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Remote Insurance Rater Jobs in Charlotte, NC (NOW HIRING)

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TTEC Licensed Healthcare Insurance Agent - Remote Pay Rate: $21/hour and top performers $26/hour We are currently not hiring from the following geographies: AK, CA, HI, IL, MT, or outside of the ...

Licensed Health Insurance Agents Your experience has a place here. BroadPath, a Sagility Company ... This is a seasonal, fully remote opportunity. Schedules, pay rates, program details, and assignment ...

Licensed Health Insurance Agents Your experience has a place here. BroadPath, a Sagility Company ... This is a seasonal, fully remote opportunity. Schedules, pay rates, program details, and assignment ...

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Remote Insurance Rater information

What does a remote insurance rater do?

A Remote Insurance Rater is responsible for evaluating insurance applications and calculating premiums based on risk assessment guidelines, but they perform their work from a remote location rather than an office. They review data such as client history, coverage requests, and relevant financial or personal information to determine the appropriate insurance rate. Their work ensures that premiums are fair and aligned with company policies and regulatory requirements. Remote Insurance Raters typically use specialized software and communicate with agents or clients via phone or email.

What are the key skills and qualifications needed to thrive as a remote insurance rater?

To thrive as a Remote Insurance Rater, you need strong analytical abilities, attention to detail, and typically a background in insurance or a relevant certification such as the Associate in Personal Insurance (API). Familiarity with rating software, policy management systems, and spreadsheet tools like Excel is usually required. Excellent written communication, time management, and problem-solving skills help remote raters collaborate effectively and process applications efficiently. These skills and qualifications ensure accurate policy rating, minimize errors, and support seamless remote workflow in the insurance industry.

What are some common challenges faced by remote insurance raters and how can they be addressed?

Remote Insurance Raters often encounter challenges such as interpreting complex policy language, maintaining accuracy while reviewing high volumes of applications, and staying updated on varying state regulations. To address these, it's important to develop strong attention to detail, utilize digital tools for efficient document management, and participate in regular training sessions. Clear communication with underwriters and other team members is also key to resolving ambiguous cases and ensuring consistency across ratings.

Are remote insurance rater jobs legit?

Remote insurance rater jobs are legitimate positions that involve evaluating insurance applications and risk factors from home. They typically require attention to detail, good communication skills, and sometimes specific industry knowledge or certifications. As with any remote job, it is important to verify the employer's credibility before applying.

What is the best insurance company to work for remotely?

For remote insurance raters, companies like State Farm, Progressive, and Liberty Mutual are known for offering remote positions with flexible schedules and competitive pay. These companies often provide training, require strong attention to detail, and may prefer candidates with relevant insurance or rating experience.
Infographic showing various Remote Insurance Rater job openings in Charlotte, NC as of August 2026, with employment types broken down into 67% Full Time, and 33% Part Time. Highlights an 100% Remote job distribution.

Health Insurance Agent - 100% Remote

Charlotte, NC • Remote

$21 - $26/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 6 days ago

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Job description

Job Summary

Client: TTEC

Licensed Healthcare Insurance Agent - Remote

Pay Rate: $21/hour and top performers $26/hour

We are currently not hiring from the following geographies: AK, CA, HI, IL, MT, or outside of the United States. Residents of Colorado, Louisiana, Massachusetts, Maryland, Minnesota, New Jersey, New York, Oregon, Washington, and Washington, D.C. will be considered only based on special business need.

Qualifications

  • Current Health insurance license in your state of residence
  • High speed internet (>25 mbps download and 10 mbps upload)
  • Minimum six (6) months sales experience
  • Integrity to follow HIPAA guidelines on maintaining patient privacy (just as you would expect if it were your private information being shared)
  • Strong customer service orientation (empathy, compassion and listening skills)
  • High school diploma or equivalent
  • Strong computer navigation skills and experience, as this role is 100% remote

Benefits

  • Supportive of your career and professional development
  • An inclusive culture and community minded organization where giving back is encouraged
  • A global team of curious lifelong learners guided by our company values
  • All license fees provided by TTEC as your employer
  • Continuing education paid by TTEC
  • TTEC offers full-time regular positions. After July 15th, this position pays a guaranteed hourly rate of $21/hour with a performance-based bonus where most earn $22/hour and top performers $26/hour
  • And we have a healthy benefits package based on your position that could include PTO, tuition reimbursement, health and wellness incentives.

Job Description

Licensed Healthcare Insurance Agent – Remote USA

Your potential has a place here with TTEC’s award-winning employment experience. As a Licensed Healthcare Insurance Agent working remotely, you’ll be a part of bringing humanity to business. #experienceTTEC

Our TTEC Remote CX team has 36 preferred residency states. We are currently not hiring from the following geographies: AK, CA, HI, IL,MT, or outside of the United States. Residents of Colorado, Louisiana, Massachusetts, Maryland, Minnesota, New Jersey, New York, Oregon, Washington, and Washington, D.C. will be considered only based on special business need.

Our employees have spoken. Our purpose, team, and company culture are amazing and our Great Place to Work® certification in the United States says it all!

What You’ll be Doing

You’ll be using the knowledge that you bring to the role by helping others and giving them peace of mind. Whether it's getting answers for customers quickly, consulting on health-related products with compassion or resolving their issues with a smile, you’ll be the difference between their customer experience being just average or an exceptional one.

As a Licensed Healthcare Insurance Agent, on a typical day, you’ll

  • Assist individuals in understanding their coverages and selecting the right products, services and best solutions to meet their personal health and financial needs
  • Be providing full lifecycle customer service and sales where you could accept inbound or might be calling out to provide follow up
  • Respond to customer inquiries with compassion and active listening and select the best solution in an efficient manner
  • Identify additional needs customers may have and help them to upgrade products or services
  • Complete the sale or renewal of a health plan that best suits the customer's needs - Sales conversions are expected.

What You Bring to the Role

  • Current Health insurance license in your state of residence
  • High speed internet (>25 mbps download and 10 mbps upload)
  • Minimum six (6) months sales experience
  • Integrity to follow HIPAA guidelines on maintaining patient privacy (just as you would expect if it were your private information being shared)
  • Strong customer service orientation (empathy, compassion and listening skills)
  • High school diploma or equivalent
  • Strong computer navigation skills and experience, as this role is 100% remote

What You Can Expect

  • Supportive of your career and professional development
  • An inclusive culture and community minded organization where giving back is encouraged
  • A global team of curious lifelong learners guided by our company values
  • All license fees provided by TTEC as your employer
  • Continuing education paid by TTEC
  • TTEC offers full-time regular positions. After July 15th, this position pays a guaranteed hourly rate of $21/hour with a performance-based bonus where most earn $22/hour and top performers $26/hour
  • And we have a healthy benefits package based on your position that could include PTO, tuition reimbursement, health and wellness incentives.