Remote Merchant Risk Analyst Jobs in Connecticut

The Opportunity

StaffRight Associates has partnered with a purpose-driven, national financial services organization dedicated to providing essential protection and long-term security to families across the country. Operating with a deep philanthropic mission, this organization channels its success back into community aid and charitable initiatives.

We are seeking two forward-thinking Underwriters to join a highly collaborative, coast-to-coast team of nearly 20 insurance professionals. Operating in a 100% virtual capacity, this role offers an exceptional runway for professional growth. You will step into a forward-looking environment currently evaluating cutting-edge, automated, and accelerated risk-assessment methodologies. This position features a transparent career progression pathway designed to advance your trajectory from Underwriter to Senior Underwriter and ultimate subject matter expert.

What You’ll Do

• Evaluate Risk Profile Execution: Appraise, categorize, and determine final actions for new coverage submissions, plan modifications, conversions, reinstatements, and supplementary benefit additions for portfolios valued up to $500,000, while collaborating with senior peers on high-value applications.

• Mitigate Adverse Selection: Analyze complex medical backgrounds and specialized hazards—including aviation risk, occupational dangers, foreign travel, and unconventional hobbies—to establish equitable premium structures and protect mortality balance.

• Drive Stakeholder Communication: Serves as the primary informational liaison for distribution forces and internal corporate divisions, delivering clear guidance on risk evaluation standards and application processing workflows.

• Synthesize Regulatory Standards: Ensure absolute alignment with changing state and federal insurance mandates across all daily evaluation processes.

• Champion Process Innovation: Participate actively in team initiatives exploring the integration of modernized, automated, and accelerated risk-assessment tools.

What You Bring

• Underwriting Expertise: A minimum of 2+ years of dedicated individual life risk assessment experience.

• Clinical Literacy: Strong foundational comprehension of medical nomenclature and human physiological systems, with a proven ability to translate complex health histories into precise risk decisions.

• Analytical Judgment: Superior business acumen, precise attention to detail, and a track record of making defensible, autonomous decisions.

• Educational Foundation: A completed Bachelor’s degree in Finance, Accounting, Business Administration, or a closely related field.

• Professional Credentials: Completed coursework or active pursuit of industry designations such as LOMA, ALU, FALU, or FLMI is highly advantageous.

• Communication Mastery: Polished verbal and written communication skills suitable for regular consultation with external field agents and internal leadership.

• Legal Authorization: Valid United States work authorization is required (visa sponsorship is unavailable for this role).

Compensation & Total RewardsCore Compensation

• Target Salary Range: Competitively positioned between $70,500 and $120,000 annually, scaled accurately based on geographic location, specialized certifications, and depth of direct industry experience.

Performance & Equity Incentives

• Performance Rewards: Eligibility for organizational incentive programs based on corporate milestones and individualized quality metrics.

Health & Wellness Perks

• Medical, Dental, & Vision: Top-tier comprehensive health plans with multiple coverage tiers, including premium family protection.

• Tax-Advantaged Accounts: Pre-tax Health Savings Accounts (HSA) supplemented by direct corporate contributions.

• Disability & Life Coverage: Employer-sponsored, fully paid short-term disability and term life insurance plans, alongside long-term disability protection.

• Family Support: Up to 12 weeks of paid childbirth leave under the short-term disability structure, plus an additional week of fully paid parental leave extending to all new parents (including adoptive and foster placements).

• Wellness Reimbursement: Financial subsidies for health club and fitness memberships, paired with a confidential Employee Assistance Program (EAP) for mental well-being.

Future Planning

• Retirement Matching: Generous 401(k) savings program featuring dollar-for-dollar corporate matching contributions.

• Company-Funded Pension: A distinct cash balance retirement plan fully funded and sustained by the organization.

• Professional Development: Financial backing for specialized industry certifications, professional designations, and a robust tuition reimbursement program.

Work-Life Balance

• Time Away: Highly competitive paid time off structures including vacation days, sick leave, and 13 paid annual holidays.

• Workplace Flexibility: Fully remote operational structure with flexible weekly scheduling options to promote harmony between personal commitments and career milestones.

Joining StaffRight Associates

When you partner with StaffRight Associates in your search for your next role, you’re doing more than pursuing a job—you’re aligning yourself with a team of experts committed to placing top-tier talent in truly impactful positions.

We take pride in fostering professional growth and connecting forward-thinking individuals with organizations that value innovation and excellence. We look forward to showcasing your expertise in a way that resonates with our clients and opens the door to meaningful opportunities.

rtunities.