Remote Retail Jobs in Reading, PA (NOW HIRING)

Value Proposition
Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and inclusion. We promote a digitally enabled work environment to continuously enhance the experience of our employees and customers.
Overview
This is a full-time career opportunity that can be remote.
Responsibilities include ensuring system settings, the establishment and testing of credit parameters and criteria, maintaining, updating, and testing products, policy, decision criteria and decision and pricing schemas with a complete understanding of retail credit. In addition, key responsibilities include analyzing application (approval / decline) trends and consumer loan performance by leveraging data analytics to recommend credit policy changes within the portfolio. Develops business reporting, including production, operations and performance reports from the loan origination systems or other data sources / repositories. This role is a key contributor to maintaining data hygiene and data integrity for retail credit. Incumbents will interact directly with outside vendor/partners.
Responsibilities

• Utilizes technology systems in support of the credit process. Executes strategic direction for efficiencies and optimization of credit workflow including needed functionality, required data sources, workflow changes critical to achieving risk and origination priorities. Maintains and assists with products, scoring criteria and monitoring, auto decision criteria and pricing schemas through the established user interface within the system and analyzes underwriting decision criteria for credit policy based on loan performance trends within a portfolio.
• Develops and produces reporting needed for credit and operational management. Performs user acceptance testing (UAT). Maintains standard operating procedures for retail credit Loan Origination System, including change logs.
• Acts as the subject matter expert with establishing requirements and testing solutions for credit reporting. Identifies process gaps impacting credit and notifies appropriate business units and management to remediate gaps. Escalates unresolved issues for further action. Communicates with key stakeholders and IT as required.

Qualifications
Education
Bachelor's Degree or the equivalent experience. Specialty: computer science, management information systems, or a related field. (Required)
Master's Degree or the equivalent experience. Specialty: computer science, management information systems, or a related field. (Preferred)
Experience
3 or more years experience in the financial services sector, preferably with credit reporting and analytics. (Required)
2 or more years SQL. (Preferred)
2 or more years Power BI, Tableau, Excel. (Preferred)
Other Duties as Assigned by Manager
This role may perform other job duties as assigned by the manager. Each employee of the Organization, regardless of position, is accountable for reading, understanding and acting on the contents of all Company-assigned and/or job related Compliance Programs, regulations and policies and procedures, as well as ensure that all Compliance Training assignments are completed by established due dates. This includes but is not limited to, understanding and identifying compliance risks impacting their department(s), ensuring compliance with applicable laws or regulations, and escalating compliance risks to the appropriate level of management.
Pay Transparency
To provide greater transparency to candidates, we share base salary ranges on all job postings regardless of state. We set standard salary ranges for our roles based on the position, function, and responsibilities, as benchmarked against similarly sized companies in our industry. Specific compensation offered will be determined based on a combination of factors including the candidate's knowledge, skills, depth of work experience, and relevant licenses/credentials. The salary range may vary based on geographic location.
The salary range for this position is $57,800.00 - $96,300.00 annually.
Additional Compensation Components
This job is eligible to participate in a short-term incentive compensation plan subject to individual and company performance.
Benefits
Additionally, as part of our Total Rewards program, Fulton Bank offers a comprehensive benefits package to those who qualify. This includes medical plans with prescription drug coverage; flexible spending account or health savings account depending on the medical plan chosen; dental and vision insurance; life insurance; 401(k) program with employer match and Employee Stock Purchase Plan; paid time off programs including holiday pay and paid volunteer time; disability insurance coverage and maternity and parental leave; adoption assistance; educational assistance and a robust wellness program with financial incentives. To learn more about your potential eligibility for these programs, please visit Benefits & Wellness | Fulton Bank.
EEO Statement
Fulton Bank ("Fulton") is an equal opportunity employer and is committed to providing equal employment opportunity for all qualified persons. Fulton will recruit, hire, train and promote persons in all job titles, and ensure that all other personnel actions are administered, without regard to race, color, religion, creed, sexual orientation, national origin, citizenship, gender, gender identity, age, genetic information, marital status, disability, covered veteran status, or any other legally protected status.
Sponsorship Statement
As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Fulton Bank currently or in the future.