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Repossession Recovery Agent Jobs (NOW HIRING)

United Community Bank

Recovery Agent

Columbia, SC · On-site

$54K - $56K/yr

Overview The Recovery Agent's primary purpose is to minimize financial loss and maximize recoveries ... Coordinate nationwide repossession and remarketing of equipment or determine when abandonment is ...

Navitas Credit Corp.

Recovery Agent

Columbia, SC

$54K - $56K/yr

Overview The Recovery Agent's primary purpose is to minimize financial loss and maximize recoveries ... Coordinate nationwide repossession and remarketing of equipment or determine when abandonment is ...

United Community Bank

Recovery Agent

Columbia, SC

$54K/yr

The Recovery Agent's primary purpose is to minimize financial loss and maximize recoveries through ... Coordinate nationwide repossession and remarketing of equipment or determine when abandonment is ...

Brightwing

Skip Recovery Agent

Fort Worth, TX · On-site

$19 - $21/hr

The Skip Recovery Agent is responsible for the assignment and follow-up of post charge off accounts ... Answer emails and calls from Skip and Repossession vendors and assist with questions about recovery ...

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Repossession Recovery Agent information

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How much do repossession recovery agent jobs pay per hour?

As of Jul 20, 2026, the average hourly pay for repossession recovery agent in the United States is $21.00, according to ZipRecruiter salary data. Most workers in this role earn between $16.35 and $23.32 per hour, depending on experience, location, and employer.

What are some common challenges faced by Repossession Recovery Agents, and how can they be managed?

Repossession Recovery Agents often face challenges such as dealing with confrontational situations, locating hard-to-find assets, and working irregular hours. Successfully managing these challenges involves strong communication skills, adherence to legal and ethical guidelines, and effective use of technology like GPS tracking and skip tracing tools. Many agents also receive ongoing training in conflict resolution and safety protocols to handle tense encounters professionally. Being part of a supportive team and maintaining clear documentation can further help agents navigate the complexities of the role.

How do I get into a repo job?

To become a repossession recovery agent, you typically need a high school diploma or equivalent, a valid driver's license, and a clean driving record. Some employers require background checks and training on repossession procedures and legal regulations. Gaining experience in security, law enforcement, or customer service can also improve your chances of entering this field.

How do I become a repossession agent?

To become a repossession recovery agent, you typically need to meet state licensing or registration requirements, which may include background checks and training. Gaining knowledge of relevant laws, having good communication skills, and working with a repossession agency or as an independent contractor are common steps in entering this field.

Do repossession agents make good money?

Repossession recovery agents can earn a variable income depending on experience, location, and the number of recoveries completed, with many earning hourly wages or commissions. Salaries typically range from $30,000 to $60,000 annually, and some agents may earn more with overtime or performance-based incentives. Skills in negotiation, driving, and understanding legal procedures can impact earning potential.

What is the difference between Repossession Recovery Agent vs Repossession Specialist?

AspectRepossession Recovery AgentRepossession Specialist
CredentialsLicensing, background checks, sometimes certificationsSimilar licensing and certifications, often overlapping
Work EnvironmentFieldwork, on-site repossessions, often in various locationsFieldwork, may include administrative tasks
Employer & IndustryDebt collection agencies, financial institutionsFinancial institutions, leasing companies

Both roles involve repossessing assets, often requiring similar licenses and working in the field. Repossession Recovery Agents focus primarily on physically recovering assets, while Repossession Specialists may handle administrative aspects or coordinate repossessions. The roles are closely related and often overlap in industry usage.

What are Repossession Recovery Agents?

Repossession Recovery Agents are professionals responsible for locating and retrieving property, typically vehicles, that have been defaulted on or not paid for according to the terms of a loan or lease. They work on behalf of lenders or financial institutions to recover assets when borrowers fall behind on payments. The job involves tracking down assets, safely repossessing them, and often transporting them to a designated location. Repossession Recovery Agents must follow state and federal laws regarding repossession and usually work with a high level of discretion and professionalism. This role may also require excellent negotiation and conflict resolution skills.

What are the key skills and qualifications needed to thrive as a Repossession Recovery Agent, and why are they important?

To thrive as a Repossession Recovery Agent, you need a valid driver's license, knowledge of repossession laws, and strong observational and problem-solving abilities. Familiarity with skip tracing tools, GPS tracking devices, and repossession management software is typically required. Excellent communication, conflict resolution, and discretion are standout soft skills for this role. These skills are crucial for conducting safe, legal, and efficient recoveries while minimizing risks and maintaining professionalism.

Does repo work pay well?

Repossession recovery agents typically earn hourly wages or commissions, with pay varying by location and experience. Entry-level positions may start at minimum wage, while experienced agents with specialized skills can earn higher incomes, often supplemented by performance-based incentives.
More about Repossession Recovery Agent jobs
What cities are hiring for Repossession Recovery Agent jobs? Cities with the most Repossession Recovery Agent job openings:
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Repossession Recovery Agent jobs near you
Infographic showing various Repossession Recovery Agent job openings in the United States as of July 2026, with employment types broken down into 94% Full Time, 4% Part Time, and 2% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $43,678 per year, or $21 per hour.
Recovery Agent

Recovery Agent

United Community Bank

Columbia, SC • On-site

$54K - $56K/yr

Full-time

Posted yesterday

Job description

Overview

The Recovery Agent's primary purpose is to minimize financial loss and maximize recoveries through effective negotiation, repossession, and other available strategies. This role requires strong analytical skills, sound judgment, and the ability to navigate complex legal and operational processes.

What You'll Do
  • Maintain a thorough understanding of state and federal laws related to commercial repossession, including bankruptcy implications.
  • Analyze contracts transferred to Recovery for collectability and feasibility of remedies.
  • Negotiate repayment terms within established approval authority guidelines.
  • Coordinate nationwide repossession and remarketing of equipment or determine when abandonment is appropriate.
  • Follow up on equipment recovery through bankruptcy proceedings.
  • Decide when to transfer contracts to the internal Debt & Resolution department.
  • Minimize costs while maximizing recovery receipts.
  • Update problem loan statuses monthly.
  • Perform other related duties as assigned by management.
Requirements For Success
  • Adaptability: Thrives in changing environments and manages competing priorities effectively.
  • Analytical Thinking: Synthesizes complex data and designs efficient workflows.
  • Business Acumen: Understands the financial impact of decisions and aligns work with strategic goals.
  • Interpersonal Skills: Maintains confidentiality, resolves conflicts constructively, and fosters collaboration.
  • Judgment & Decision-Making: Makes timely, sound decisions with appropriate stakeholder involvement.
  • Planning & Organization: Prioritizes tasks and uses time efficiently.
  • Problem-Solving: Identifies issues, develops solutions, and works well in team settings.
  • Professionalism & Quality: Maintains composure under pressure, ensures accuracy, and strives for continuous improvement.
  •  
Conditions of Employment
  • Must be able to pass a background & credit check
  • This is a full-time onsite position

FLSA Status

  • Exempt

Ready to take your career to the next level? Apply now and become a vital part of our team!

We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state, or local protected class.

Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.

Pay RangeUSD $54,295.00 - USD $56,853.00 /Yr.Employment Type: FULL_TIME

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