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Remote Credit Risk Jobs in Wabash, IN (NOW HIRING)

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Remote Credit Risk information

See Wabash, IN salary details

$46.5K

$101.6K

$170.1K

How much do remote credit risk jobs pay per year?

As of May 30, 2026, the average yearly pay for remote credit risk in Wabash, IN is $101,593.00, according to ZipRecruiter salary data. Most workers in this role earn between $69,700.00 and $132,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Remote Credit Risk Analyst, and why are they important?

To thrive as a Remote Credit Risk Analyst, you need strong analytical abilities, knowledge of financial principles, and typically a degree in finance, economics, or a related field. Familiarity with risk assessment software, statistical tools like SAS or R, and credit reporting systems is essential. Excellent communication, attention to detail, and problem-solving skills help you interpret data and collaborate effectively from a distance. These skills and qualifications are crucial to accurately assess creditworthiness, minimize risk, and support sound financial decisions in a remote environment.

What are some common challenges faced by professionals in remote credit risk roles, and how can they be addressed?

Remote credit risk professionals often face challenges such as limited direct access to clients and colleagues, which can make it harder to gather nuanced information and collaborate efficiently. To address these, it's important to leverage digital communication tools and maintain proactive communication with both internal teams and external stakeholders. Building strong documentation and adopting clear workflows also help ensure consistency in risk evaluation while working remotely. Regular virtual meetings and continuous professional development can further support success and connection in a remote setting.

What is a Remote Credit Risk job?

A Remote Credit Risk job involves analyzing and assessing the financial risk associated with lending or extending credit to individuals or businesses, all while working from a remote location. Professionals in this field evaluate credit applications, monitor existing accounts, and help develop policies to minimize financial losses for their employer. They typically use data analysis, financial modeling, and risk assessment tools to make informed decisions. Remote roles in credit risk allow for flexible work arrangements, but still require strong analytical skills and attention to detail.

What is the difference between Remote Credit Risk vs Remote Credit Analyst?

AspectRemote Credit RiskRemote Credit Analyst
Primary FocusAssessing overall credit risk for portfolios and lending strategiesAnalyzing individual credit applications and financial data
Required CredentialsOften requires risk management certifications, finance degreesTypically requires finance or accounting degrees, certifications like CFA or CPA
Work EnvironmentCollaborates with risk management teams, uses risk modeling toolsWorks with loan officers, reviews financial statements, uses credit scoring software
Industry UsageCommon in banking, financial services, lending institutionsUsed in banks, credit unions, lending agencies

Remote Credit Risk professionals focus on evaluating overall credit portfolios and developing risk mitigation strategies, while Remote Credit Analysts analyze individual credit applications to determine creditworthiness. Both roles require financial expertise and often similar certifications, but their scope and daily tasks differ significantly.

What cities near Wabash, IN are hiring for Remote Credit Risk jobs? Cities near Wabash, IN with the most Remote Credit Risk job openings:
Remote Credit Risk jobs near you
Director of Merchant Risk and Analytics

Director of Merchant Risk and Analytics

Thrive Financial, Inc

Domestic, IN • Remote

Full-time

Posted 12 days ago

Job description

At Thrive Financial, Merchant Risk Managers sit at the intersection of dealer relationships, credit risk, pricing, and operations. This role is for someone who is able to apply analytics in an environment of ambiguity and incomplete ownership and loves working cross functionally.  You are a data nerd who is passionate about leveraging AI and automation for analytics, a relationship builder, and you know how to weigh risk against opportunity.  This role will be foundational in continuing to build the Thrive Merchant Risk playbook.
You have the right background if you
  • Have five or more years working in a lending analytics roles with at least two years spent working in a risk environment where the consumer credit risk isn’t the whole story
  • Have earned increased responsibility or promotions through performance, not tenure
  • Have worked in an early-stage company (or equivalent environment) where structure was minimal and initiative mattered, or can clearly demonstrate that you’ve succeeded without heavy process or support
  • Are comfortable wearing multiple hats today, with an eye toward building and leading a team in the future
  • Love to teach and develop new talent and have a history of leadership
  • Are passionate about leveraging AI and automation to build lean and scalable risk analytics programs
How you approach the role:
  • You are hands-on by default - excited to work directly with our contractor partners, solve real problems, and deliver tangible value
  • You naturally look for patterns and gaps, and feel compelled to create structure where none exists
  • You balance empathy and accountability, building trust while driving outcomes
  • You are energized by growth (both personal and organizational) and want to level up into people leadership over time
What You Will Do
  • Oversee Thrive’s merchant underwriting policy and execution
  • Refine and add to Thrive’s merchant risk mitigation program
  • Build out analytics and procedures to help the merchant risk team become the merchant reward team - you’ll help us proactively identify opportunities for our partners in sales 
  • Leverage automation and AI to drive more insights with less overhead
  • Manage and build Thrive’s merchant risk analytics team
Why This Role
  • High-impact opportunity to shape risk strategy and merchant management processes at an early stage - you are here to take us from 10 to 100 
  • You are excited about building and managing a world class team
  • Direct influence Thrive's loan performance and assist our sales and success teams in identifying growth opportunities or mitigating risk while keeping contractors on our platform
  • Path to expanded scope and people leadership as the company scales
  • Mission-driven fintech focused on enabling responsible, accessible financingFully remote, highly collaborative environment with room to grow
At Thrive, our best teammates embody GRIT:
Get things done You are self-directed, proactive, and biased toward action. You don’t wait for perfect conditions to move forward.
Respect each other You lead with humility and empathy — whether working with contractors, teammates, or leadership.
Intellectual curiosity You ask thoughtful questions, seek context, and enjoy learning new industries, products, and customer needs in order to make practical, informed decisions.
Teamwork You believe the best results come from shared ownership, open communication, and learning together.

As a Director of Merchant Risk, you also bring:
Trustworthiness You prioritize long-term relationships, follow through on commitments, and ensure alignment across stakeholders.
Collaboration You actively invite diverse perspectives and use them to arrive at better solutions — for customers and for the business.
Stewardship You approach your work with a servant mindset, focused on supporting contractors, teammates, and the broader mission of responsible financial access.

We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.