Remote Military Veteran Jobs in Rutherford, NJ (NOW HIRING)

About Spencer Financial Group

Spencer Financial Group helps individuals and families secure financial protection through life insurance solutions, including:

• Life Insurance with Living Benefits

• Mortgage Protection

• Final Expense Insurance

• Indexed Universal Life (IUL) Solutions

Our mission is to help families make informed decisions about protecting their financial future while providing agents with the tools, training, and support needed to succeed in a remote environment.

Position Overview

We are seeking motivated and coachable individuals to join our team as Remote Insurance Producers.

In this role, you will work directly with prospective clients, conduct needs-based consultations, and help individuals and families find life insurance solutions that fit their goals and circumstances.

Whether you are an experienced insurance professional or someone looking to enter the industry, we provide training, mentorship, and access to lead resources to help you build your business.

What We Provide Qualified Lead Resources

• Access to real-time consumer leads

• No cold calling required as a primary prospecting method

• Lead management support

• CRM and automation tools

• Systems designed to help agents stay organized and productive

Training & Development

• Comprehensive onboarding program

• Weekly virtual training sessions

• Proven sales processes and client consultation strategies

• Product education and ongoing professional development

• Access to experienced mentors and leadership support

Technology & Support

• CRM access and workflow tools

• Appointment-setting assistance tools

• Underwriting support resources

• Automated systems designed to improve efficiency

Responsibilities Daily Responsibilities

• Contact and follow up with prospective clients

• Conduct virtual insurance consultations

• Assess client needs and recommend appropriate coverage options

• Work assigned leads consistently

• Maintain accurate records and activity tracking

• Continue developing product knowledge and sales skills

Weekly Responsibilities

• Attend training and coaching sessions

• Submit insurance applications accurately and professionally

• Review goals and performance metrics

• Maintain compliance with company and carrier guidelines

Qualifications Required

• Active Life and Health Insurance License, or willingness to obtain one

• Strong communication and interpersonal skills

• Self-discipline and ability to work independently

• Reliable internet connection and computer access

• Professional and ethical approach to client interactions

Preferred

• Sales experience

• Customer service experience

• Insurance or financial services background

• Bilingual communication skills

• Experience working in a remote environment

What Success Looks Like

Successful agents typically:

• Consistently work their leads

• Follow established systems and processes

• Attend training regularly

• Maintain strong client relationships

• Continue improving their skills through coaching and practice

Compensation

This is an independent contractor opportunity with commission-based compensation.

Agents are compensated based on policies issued and paid according to carrier and company guidelines. Additional performance-based incentives and recognition opportunities may be available.

Compensation is not guaranteed and varies based on individual effort, production, market conditions, and business performance.

Professional Growth

Spencer Financial Group is committed to helping agents develop professionally through:

• Ongoing training

• Mentorship

• Skill development

• Leadership opportunities for qualified individuals

Ideal Candidate

This opportunity may be a good fit for:

• Licensed insurance agents

• Sales professionals

• Customer service professionals

• Military veterans

• Career changers

• Remote work professionals

• Individuals seeking a performance-based sales opportunity

Our Culture

We value:

• Integrity

• Accountability

• Consistency

• Continuous learning

• Client-first service

If you are looking for a remote opportunity where you can help families secure financial protection while receiving access to leads, training, and ongoing support, we encourage you to apply.

License Requirement: A Life and Health Insurance License is required before engaging in insurance sales activities. Candidates who are not currently licensed may apply and complete licensing requirements before beginning production.