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Remote Xactimate Jobs in Rochester Hills, MI (NOW HIRING)

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Remote Xactimate information

See Rochester Hills, MI salary details

$28.1K

$59.5K

$82.8K

How much do remote xactimate jobs pay per year?

As of Aug 8, 2026, the average yearly pay for remote xactimate in Rochester Hills, MI is $59,469.00, according to ZipRecruiter salary data. Most workers in this role earn between $46,900.00 and $69,500.00 per year, depending on experience, location, and employer.

What is a remote Xactimate?

A Remote Xactimate job involves using the Xactimate software to estimate property damage and repair costs for insurance claims, while working from a remote location. Professionals in this role, often called Xactimate estimators or adjusters, assess damages by reviewing photos, documents, and sometimes conducting virtual inspections. They create detailed estimates that help insurance companies, contractors, and property owners process claims quickly and accurately. Remote Xactimate jobs are common in the insurance and restoration industries, offering flexibility and the ability to work from home.

How does a remote Xactimate professional typically collaborate with adjusters, contractors, and clients during the claims process?

Remote Xactimate professionals frequently work closely with insurance adjusters, contractors, and policyholders to ensure estimates are accurate and meet all requirements. Collaboration is primarily conducted through video calls, emails, and shared project management tools, allowing for efficient communication despite the physical distance. It's common to review documentation, clarify scope of work, and update estimates based on feedback from stakeholders. Building strong virtual communication skills and being responsive to requests are key to succeeding in this remote role.

What are the key skills and qualifications needed to thrive as a remote Xactimate estimator, and why are they important?

To thrive as a Remote Xactimate Estimator, you need a solid understanding of property claims, construction estimating, and insurance processes, typically supported by experience in restoration or adjusting and familiarity with Xactimate software. Mastery of Xactimate, estimating tools, remote inspection technologies, and relevant certifications such as Xactimate Level 1 or 2 are highly valued. Attention to detail, strong communication, and time management are essential soft skills for delivering accurate estimates and collaborating with clients and teams remotely. These skills ensure precise, timely claim assessments and effective service delivery in a remote environment.

What is the difference between Remote Xactimate vs Remote Estimator?

AspectRemote XactimateRemote Estimator
CredentialsXactimate certification, insurance industry knowledgeEstimating certifications, insurance or construction background
Work EnvironmentRemote, computer-based, insurance claims processingRemote, project-based, construction or insurance claims
Industry UsageInsurance companies, restoration firms, claims adjustersInsurance, construction, restoration companies

Remote Xactimate specialists focus on using Xactimate software to prepare damage estimates, primarily within insurance claims. Remote Estimators may use various tools and software for broader project estimates. While both roles work remotely and require insurance or construction knowledge, Remote Xactimate roles are more specialized in Xactimate software, whereas Remote Estimators may have a wider scope of estimating tools and tasks.

More about Remote Xactimate jobs
What are the most commonly searched types of Xactimate jobs in Rochester Hills, MI? The most popular types of Xactimate jobs in Rochester Hills, MI are:
What cities near Rochester Hills, MI are hiring for Remote Xactimate jobs? Cities near Rochester Hills, MI with the most Remote Xactimate job openings:
Remote Xactimate jobs near you
Infographic showing various Remote Xactimate job openings in Rochester Hills, MI as of August 2026, with employment types broken down into 60% Full Time, 20% Part Time, and 20% Contract. Highlights an 100% Remote job distribution, with an average salary of $59,469 per year, or $28.6 per hour.

Senior Property Claims Adjuster (Complex, Large Loss Claims)

Tmhcc

Troy, MI • On-site, Remote

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 11 days ago

Job description

Role Details

Job Title: Senior Property Claims Adjuster (Complex, Large Loss)

Location: Remote (MA, GA, MS, UT, AL, FL, IN, IA, LA, MO, NC, OK, PA, TX, WI)/ Hybrid (in Troy, MI)

Employment Type: Full-Time

Requisition Begin Date: 07/28/2026

Requisition End Date 10/28/2026 (Posting may close earlier if filled or business needs change.)

Help us insure it

Tokio Marine HCC - Public Risk Group,a member of the Tokio Marine group of companies, is a market leader in providing specialized insurance products for municipal entities. We cover counties, cities, townships, villages, police departments, prisons, fire departments and more. We serve the growing insurance and risk management needs of medium and large governmental entities and provide property and casualty insurance coverages in multiple states.

Role Overview

We are seeking a Senior Property Claims Adjuster to manage complex, multi-line first party claims with a high degree of autonomy and technical expertise. In this role, you will handle claims from initial investigation through resolution, applying advanced coverage knowledge and strong analytical judgment to deliver fair, timely outcomes while providing exceptional service to our insureds and partners.

Key Responsibilities

  • Analyze coverage issues, conduct investigations, and evaluate damages and liability to determine validity of complex property claims. Formulate and issue coverage position letters, seeking appropriate authority from management.

  • Communicate with insureds and agents and provide customer service to the high standards of the company.

  • Investigate claims by conducting interviews, assigning an Independent Adjuster to complete an on-site scene investigation, and preparing written correspondence to insureds, agents, and claimants.

  • Ability to analyze an estimate of structural damage written with Xactimate software.

  • Review contractor estimates, independent adjuster reports, appraiser reports, and engineering reports to determine extent of damages.

  • Recommend reserves and settlements that are in excess of the defined authority limit.

  • Recommend and present proposed settlement terms for claims that are in excess of the defined authority limit.

  • Negotiate claim settlements with insureds, contractors, and other parties in the claims process within defined authority limits.

  • Maintain claim files and documents in accordance with company policy and procedures.

  • Travel for meditations and other business/ company meetings.

What You Bring

  • Bachelor's degree or the equivalent combination of education and/or work experience.

  • Minimum of five (5) years of relevant and progressive professional experience in insurance claims.

  • Current Active State Adjuster's License(s).

  • Excellent written and verbal communication skills.

  • Consistently presents oneself professionally in varied business settings.

  • Advanced organizational and analytical focus with high attention to detail.

  • Effective at managing time and resources to accomplish multiple tasks in a fast-paced, deadline-oriented environment.

  • Problem-solving approach to business issues.

  • Self-motivated and able to work independently

  • Strong interpersonal and negotiation skills.

  • Proficiency in Microsoft Office Suite, specifically Outlook, Word, Excel, and PowerPoint.

What We Offer

  • Competitive salary and comprehensive benefit package

  • Strong learning culture with ongoing development opportunities

  • Opportunities for growth and career advancement

  • Comprehensive medical, vision, and dental coverage, with eligibility beginning on your first day of employment

  • Basic life and disability insurance

  • 401(k) plan with 6% company match

  • 20 days of PTO and two floating holidays (prorated)

  • Approximately 11 paid holidays and volunteer time off

  • Paid parental leave

  • Access to our award-winning wellness program, including mental health services, fitness network membership, and a complimentary Headspace subscription

  • Student loan matching program

  • Employee discount program

  • An opportunity to do meaningful work and love what you do

Disclaimer

You do not need to disclose your criminal history or participate in a background check until a conditional job offer is made to you. After making a conditional offer and running a background check, if the Company is concerned about a conviction that is directly related to the job, you will be given the chance to explain the circumstances surrounding the conviction or challenge the accuracy of the background report. The Company will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable federal, state and local laws, such as the Violent Crime Control and Law Enforcement Act of 1994 (18 USC 1033(e))(the "VCCLEA"), which restricts financial institutions and insurers such as TMHCC from employing individuals with certain types of criminal convictions. Where the hiring and employment of individuals is not restricted by the foregoing, the Company will consider qualified applicants with arrest or conviction history in compliance with applicable law such as the California Fair Chance Act, the Los Angeles Fair Chance Initiative for Hiring Ordinance, the Los Angeles County Fair Chance Ordinance, the San Diego Fair Chance Ordinance, and the San Francisco Fair Chance Ordinance.]

About Us

Tokio Marine HCC is a global industry-leading specialty insurance group, backed by the strength and stability of the Tokio Marine Group. Offering over 100 classes of specialty insurance, we empower clients to pursue opportunities confidently through our "Mind Over Risk" philosophy. More than an insurance company, we are an organization built on innovation, unity, and trust.

At our core, we are Always Advancing, driven by innovation and an entrepreneurial spirit that keeps us moving forward. Our people are Experts in Tomorrow, using curiosity and smart working to anticipate what's next. With a culture rooted in Reaching Out, we foster genuine collaboration and support, ensuring every individual has the opportunity to succeed and make a difference.

Applying our Mind Over Risk philosophy to writing insurance allows our customers to take on opportunity with confidence. That philosophy defines our way of thinking, unites us as a team, and differentiates us from our competitors. We are much more than just an insurance company; we are a good company.

Equal Opportunity Employer

TMHCC is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to age, ancestry, citizenship, color, family or medical care leave, gender identity, genetic information, marital status, medical condition, national origin, physical or mental disability, protected veteran or military status, race, ethnicity, religion, sex (including pregnancy), sexual orientation, or any other characteristic protected by applicable local laws, regulations and ordinances.

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