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Remote Mortgage Processor Jobs in Columbia, SC (NOW HIRING)

Advise and recommend to the customer regarding the various mortgage loan products based on the customer's individual need * Review interest rates as needed and lock all loans with the borrowers in ...

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Remote Mortgage Processor information

See Columbia, SC salary details

$23.3K

$41.6K

$77.2K

How much do remote mortgage processor jobs pay per year?

As of Aug 6, 2026, the average yearly pay for remote mortgage processor in Columbia, SC is $41,564.00, according to ZipRecruiter salary data. Most workers in this role earn between $32,700.00 and $44,900.00 per year, depending on experience, location, and employer.

What does a remote mortgage processor do?

A remote mortgage processor is responsible for gathering, reviewing, and organizing financial documents from loan applicants to ensure all required paperwork is complete and accurate. They work closely with loan officers, underwriters, and clients to process mortgage applications from start to finish, verifying employment, credit history, and other information. By working remotely, they use secure online platforms to communicate and manage documents efficiently, ensuring a smooth and timely loan approval process.

What are the key skills and qualifications needed to thrive as a remote mortgage processor, and why are they important?

To thrive as a Remote Mortgage Processor, you need a solid understanding of mortgage lending guidelines, attention to detail, and experience with loan documentation, often backed by a high school diploma or equivalent and prior industry experience. Proficiency with loan origination systems (LOS), document management software, and e-signature platforms is typically required. Strong organizational skills, effective communication, and the ability to manage time independently help you excel in a remote setting. These skills ensure accurate, timely processing of loan applications and compliance with industry standards, which are critical for customer satisfaction and operational efficiency.

What is the difference between Remote Mortgage Processor vs Remote Loan Officer?

AspectRemote Mortgage ProcessorRemote Loan Officer
CredentialsTypically requires mortgage processing experience, basic financial knowledge, and sometimes certificationRequires sales skills, licensing (e.g., NMLS), and financial knowledge
Work EnvironmentPrimarily administrative, behind-the-scenes processingClient-facing, sales-oriented, remote communication
Employer & Industry UsageMortgage lenders, banks, brokersMortgage lenders, banks, mortgage brokers
Search & Comparison IntentFocuses on processing mortgage applications efficientlyFocuses on client acquisition and loan sales

The main difference is that a Remote Mortgage Processor handles the administrative and processing tasks of mortgage applications, while a Remote Loan Officer actively sells mortgage products and interacts directly with clients. Both roles are essential in the mortgage industry but serve different functions within the loan process.

What does a remote mortgage processor do?

As a remote mortgage processor, you work from home and review residential and commercial mortgage applications for accuracy, completion, and compliance with your company's standards. Your duties may include processing paperwork and documents, determining whether the requested loans should be granted, and reviewing any problems with documentation. Your responsibilities may also include contacting customers to ask them about specific parts of their application. Remote mortgage processors often communicate with loan officers, service providers, and other companies to obtain property survey and title commitment information, as well as address any special needs or requirements for a given mortgage.

What are some common challenges faced by remote mortgage processors, and how can they be overcome?

Remote Mortgage Processors often face challenges such as maintaining clear communication with loan officers, underwriters, and clients due to the lack of in-person interactions. To overcome this, it's essential to leverage digital collaboration tools, proactively schedule check-ins, and maintain organized digital records. Staying updated on evolving lender guidelines and compliance requirements is also crucial, as these can change frequently. Building strong time management skills and creating a dedicated, distraction-free workspace can further help ensure accuracy and efficiency in processing loan files remotely.
What are popular job titles related to Remote Mortgage Processor jobs in Columbia, SC? For Remote Mortgage Processor jobs in Columbia, SC, the most frequently searched job titles are:
What job categories do people searching Remote Mortgage Processor jobs in Columbia, SC look for? The top searched job categories for Remote Mortgage Processor jobs in Columbia, SC are:
What cities near Columbia, SC are hiring for Remote Mortgage Processor jobs? Cities near Columbia, SC with the most Remote Mortgage Processor job openings:
Infographic showing various Remote Mortgage Processor job openings in Columbia, SC as of August 2026, with employment types broken down into 89% Full Time, and 11% Temporary. Highlights an 100% Remote job distribution, with an average salary of $41,564 per year, or $20 per hour.

Senior Mortgage Underwriter - Remote, SC & NC

First Citizens Bank

Columbia, SC • On-site, Remote

$107K/yr

Full-time

Posted 22 days ago


First Citizens Bank rating

7.4

Company rating: 7.4 out of 10

Based on 106 frontline employees who took The Breakroom Quiz

108th of 170 rated banks


Job description

Overview
This is a remote role that may only be hired in the following states: South Carolina, North Carolina
This position assesses the Bank's financial risk on potential borrowers applying for mortgage loans at a high level of complexity and ability. Analyzes borrower applications to determine appropriate loan structuring, potential risk, and loan eligibility, and makes the decision to accept or reject based on review. Ensures the salability of the loan to the selected investor under the specified loan program. Provides support for loan closing activities and clients while protecting the Bank from fraud, misrepresentation, and default. Responsible to meet production and quality expectations.
Responsibilities
  • Loan Underwriting - Documents and underwrites mortgage loans products. Gathers and reviews information pertaining to the applicant's income, assets, debts, and credit history to determine ability to repay the mortgage loan. Applies product and investor specific underwriting and documentation guidelines. Utilizes underwriting results to either approve or decline the loan.
  • Application Review - Reviews new applications for completeness and inclusion of necessary documentation. Determines eligibility of the loan for the selected product and investor, or more appropriate alternatives. Ensures accuracy and acceptance of income, asset, debt calculations and credit history. Seeks resolution for any identified discrepancies.
  • Operations Support - Manages a pipeline of active mortgage loans. Prioritizes loan actions based on projected closing dates and ensures loans close in a timely manner. Works with loan processor to meet expected closing dates for the customer.
  • Client Support - Provides client support throughout the underwriting process. Utilizes available resources to answer questions and develop alternatives. Remains abreast of investor loan programs, guidelines, policies and procedures to better assist clients. May provide guidance for associates on escalated or complex client inquiries.

Qualifications
Bachelor's Degree and 3 years of experience in Mortgage loan underwriting OR High School Diploma or GED and 7 years of experience in Mortgage loan underwriting
Preferred experience: FHA/VA loans
Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.

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