ZipRecruiter

Log In

2

Remote Underwriting Training Program Jobs in Paterson, NJ

Mercor

P&C Underwriter - Risk Specialist

New York, NY · On-site +1

Remote Commitment: 20-40+ hours/week Role Responsibilities * Design realistic underwriting ... E&S, MGA/MGU, Lloyd's, or program-business experience. * Catastrophe-exposed property or high ...

N2G

Sr. Underwriter- Global Property

Jersey City, NJ · On-site +1

$110K - $165K/yr

This Position Is Responsible For Profitably producing and underwriting insurance business within ... program. This role is open to remote work. With a strong preference for those located in NJ/NY ...

N2G

Sr. Underwriter- Global Property

Jersey City, NJ · On-site +1

$110K - $165K/yr

This Position Is Responsible For • Profitably producing and underwriting insurance business ... program. This role is open to remote work. With a strong preference for those located in NJ/NY ...

previous page

Showing results 41-60

All JobsUnderwriting Training Program JobsRemote Underwriting Training Program JobsRemote Underwriting Training Program Jobs in Paterson, NJ

Remote Underwriting Training Program information

See Paterson, NJ salary details

$23K

$104.6K

$138.8K

How much do remote underwriting training program jobs pay per year?

As of Sep 1, 2026, the average yearly pay for remote underwriting training program in Paterson, NJ is $104,606.00, according to ZipRecruiter salary data. Most workers in this role earn between $88,200.00 and $110,700.00 per year, depending on experience, location, and employer.

What is a remote underwriting training program?

A Remote Underwriting Training Program job is a structured learning opportunity designed to train individuals in the fundamentals of underwriting while working remotely. Participants typically receive instruction on risk assessment, loan or insurance evaluation, and industry guidelines. These programs may be offered by financial institutions, mortgage companies, or insurance firms to prepare trainees for underwriting roles. Training can include virtual coursework, mentorship, and hands-on case studies to develop necessary skills. Upon completion, trainees may transition into full-time underwriting positions.

What skills and qualifications are needed for the remote underwriting training program?

To excel in a Remote Underwriting Training Program, candidates should possess strong analytical skills, attention to detail, and a foundational understanding of financial or insurance concepts, often supported by a bachelor’s degree in business, finance, or a related field. Familiarity with underwriting software, risk assessment tools, and proficiency in Microsoft Office Suite are commonly required, while relevant certifications such as CPCU can be advantageous. Excellent communication, self-motivation, and time management skills help individuals thrive in a remote, collaborative environment. These attributes are vital for accurate risk assessment, effective virtual teamwork, and efficient workflow in the remote insurance underwriting process.

What is the daily structure and team environment like in the remote underwriting training program?

As a participant in a Remote Underwriting Training Program, you’ll typically engage in a combination of structured online learning sessions, interactive case studies, and mentorship with experienced underwriters. Daily tasks may include reviewing sample applications, evaluating documentation, participating in virtual team meetings, and completing assignments or assessments to build your decision-making skills. Although the role is remote, you’ll regularly collaborate with trainers and classmates through video calls, group chats, and online platforms to foster a sense of community and shared learning. This structured yet flexible environment is designed to support your professional development and prepare you for full underwriting responsibilities upon completion of the program.

How do I become a remote underwriting training program with no experience?

To join a remote underwriting training program with no experience, applicants typically need strong analytical skills, attention to detail, and good communication abilities. Many programs offer entry-level training that covers underwriting principles, and some may require a high school diploma or equivalent; prior knowledge of insurance or finance is not always necessary. Completing relevant certifications or courses can improve chances of acceptance and success in the program.

How long does it take to become a certified remote underwriting training program?

The duration to complete a remote underwriting training program varies but typically ranges from a few weeks to several months, depending on the program's intensity and the individual's prior experience. Certification often requires passing assessments and gaining practical knowledge of underwriting principles and tools. Some programs are self-paced, allowing learners to complete them at their own speed, while others follow a fixed schedule.

How much do beginner remote underwriters make?

Beginner remote underwriters typically earn between $40,000 and $55,000 annually, depending on the company, location, and level of training. Entry-level roles often require basic knowledge of underwriting principles and proficiency with underwriting software tools.

How to become a remote underwriting training program?

To participate in a remote underwriting training program, candidates typically need a background in finance, insurance, or related fields, along with strong analytical and communication skills. Many programs require completing online coursework, passing assessments, and sometimes obtaining relevant certifications such as CPCU or ARM. Successful completion prepares individuals for underwriting roles in a remote work environment, often involving the use of specialized underwriting software and tools.

What are popular job titles related to Remote Underwriting Training Program jobs in Paterson, NJ?

For Remote Underwriting Training Program jobs in Paterson, NJ, the most frequently searched job titles are:

What cities near Paterson, NJ are hiring for Remote Underwriting Training Program jobs?

Cities near Paterson, NJ with the most Remote Underwriting Training Program job openings:

Remote Underwriting Training Program jobs near you
Infographic showing various Remote Underwriting Training Program job openings in Paterson, NJ as of August 2026, with employment types broken down into 96% Full Time, and 4% Temporary. Highlights an 100% Remote job distribution, with an average salary of $104,606 per year, or $50.3 per hour.

Senior Credit Underwriter

World Business Lenders, LLC

New York, NY • Remote

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 2 days ago

Job description

About World Business Lenders 

  • At World Business Lenders (WBL), we provide flexible, short-term commercial loans backed by real estate to help small and medium-sized businesses across the United States - particularly those facing difficulties with traditional financing. We're a fast-moving, results-driven organization that takes security seriously as we continue to grow.
  • This is a Full-Time Independent Contractor role with working hours from 9:00 AM - 6:00 PM Eastern Standard Time, Monday through Friday. We request that all CVs be submitted in English.
About the Role
  • The Senior Credit Underwriter is responsible for leading complex credit underwriting activities while serving as a trusted advisor to the Chief Lending Officer. This role provides expertise in Non-QM mortgage lending, evaluates complex borrower scenarios, structures credit solutions, and supports sound lending decisions that balance risk and business objectives.
  • In addition to underwriting, the role oversees underwriting teams, mentors junior underwriters, drives process improvements, and collaborates cross-functionally to improve credit quality, operational efficiency, and funded loan volume..


What You'll Be Doing (Key Responsibilities)

  • Act as the Chief Lending Officer's 'right hand' trusted advisor.
  • Perform early credit assessments ("shift-left") before processing is complete.
  • Rework denied loans into approvable structures where possible.
  • Recommend counteroffers that reduce risk while preserving profitability.
  • Identify compensating factors to strengthen borderline files.
  • Consult with Sales on structuring loans before submission.
  • Participate in daily pipeline review meetings.
  • Assist in developing underwriting guidelines and SOPs.
  • Analyze trends in denials and fallout to recommend policy or process changes.
  • Support automation efforts by documenting underwriting decision logic.
  • Serve as the subject matter expert for complex borrower scenarios.

Requirements

Education:

  • Bachelor's or Associate's degree.

Experience:

  • 10+ years of progressive underwriting experience in non-QM mortgage lending.

Must-Have Requirements

Please ensure you meet all of the following before applying:

  • 10+ years of progressive underwriting experience in Non-QM residential mortgage lending.
  • Proven expertise in credit analysis, risk assessment, and loan structuring, with the ability to evaluate complex borrower scenarios and develop viable lending solutions.
  • Strong knowledge of Non-QM loan products, including DSCR, Bank Statement, Asset Depletion, Foreign National, ITIN, and other alternative documentation programs.
  • Experience interpreting credit policies, underwriting guidelines, and applicable mortgage regulations (e.g., ATR/QM, TRID, RESPA, TILA), with the ability to make sound, consistent credit decisions..

Remote Work Requirements

  • Stable, reliable internet connection.
  • Professional and dedicated remote working setup.

Preferred Background / Industry Experience:

  • Non QM residential mortgage lending / MCA lending.

Key Soft Skills:

  • Critical Thinking - Evaluates complex borrower scenarios, weighs risk objectively, and makes sound credit decisions based on facts rather than assumptions.
  • Analytical Mindset - Identifies trends, assesses layered risk, and connects multiple data points to determine overall creditworthiness.
  • Sound Judgment - Balances prudent risk management with business objectives, knowing when to approve, restructure, or decline a loan.
  • Problem Solving - Finds creative, policy-compliant solutions to structure challenging loans instead of defaulting to denial.
  • Attention to Detail - Thoroughly reviews financials, documentation, and loan files to identify inconsistencies, omissions, or potential risks.
  • Communication - Clearly explains underwriting decisions, credit rationale, and conditions to Sales, Processing, and leadership.
  • Collaboration - Partners effectively with Sales, Processing, Valuation, Legal, and Closing to move loans efficiently while maintaining credit quality.
  • Decision Making Under Pressure - Makes timely, confident decisions in a fast-paced environment without sacrificing accuracy or consistency.
  • Coaching & Mentorship - Develops junior underwriters by sharing expertise, reinforcing best practices, and promoting consistent credit decisions.
  • Integrity & Accountability - Demonstrates strong ethical standards, takes ownership of decisions, and consistently applies credit policy with fairness and discipline.

Specific Technical Skills Needed:

  • Credit Analysis & Risk Assessment - Expertise in evaluating borrower creditworthiness, repayment capacity, collateral, and layered risk.
  • Non-QM Underwriting - Deep knowledge of Non-QM products, including DSCR, Bank Statement, Asset Depletion, Foreign National, ITIN, and other alternative documentation programs.
  • Income, Asset & Cash Flow Analysis - Ability to analyze tax returns, business financials, bank statements, P&Ls, CPA letters, and asset documentation.
  • Collateral & Valuation Review - Experience reviewing appraisals, BPOs, AVMs/IVDs, title reports, LTV/CLTV calculations, and collateral risk.
  • Loan Structuring - Ability to restructure marginal loans, evaluate compensating factors, and develop counteroffers that meet credit policy while maximizing approvals.
  • Credit Policy & Guideline Interpretation - Strong understanding of internal credit policies, investor overlays, and regulatory requirements, with the ability to consistently apply judgment.
  • Regulatory Compliance - Working knowledge of ATR/QM, TRID, RESPA, TILA, Fair Lending, and applicable federal and state lending regulations.
  • Financial & Data Analysis - Advanced proficiency in Excel and the ability to analyze underwriting metrics, portfolio trends, and credit performance.
  • Exception & Portfolio Management - Experience evaluating policy exceptions, monitoring portfolio credit quality, and supporting quality control and audit reviews.
  • Loan Origination Systems (LOS) - Hands-on experience with Encompass, Byte, LendingPad, or similar LOS platforms, including underwriting workflow and condition management.

Benefits

What We Offer

 Compensation includes a base salary at $65,000-$85,000.

 Benefits include medical, dental, vision, life, and disability coverage; a 401(k) with company match; and paid holidays and paid time off (PTO).

 Work Environment: Fully remote work environment, with occasional travel as needed for leadership off-sites and corporate events.

Ready to Apply?

If this sounds like you, we'd love to hear from you - submit your CV in English and hit Apply!

Apply