterprise alignment around remarketing strategy, partnering with Analytics, Risk, Ops, and vendors to shape a cohesive remarketing roadmap that improves cycle times, net proceeds, and customer outcomes.

Oversee and monitor forceplaced insurance processes, ensuring coverage is applied correctly, exceptions are resolved quickly, and all activities adhere to regulatory standards and internal quality controls.

Partner with Data & Analytics to develop accurate, timely dashboards and diagnostic tools; create an executive review cadence that provides visibility to trends, risks and opportunities.

Ensure strong risk management and compliance posture across all auto activities; maintain policies and controls that adhere to federal and state requirements and internal standards.

Collaborate with Technology/Product to prioritize roadmaps enabling case management, integration with market platforms (auctions/insurers), straightthrough processing and team member tooling.

Recruit, develop and inspire a diverse leadership bench; promote a culture of accountability, transparency, safety, and customer empathy.

Strengthen team performance through ongoing coaching, development, and thought leadership.

Prepare executiveready materials for senior leadership reviews and the Board; communicate performance, financial impact, and recommendations with clarity and precision.

Qualifications Guidelines:

12+ years of progressive leadership in auto finance/autosecured servicing spanning repossession, remarketing, recoveries and/or insurance; CoE or multisite leadership/vendor management leadership strongly preferred.

Proven success driving operational transformations with measurable P&L impact (cycletime reduction, cost per unit (efficiencies?) improvements, yield lift, cure rates, or loss severity).

BA/BS required; advanced degree or equivalent experience preferred.

Demonstrated expertise with auction operations instead of ecosystems, pricing/valuation, title and paperwork flows, transport logistics, and insurance claims administration.

Strong command of regulatory requirements and industry standards related to autosecured servicing.

Competencies/Skills:

Enterprise mindset; exceptional stakeholder management and influence across Operations, Risk, Legal/Compliance, Finance and Technology.

Datadriven problem solving; proficiency with KPI design, rootcause analysis, and dashboarding tools (e.g., Excel/BI).

Operational excellence toolset (Lean, Six Sigma, Agile) to systematize continuous improvement.

People leadership-builds highperforming teams; attracts talent; coaches leaders; drives accountability and engagement.

Superior communication-concise, executiveready writing and presenting; able to translate complex analysis into action.

Strategic and critical thinking skills with the ability to align recommendations to organizational goals

Compensation: This role is eligible for discretionary compensation.

Position Location: Wilmington, DE. Role is hybrid eligible

OneMain Holdings, Inc. is an Equal Employment Opportunity (EEO) employer. Qualified applicants will receive consideration for employment without regard to age, ancestry, citizenship status, color, creed, culture, disability, ethnicity, gender, gender identity or expression, genetic information or history, marital status, military status, national origin, nationality, pregnancy, race, religion, sex, sexual orientation, socioeconomic status, transgender or on any other basis protected by law.


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