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Remote Mortgage Underwriter Jobs in Racine, WI (NOW HIRING)

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Remote Mortgage Underwriter information

See Racine, WI salary details

$23

$29

$32

How much do remote mortgage underwriter jobs pay per hour?

As of Aug 19, 2026, the average hourly pay for remote mortgage underwriter in Racine, WI is $29.13, according to ZipRecruiter salary data. Most workers in this role earn between $28.51 and $28.51 per hour, depending on experience, location, and employer.

What does a remote mortgage underwriter do?

A remote mortgage underwriter is responsible for evaluating and approving or denying loan applications for home mortgages while working from a location outside of a traditional office. They review financial documents, credit histories, and property details to assess whether applicants meet the lender's requirements. The job requires strong analytical skills, attention to detail, and knowledge of mortgage regulations. Remote underwriters communicate with loan officers and applicants electronically to clarify information and ensure all necessary documentation is complete before making a decision.

What does a remote mortgage underwriter do?

A Remote Mortgage Underwriter provides loan analysis and decision-making services to a financial institution from a remote location, such as a work-from-home setup. As a Remote Mortgage Underwriter, you use various online systems to review mortgage loan applications for completeness and accuracy, verify supporting documents, determine whether potential borrowers demonstrate an acceptable level of risk, and approve or deny loan requests on behalf of the lender. You consider factors such as loan-to-value (LTV) and debt-to-income (DTI) ratios in your decision-making processes. You need strong analytical and organizational skills as well as a solid work ethic to succeed in this career.

What are the key skills and qualifications needed to thrive as a remote mortgage underwriter?

To thrive as a Remote Mortgage Underwriter, you need a thorough understanding of mortgage lending guidelines, risk assessment, and financial analysis, often supported by relevant experience or certifications such as DE (Direct Endorsement) or SAR (Staff Appraisal Reviewer). Familiarity with automated underwriting systems (AUS) like DU (Desktop Underwriter) or LP (Loan Prospector), as well as document management software, is typically required. Strong attention to detail, analytical thinking, and effective written communication are vital soft skills for this role. These qualifications and skills ensure accurate loan decisions, regulatory compliance, and efficient remote collaboration in the mortgage process.

How does a remote mortgage underwriter typically collaborate with loan officers and processors to ensure timely loan approvals?

Remote mortgage underwriters regularly communicate with loan officers and processors through secure digital platforms, email, and video calls to clarify documentation, resolve discrepancies, and ensure all loan conditions are met. Effective collaboration is essential to keep the loan process on track, especially since underwriters often work independently but rely on timely information from team members. Being proactive in communication and responsive to questions helps remote underwriters maintain workflow efficiency and meet closing deadlines. Many organizations also use collaborative loan origination systems that streamline document sharing and task management.

What is the difference between Remote Mortgage Underwriter vs Remote Loan Processor?

AspectRemote Mortgage Underwriter
Primary RoleEvaluates loan applications, assesses risk, and approves or denies mortgage loans based on guidelines.
Required CredentialsTypically requires mortgage underwriting certifications, such as the Mortgage Underwriter Certification, and relevant experience.
Work EnvironmentWorks remotely, analyzing documents and making decisions independently, often using specialized underwriting software.
Industry UsageCommonly employed by banks, mortgage lenders, and financial institutions.

While both roles are involved in the mortgage loan process, a Remote Mortgage Underwriter focuses on risk assessment and approval decisions, whereas a Remote Loan Processor handles document collection and initial processing. The underwriter's role is more analytical and decision-oriented, requiring specific certifications, and both roles are essential in the mortgage industry.

Is remote mortgage underwriting a good career?

Remote mortgage underwriting is a stable career option within the financial services industry, requiring skills in risk assessment, attention to detail, and familiarity with loan software. It offers flexibility in work location and often involves standard working hours, with opportunities for certification and career advancement. The role is suitable for individuals interested in finance and real estate markets.
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What cities near Racine, WI are hiring for Remote Mortgage Underwriter jobs?

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Remote Mortgage Underwriter jobs near you
Infographic showing various Remote Mortgage Underwriter job openings in Racine, WI as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% Remote job distribution, with an average salary of $60,590 per year, or $29.1 per hour.

Mortgage Wholesale Account Executive

Angel Oak Mortgage Solutions

Milwaukee, WI • Remote

$150K - $500K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 15 days ago

Job description

PLEASE READ!! This is a remote position meaning work form home but you need to be working in this location to work career competitively.

We are looking for an Outside Sales Account Executive who knows how to connect. The ideal person will have proven experience building new relationships, sustaining, and enhancing existing relationships, and ensuring a high degree of satisfaction.

The Outside Sales Account Executive will be a proactive member of our sales team, and the key to Angel Oak Mortgage Solution’s acquisition of a wide variety of residential mortgage loan products and services through the Company's extensive business-to-business network of correspondents and brokers.

Principal Accountabilities:

  • Plan, develop, and execute sales strategy to meet established goals in assigned territory.
  • Secure new and maintain current relationships with licensed mortgage brokers. Solicit, build, and maintain mortgage broker and mortgage banker relationships. Responsible for establishing new business, developing current business relationships, and ensuring brokers satisfaction. Regularly secures new Client relationships, and successfully guides new Clients though the Client approval process. Actively promotes the various features and benefits of establishing/maintaining a business relationship with the Company.

Travel to customer's business locations on a regular basis to review customer's wholesale mortgage needs, resolve any issues and to promote new products. Speak, correspond, and visit accounts on a daily basis.

  • Maintain database of contacts for weekly email campaigns.
  • Market Angel Oak products and programs to the mortgage and real estate community.

Educate and guide brokers through the loan submission to closing process. Train mortgage broker and banker partners on loan submission and fulfillment process. Communicates and trains mortgage brokers on products, policies, and procedures to ensure all loan files are complete and within guidelines. Set expectations and understanding of loan process for submission, underwriting, locks, closing and funding.

  • Serve as liaison between brokers and operations team. Provide on-going service support to mortgage brokers.
  • Assist in resolving customer questions, issues, objections and educating customer about the escalation process
  • Communicate and interact with loan fulfillment centers as necessary to ensure desired production results or that proper customer service was delivered

Thorough knowledge of and the ability to apply concepts to all aspects of residential mortgage lending, origination, operations, and delivery. Possesses refined marketing skills that can be applied to the wholesale lending environment.

Required skills and qualifications

Minimum

  • Sales and business development experience of at least 2 years, with at least 1 years mortgage industry experience
  • Outstanding communication skills, with both external clients and internal departments/teams.
  • Solid negotiation skills
  • Ability to provide innovative solutions to challenging situations and adapt approach dependent on the client.
  • Excellent systems skills and working knowledge of MS office products

Preferred:

  • Wholesale business development experience is preferred but not required.
  • Existing broker relationships

NOTE: These statements are intended to describe the general nature and level of work involved for this job. It is not an exhaustive list of all responsibilities, duties, and skills required for this job.

Angel Oak Mortgage Solutions provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability, or genetics.

Company Description

At Angel Oak Mortgage Solutions, we achieve success through our people. Our Account Executives build solid relationships and credibility with mortgage brokers and correspondents and provide outstanding mortgage solutions to our customers across the United States. And they do it better than anyone.