ZipRecruiter

Log In

2

Remote Reverse Mortgage Underwriter Jobs (NOW HIRING)

Finance of America Companies

VP, Underwriting

$150K - $200K/yr

Through a range of reverse mortgage solutions, we help customers shape the retirement they've ... Ensures underwriting operations are efficient, scalable, and aligned with business objectives while ...

Lendz Financial

Mortgage Underwriter

OR · Remote

This is a fully remote position with clear performance expectations, ongoing coaching, and opportunities for professional growth. What You'll Do * Underwrite residential mortgage loan applications in ...

Lendz Financial

Mortgage Underwriter

This is a fully remote position with clear performance expectations, ongoing coaching, and opportunities for professional growth. What You'll Do * Underwrite residential mortgage loan applications in ...

Orion Lending

Be Seen First

Mortgage Underwriter (remote)

Orange, CA · Remote

Underwrites mortgage loan applications and evaluates loans to maximize organizational profit and minimize risk or loss. Relies on extensive experience and judgment to plan and accomplish goals.

next page

Showing results 1-20

People also search for

All JobsReverse Mortgage Underwriter JobsRemote Reverse Mortgage Underwriter Jobs

Remote Reverse Mortgage Underwriter information

See salary details

$25

$30

$34

How much do remote reverse mortgage underwriter jobs pay per hour?

As of May 31, 2026, the average hourly pay for remote reverse mortgage underwriter in the United States is $30.69, according to ZipRecruiter salary data. Most workers in this role earn between $30.05 and $30.05 per hour, depending on experience, location, and employer.

What is a Remote Reverse Mortgage Underwriter job?

A Remote Reverse Mortgage Underwriter is responsible for evaluating and approving reverse mortgage loan applications while working from a remote location. They assess borrower eligibility, review financial documents, and ensure compliance with industry regulations and lender guidelines. Their role involves analyzing credit, property appraisals, and income verification to determine loan viability. Strong knowledge of FHA and HUD requirements for Home Equity Conversion Mortgages (HECMs) is essential. This position requires attention to detail, risk assessment skills, and effective communication with loan officers and processors.

What are the key skills and qualifications needed to thrive in the Remote Reverse Mortgage Underwriter position, and why are they important?

To thrive as a Remote Reverse Mortgage Underwriter, you need expertise in mortgage underwriting, a solid understanding of reverse mortgage products, FHA and HUD guidelines, and several years of loan processing or underwriting experience. Familiarity with industry-standard underwriting software, loan origination systems, and certifications such as DE or SAR are often sought after. Strong analytical skills, attention to detail, clear communication, and the ability to manage time independently are highly valued soft skills in this role. These competencies are crucial for accurately evaluating complex loan files remotely while ensuring compliance and maintaining a positive borrower experience.

What are some common challenges faced by remote reverse mortgage underwriters, and how can they be addressed?

Remote reverse mortgage underwriters often face challenges such as interpreting complex financial documents, staying updated on evolving HUD and FHA guidelines, and effectively communicating with loan officers and processors across different locations. To succeed, it's important to have strong organizational skills, regularly participate in industry training, and utilize secure, collaborative technology tools that streamline communication and document sharing. Proactively managing time and seeking clarification on ambiguous files or policies helps maintain accuracy and efficiency. Most employers provide ongoing support and continuous learning opportunities to help their remote underwriting teams overcome these challenges and remain compliant with regulations.
More about Remote Reverse Mortgage Underwriter jobs
What cities are hiring for Remote Reverse Mortgage Underwriter jobs? Cities with the most Remote Reverse Mortgage Underwriter job openings:
What are the most commonly searched types of Reverse Mortgage Underwriter jobs? The most popular types of Reverse Mortgage Underwriter jobs are:
What states have the most Remote Reverse Mortgage Underwriter jobs? States with the most job openings for Remote Reverse Mortgage Underwriter jobs include:
What job categories do people searching Remote Reverse Mortgage Underwriter jobs look for? The top searched job categories for Remote Reverse Mortgage Underwriter jobs are:
Remote Reverse Mortgage Underwriter jobs near you
Infographic showing various Remote Reverse Mortgage Underwriter job openings in the United States as of May 2026, with employment types broken down into 85% Full Time, 14% Part Time, and 1% Contract. Highlights an 9% Physical, and 91% Remote job distribution, with an average salary of $63,838 per year, or $30.7 per hour.
Senior Mortgage Underwriter - (Remote)

Senior Mortgage Underwriter - (Remote)

Zions Bank

Greenwood Village, CO • On-site, Remote

$39.56 - $58.03/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 19 hours ago

Job description

Location Options: This position is fully remote within Zions Bancorporation footprint: AZ, CA, CO, ID, NV, NM, OR, TX, UT, WA, or WY.
We are seeking a highly skilled Senior Mortgage Underwriter with active FHA DE and VA SAR designations to join our team. In this role, you will apply advanced underwriting expertise to evaluate and decision residential loan applications while ensuring adherence to company guidelines and regulatory requirements. This position involves working with partners on complex matters, making strong communication skills, professionalism, and sound judgment essential.
Key Responsibilities
• Review, analyze, and underwrite residential mortgage applications according to company policies, investor standards, and regulatory requirements.
• Analyze income, assets, credit documentation, employment history, credit reports, debt ratios, and loan-to-value (LTV) metrics to determine borrower creditworthiness.
• Evaluate the collateral/property appraisal when applicable.
• Recommend loan terms or conditions as necessary.
• Review system-generated documentation and ensure completeness and accuracy.
• Gather additional information when needed to support loan decisions.
• Communicate lending decisions and respond to inquiries from affiliate banks, loan centers, and branch personnel.
• Maintain accountability for risk elevation and adherence to underwriting policies and procedures.
• Exercise independent judgment on unusually complex problems.
• Stay abreast of changes to federal and state laws/regulations affecting consumer lending.
• Perform other duties as assigned.
Qualifications
• 5+ years' experience with government mortgage underwriting (FHA and VA).
• 5+ years' experience with agency and/or portfolio mortgage underwriting.
• Active FHA DE and VA SAR designations are required.
• Proficiency with mortgage software and related tools, including Encompass 360 (LOS), Desktop Underwriter (DU), and Loan Product Advisor (LPA).
• Extensive knowledge of mortgage credit, underwriting concepts, and loan documentation.
• Proven ability to review and analyze complex income scenarios, assets, credit reports, debt ratios, and LTV calculations.
• Strong understanding of federal and state consumer lending regulations.
• Ability to make sound, consistent credit decisions with a high degree of accuracy.
• Exceptional attention to detail and ability to maintain quality while managing high loan volume.
• Strong written and verbal communication and customer service skills.
• Ability to handle confidential information professionally.
Benefits
• Salary range: $39.56 - $58.03 per hour depending on experience plus a performance-based incentive plan.
• Medical, Dental and Vision Insurance - START DAY ONE!
• Life and Disability Insurance, Paid Parental Leave and Adoption Assistance.
• Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts.
• Paid Training, Paid Time Off (PTO). (PTO covers both sick and vacation days without distinguishing between them), 11 Paid Federal Holidays, and any applicable state holidays.
• 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience.
• Mental health benefits including coaching and therapy sessions.
• Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire.
• Employee Ambassador preferred banking products.
Zions Bank logo

About Zions Bank

Sourced by ZipRecruiter

Zions Bank recognizes that its success comes from the dedication, experience and talents of its diverse employee base. As we usher in the next generation of banking, we're committed to being the premier employer of choice. We're proud to have ranked among American Banker magazine's "Best Banks to Work For" almost every year since 2013, as Best Employer from Utah's Best of State, among the Best Places to Work in Idaho, and "among the Salt Lake Tribune's Top Workplaces. Make the leap into a new era of banking. Let us transform your career.

Industry

Commercial banking

Company size

1,001 - 5,000 Employees

Headquarters location

Salt Lake City, UT, US

Year founded

1873

Social media

FacebookTwitter

View All Zions Bank Jobs

Apply