Remote Independent Contractor Jobs in Miramar, FL

We are seeking motivated individuals interested in developing a career in life insurance sales.

This is a remote, independent contractor sales position. Representatives work directly with individuals and families to identify insurance needs, explain available coverage options, and assist clients with applications for appropriate life insurance and retirement-related insurance products.

Previous insurance experience is not required. Candidates with backgrounds in sales, customer service, hospitality, banking, financial services, or other client-facing roles are encouraged to apply.

Training, mentorship, technology resources, product education, and guidance through the insurance licensing process are available.

• Conduct scheduled phone and video appointments with prospective clients.
• Learn about clients' financial protection needs and objectives.
• Educate clients about available life insurance and related insurance products.
• Explain product features, coverage options, costs, and application requirements.
• Help clients identify suitable insurance solutions based on their individual circumstances.
• Assist clients with completing insurance applications.
• Maintain professional communication and follow-up with prospective and existing clients.
• Complete required carrier, product, compliance, and professional development training.
• Maintain applicable state insurance licenses and carrier appointments.

• Strong verbal and written communication skills.
• Professional and dependable when working with clients.
• Comfortable communicating by phone and video conference.
• Self-motivated and capable of managing a remote work schedule.
• Willingness to learn insurance products, sales procedures, and industry regulations.
• High school diploma or equivalent.
• Previous sales, customer service, hospitality, insurance, or financial services experience is preferred but not required.
• Must be eligible to obtain and maintain a state life insurance license.
• Must meet applicable insurance carrier background and appointment requirements.

An active life insurance license is preferred but is not required to apply.

Candidates who are not currently licensed must obtain the appropriate state insurance license before conducting insurance sales or receiving commissions from insurance transactions.

Licensing requirements and associated costs vary by state. Candidates have access to guidance and educational resources to assist them through the licensing process.

Obtaining a license does not guarantee carrier appointment or continued engagement.

Representatives are compensated based on eligible insurance business they personally produce that is issued by participating insurance carriers.

Compensation may vary based on the insurance product, carrier compensation schedule, individual production, policy placement, persistency, licensing status, and carrier appointment.

Independent contractors are responsible for their own taxes and applicable business expenses.

Representatives may receive access to:

• Virtual training and professional development.
• Individual and team mentorship.
• Insurance product and carrier training.
• Sales process and client communication training.
• Technology used for remote client communication and insurance applications.
• Access to multiple insurance carriers and product options, subject to licensing and carrier approval.
• Ongoing compliance and professional development resources.

• Remote position
• Independent contractor classification
• Commission-based compensation
• Client-facing insurance sales
• Flexible scheduling based on representative and client availability
• State insurance licensing required before conducting insurance sales

Qualified applicants are considered without regard to race, color, religion, sex, national origin, age, disability, veteran status, or any other characteristic protected by applicable law.

Interested candidates are encouraged to submit an application for consideration.

Selected applicants will be invited to an introductory interview to discuss the responsibilities of the position, compensation structure, independent contractor classification, insurance licensing requirements, training process, and expectations.

Candidates will have an opportunity to ask questions and determine whether the position aligns with their professional goals before proceeding further in the selection process.