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Remote Debt Collection Jobs in Toronto, ON (NOW HIRING)

Momentum Financial Services Group

Collector

Toronto, ON · On-site +1

CA$23.50 - CA$25/hr

Hybrid Work Environment - Flexibility to balance remote and in-office collaboration; enjoy our ... Comply with all debt collection laws and internal policies. * Complete risk assessments to identify ...

Imperial PFS

Bilingual Collection Associate

Toronto, ON · Remote

CA$45K - CA$52K/yr

Qualify and review bad debt accounts to be assigned to 3rd party collections or legal recovery ... IF YOU ARE LOCATED IN QUEBEC, YOU WILL BE FULLY REMOTE #IPFSCANADA EDUCATION QUALIFICATIONS

Zensurance

Tech Lead (Remote First)

Toronto, ON · Remote

... collection and invoicing integrations backed by third-party solutions As a Tech Lead, you will ... Define and prioritize areas of technical debt and bugs, taking into consideration outcomes of the ...

Aspire Lifestyles

Be Seen First

Remote Customer Service Representative

Mississauga, ON · Remote

CA$20 - CA$22/hr

Remote - Ontario, Canada Start Date: August 2026 Position Type: Permanent, Full-Time Pay Range: $20.00 - $22.00 CAD per hour This is a newly created permanent position Aspire Lifestyles delivers ...

All JobsDebt Collection JobsRemote Debt Collection JobsRemote Debt Collection Jobs in Toronto, ON

Remote Debt Collection information

See Toronto, ON salary details

$8

$21

$56

How much do remote debt collection jobs pay per hour?

As of Jul 4, 2026, the average hourly pay for remote debt collection in Toronto, ON is $21.87, according to ZipRecruiter salary data. Most workers in this role earn between $13.76 and $21.56 per hour, depending on experience, location, and employer.

What is the 777 rule for debt collectors?

The 777 rule in debt collection refers to a guideline where collectors are advised to make up to seven contact attempts over seven days, with each attempt spaced at least seven days apart, to maximize chances of recovery without harassment. This approach helps balance persistence with compliance to regulations like the Fair Debt Collection Practices Act (FDCPA). Debt collectors often use tracking tools and scripts to ensure they follow these contact limits while maintaining professionalism.

What is the difference between Remote Debt Collection vs Remote Credit Analyst?

AspectRemote Debt CollectionRemote Credit Analyst
Required CredentialsBasic financial knowledge, sometimes certifications like ACA or NACAFinancial analysis certifications, such as CFA or credit-specific training
Work EnvironmentCall centers, customer service platforms, online communication toolsFinancial institutions, online data analysis, reporting software
Employer & Industry UsageDebt collection agencies, banks, financial servicesBanks, credit bureaus, investment firms
Common Search & ComparisonYesYes

Remote Debt Collection involves contacting debtors to recover overdue payments, focusing on communication skills and basic financial knowledge. Remote Credit Analysts evaluate credit data to determine creditworthiness, requiring analytical skills and financial certifications. While both roles operate remotely within financial sectors, they differ in responsibilities, required credentials, and work environment.

Can a debt collector work from home?

Yes, many remote debt collection jobs allow employees to work from home, often using specialized collection software and communication tools. These roles typically require strong communication skills, familiarity with debt collection regulations, and a reliable internet connection. Employers may set specific schedules and performance targets for remote workers.

How can I make 2000 a week working from home?

Remote debt collection jobs can pay between $15 and $25 per hour, so earning $2000 weekly requires working approximately 80 hours at the higher end of this range. To reach this income, strong communication skills, familiarity with collection software, and consistent work hours are essential. Increasing your efficiency and gaining experience can help maximize earnings in this field.

How to make $1000 a week remotely?

Remote debt collection jobs can pay between $15 and $25 per hour, so earning $1000 weekly typically requires working around 40 to 50 hours. Success depends on experience, efficiency, and the volume of accounts managed, often requiring strong communication skills and familiarity with collection software. Increasing earnings may involve taking on multiple clients or roles with higher pay rates within the industry.
What are the most commonly searched types of Debt Collection jobs in Toronto, ON? The most popular types of Debt Collection jobs in Toronto, ON are:
What cities near Toronto, ON are hiring for Remote Debt Collection jobs? Cities near Toronto, ON with the most Remote Debt Collection job openings:
Infographic showing various Remote Debt Collection job openings in Toronto, ON as of June 2026, with employment types broken down into 78% Full Time, 16% Part Time, and 6% Contract. Highlights an 38% Physical, 3% Hybrid, and 59% Remote job distribution, with an average salary of $45,497 per year, or $21.9 per hour.
Collector

Collector

Momentum Financial Services Group

Toronto, ON • On-site, Remote

CA$23.50 - CA$25/hr

Other

Medical, Dental, Retirement

Posted 10 hours ago

Job description

Who We Are
At Momentum Financial Services Group, we help people move forward by reimagining how money works for those who need it most. With more than 40 years of experience, we're the team behind Money Mart-Canada's largest non-bank branch network-and a leader in financial solutions for underserved communities.

From short-term loans to money transfers and prepaid cards, we power the products, technology, and operations that connect millions of customers each year to the money they need, when they need it.

At MFSG, we work together across teams and functions to create something bigger than ourselves: solutions that remove barriers and give people access to money they might not get anywhere else. Whether you're solving problems, building systems, or shaping strategy, your work fuels real support for real people.

We've Got You Covered

  • Compensation Philosophy - Competitive pay aligned with experience and market standards
  • Discretionary Annual Bonus - Rewarding both individual and company performance
  • Comprehensive Benefits - Health and dental coverage with premiums fully paid, plus access to an Employee Assistance Program
  • Retirement Plans - Helping you plan and save for the future
  • Hybrid Work Environment - Flexibility to balance remote and in-office collaboration; enjoy our corporate HQ spaces designed for teamwork and creativity
  • Perks and Rewards - Tuition reimbursement, professional development support, discounts through Perkopolis, and recognition programs that celebrate your impact

The Job: Collector

As a Collector you will be responsible to make outbound and accept inbound calls to collect payments from customers that are delinquent on their loans. Representatives will provide customer solutions and negotiate payment arrangements with customers.

How You'll Make an Impact:

  • Contact customers via phone, email, or mail to collect outstanding payments. Negotiate and establish repayment plans that work for both the customer and the company.
  • Maintain accurate records of customer interactions and payment status in the system. Follow up regularly on payment arrangements and monitor accounts for compliance.
  • Research and resolve discrepancies, disputes, or billing errors.
  • Escalate accounts for legal or advanced recovery action when necessary.
  • Meet or exceed daily, weekly, and monthly collection targets and KPIs.
  • Comply with all debt collection laws and internal policies.
  • Complete risk assessments to identify the best payment strategies.
  • Review files, provide information, and follow up with clients until resolution.
  • Maintain accurate and detailed records of all customer interactions and agreed-upon resolutions.
  • Collaborate with internal departments to efficiently implement solutions.
  • Escalate complex cases to management when required.
  • Contribute to department targets and minimize uncollectible accounts.
  • Ensure payment reconciliation and account accuracy.
  • Stay updated on industry practices and maintain confidentiality at all times.

What You Bring:

  • Prior call center, collections or sales background strongly preferred.
  • Negotiate repayment solutions and hardship accommodations based on client needs.
  • Strong negotiation, analytical, and problem-solving skills.
  • Excellent communication and active listening abilities. 

Education + Experience

  • Minimum 2 years experience as a credit strategy experience within the financial banking industry.
  • Post-secondary education or 2+ years in a collections or financial services role. More than 2 years of experience in customer service or call centre (inbound/outbound)
  • Excellent communication, sales and negotiation skills
  • Exemplify quality customer service skills
  • Strong attention to detail and problem solving skills
  • Must be an analytical and a critical thinker
  • Results-oriented and self-motivated
  • Ability to adapt to change
  • Ability to type 20 words per minute
  • Ability to work in a fast paced team oriented working environment. 

SALARY RANGE: $23.50/H to $25.00/H

Ready to apply your Collections expertise to make a real impact? Join us and help shape the future of MFSG. Apply today and let's build the future of MFSG, together.

Committed to Equal Opportunity: 
MFSG is committed to accommodating applicants up to the point of undue hardship during the recruitment, assessment and selection process. If you are selected for an interview, please notify MFSG if you require accommodation in respect of the materials or procedures used at any time during this process. If you require accommodation, MFSG will work with you to determine how to meet your needs. 

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