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Remote Mortgage Processing Jobs in California (NOW HIRING)

loanDepot

Remote Mortgage Loan Officer

Irvine, CA · Remote

$12 - $18.17/hr

Assists clients through the loan process from application to closing. * Maintains minimum ... Remote will be considered on a case-by-case basis. * NMLS SAFE ACT compliant, holding 5 or more ...

loanDepot

Remote Mortgage Loan Officer

Irvine, CA · Remote

$12 - $18.17/hr

Assists clients through the loan process from application to closing. * Maintains minimum ... Remote will be considered on a case-by-case basis. * NMLS SAFE ACT compliant, holding5 or more ...

loanDepot

Remote Mortgage Loan Officer

Irvine, CA · Remote

Assists clients through the loan process from application to closing. * Maintains minimum ... Remote will be considered on a case-by-case basis. * NMLS SAFE ACT compliant, holding 5 or more ...

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Showing results 1-20

All JobsMortgage Processing JobsRemote Mortgage Processing JobsRemote Mortgage Processing Jobs in California

Remote Mortgage Processing information

See California salary details

$43.9K

$88.8K

$143.6K

How much do remote mortgage processing jobs pay per year?

As of Aug 6, 2026, the average yearly pay for remote mortgage processing in California is $88,821.00, according to ZipRecruiter salary data. Most workers in this role earn between $54,300.00 and $123,400.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a remote mortgage processor?

To thrive as a Remote Mortgage Processor, you need a strong understanding of loan processing procedures, attention to detail, and knowledge of mortgage regulations, often supported by experience in the mortgage industry or relevant certifications. Familiarity with loan origination systems (LOS) such as Encompass or Calyx, document management software, and proficiency with secure digital communication tools are typically required. Excellent organizational skills, problem-solving abilities, and effective remote communication make someone stand out in this position. These skills ensure accurate, efficient, and compliant processing of mortgage loans, which is crucial for customer satisfaction and regulatory adherence in a remote work environment.

What are some common challenges faced by remote mortgage processors, and how can they be managed effectively?

Remote mortgage processors often face challenges related to communication, document management, and maintaining compliance with evolving regulations. Since much of the coordination with loan officers, underwriters, and clients happens virtually, clear and timely communication is essential to prevent delays. Effective use of secure, cloud-based systems for document sharing and task tracking can help maintain organization and data security. Staying updated with regulatory changes and company policies through regular training also supports accuracy and compliance in a remote setting.

What is the difference between Remote Mortgage Processing vs Remote Loan Processing?

AspectRemote Mortgage ProcessingRemote Loan Processing
CredentialsMortgage licensing, certifications (e.g., MLO)Loan processing certifications, financial background
Work EnvironmentHome-based, financial institutions, mortgage companiesHome-based, banks, credit unions, mortgage lenders
Industry UsagePrimarily in mortgage lendingBroader loan types including personal, auto, and mortgage
Search/Comparison IntentUnderstanding mortgage-specific rolesComparing loan processing roles across industries

Remote Mortgage Processing focuses specifically on handling mortgage applications, requiring mortgage licensing and specialized knowledge. Remote Loan Processing covers a wider range of loan types, including personal and auto loans, with broader certifications. Both roles are home-based and serve financial institutions, but Mortgage Processing is more specialized within the mortgage industry, while Loan Processing encompasses various loan types across different sectors.

What is remote mortgage processing?

Remote mortgage processing involves handling and managing mortgage loan applications and documentation from a location outside of a traditional office. Professionals in this role use secure digital platforms to collect, verify, and process all necessary paperwork, communicate with clients, and collaborate with lenders and underwriters. This setup offers flexibility for both employees and clients, helping to speed up the loan approval process while maintaining data security and compliance.
What are the most commonly searched types of Mortgage Processing jobs in California? The most popular types of Mortgage Processing jobs in California are:
What are popular job titles related to Remote Mortgage Processing jobs in California? For Remote Mortgage Processing jobs in California, the most frequently searched job titles are:
What job categories do people searching Remote Mortgage Processing jobs in California look for? The top searched job categories for Remote Mortgage Processing jobs in California are:
What cities in California are hiring for Remote Mortgage Processing jobs? Cities in California with the most Remote Mortgage Processing job openings:
Remote Mortgage Processing jobs near you
Infographic showing various Remote Mortgage Processing job openings in California as of July 2026, with employment types broken down into 100% Full Time. Highlights an 100% Remote job distribution, with an average salary of $88,821 per year, or $42.7 per hour.

Mortgage Underwriter (5-10 Unit Properties) Remote

Lendsure Mortgage Corp

San Diego, CA • On-site, Remote

$68K - $90K/yr

Full-time

Posted 23 days ago

Job description

Annual Salary Range $68,000 - $90,000 with quarterly bonus plan.
Preference: San Diego CA, Kennesaw GA or Warwick RI, remote candidates will be considered
LendSure Mortgage Corp. is a fast-growing Wholesale Lender offering Non-QM loan solutions. LendSure helps mortgage originators grow their business by offering loan solutions to borrowers who do not fall into conforming guidelines. At LendSure Mortgage Corp., we have created an environment where high-energy professionals can learn, excel, grow, and feel great about their contributions to our success.
LendSure is committed to attracting and retaining top talent throughout the United States and offers a competitive salary, benefits, and opportunities to grow within the company.
The Mortgage Underwriter for 5-10 unit properties is responsible for evaluating mortgage loan applications for multi-unit residential properties (typically considered commercial properties) ranging from 5 to 10 units. They assess risk, ensure compliance with lending guidelines and regulations, and make informed decisions on loan approvals or denials. This role requires a strong understanding of both residential and commercial real estate underwriting principles, with a specific focus on the unique characteristics of 5-10 unit properties.
Key responsibilities
  • Review and analyze mortgage loan applications and supporting documentation (e.g., credit reports, financial statements, income verification, property appraisals) for 5-10 unit properties.
  • Assess borrower creditworthiness, financial capacity, and ability to repay the loan, considering the specific financial dynamics of multi-unit properties.
  • Evaluate the property's financial performance, including projected rental income, operating expenses, vacancy rates, and Debt Service Coverage Ratio (DSCR).
  • Analyze property appraisals to ensure the collateral value aligns with loan amount and property standards.
  • Ensure compliance with all applicable lending guidelines (e.g., internal policies, investor requirements, and federal and state regulations like TRID, RESPA).
  • Make informed loan decisions (approve, suspend, or deny) based on a comprehensive risk assessment and communicate these decisions to relevant stakeholders (e.g., Account Executives and processors).
  • Clearly communicate the reasons for loan decisions and any required conditions.
  • Work collaboratively with loan processors and Account Executives to obtain additional information or clarification and ensure accurate documentation throughout the underwriting process.
  • Stay updated on industry trends, lending guidelines, regulations, and market conditions relevant to 5-10 unit properties and commercial real estate.
  • Maintain accurate and detailed loan documentation in the underwriting system.
  • Identify potential fraud or misrepresentation and escalate concerns when necessary.

Qualifications
  • A bachelor's degree in a related field is often preferred.
  • Non-QM experience as a mortgage underwriter is preferred , with a focus on multifamily or commercial real estate loans, specifically including 5-10 unit properties.
  • Key requirements include strong analytical skills for assessing financial data and risk, in-depth knowledge of lending guidelines and regulations, and familiarity with relevant financial metrics like NOI and DSCR.
  • Additional qualifications include excellent communication skills, attention to detail, proficiency in underwriting software, strong decision-making abilities, and the capacity to meet deadlines in a demanding environment.
  • Knowledge of local real estate markets and property management is also beneficial.

This employer participates in E-Verify and will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S.

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