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Remote Credit Risk Underwriter Jobs in Mount Horeb, WI

Understory

Senior Underwriter

Madison, WI · On-site +1

$99K - $117K/yr

Do you find satisfaction in mitigating risk, identifying opportunities, and shaping the course of a ... Exceptional remote candidates may be considered. Compensation includes: * Competitive base salary ...

Understory, Inc.

Senior Underwriter

Madison, WI · Remote

$100K - $119K/yr

Do you find satisfaction in mitigating risk, identifying opportunities, and shaping the course of a ... Exceptional remote candidates may be considered. Compensation includes: * Competitive base salary ...

Rural Mutual Insurance

Actuarial Analyst

Madison, WI · On-site +1

This position works closely with Underwriting, Claims, Finance, Product Development, and Leadership ... This is a remote position with periodic on-site presence required. Candidates must live and work in ...

All JobsCredit Risk Underwriter JobsRemote Credit Risk Underwriter JobsRemote Credit Risk Underwriter Jobs in Mount Horeb, WI

Remote Credit Risk Underwriter information

See Mount Horeb, WI salary details

$45.9K

$86.3K

$146.7K

How much do remote credit risk underwriter jobs pay per year?

As of Aug 23, 2026, the average yearly pay for remote credit risk underwriter in Mount Horeb, WI is $86,251.00, according to ZipRecruiter salary data. Most workers in this role earn between $69,200.00 and $100,300.00 per year, depending on experience, location, and employer.

What does a remote credit risk underwriter do?

A Remote Credit Risk Underwriter evaluates loan applications and assesses the creditworthiness of individuals or businesses from a remote location, typically working from home. They analyze financial statements, credit reports, and other relevant data to determine the risk involved in lending money. Their goal is to ensure that loans are only approved for applicants who are likely to repay them, thus minimizing losses for the lender. Remote underwriters use digital tools and platforms to perform their assessments and communicate with colleagues and clients.

What are the key skills and qualifications needed to thrive as a remote credit risk underwriter?

To thrive as a Remote Credit Risk Underwriter, you need strong analytical abilities, knowledge of credit policies, and experience in financial statement analysis, usually backed by a degree in finance, accounting, or a related field. Familiarity with credit risk assessment software, financial modeling tools, and relevant industry certifications such as CRC or CFA is typically required. Outstanding attention to detail, decision-making skills, and effective communication are vital soft skills for collaborating remotely and presenting risk findings. These competencies ensure accurate risk evaluations, minimize financial losses, and maintain strong client and team relationships in a virtual environment.

How does a remote credit risk underwriter typically collaborate with other departments while working off-site?

As a Remote Credit Risk Underwriter, you’ll regularly collaborate with loan officers, sales teams, and compliance staff through digital communication platforms such as email, video conferencing, and specialized underwriting software. Clear and timely communication is essential, since you'll often be relied upon for quick risk assessments and policy clarifications. Many organizations foster teamwork by holding virtual meetings, using project management tools, and maintaining shared digital workspaces to ensure remote underwriters stay connected and aligned with overall business goals.

What is the difference between Remote Credit Risk Underwriter vs Remote Credit Analyst?

AspectRemote Credit Risk UnderwriterRemote Credit Analyst
Primary RoleAssess and approve credit risk for loan applicationsAnalyze credit data to evaluate borrower creditworthiness
Required CredentialsTypically requires underwriting certifications, finance or banking backgroundOften requires finance or accounting background, sometimes certifications
Work EnvironmentCollaborates with underwriters, lenders, and risk teamsWorks with loan officers, clients, and risk management teams
Industry UsageCommon in banking, lending, and financial servicesWidely used in banking, mortgage, and lending sectors

While both roles involve analyzing credit data, the Remote Credit Risk Underwriter primarily makes approval decisions based on risk assessment, whereas the Remote Credit Analyst focuses on evaluating creditworthiness to inform lending decisions. Both roles require financial knowledge and often similar certifications, but their core responsibilities differ in scope and decision-making authority.

What cities near Mount Horeb, WI are hiring for Remote Credit Risk Underwriter jobs?

Cities near Mount Horeb, WI with the most Remote Credit Risk Underwriter job openings:

Remote Credit Risk Underwriter jobs near you

Senior Underwriter

Understory

Madison, WI • On-site, Remote

$99K - $117K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 26 days ago

Job description

Are you an underwriting professional who thrives in high-stakes, transformative environments? Do you find satisfaction in mitigating risk, identifying opportunities, and shaping the course of a rapidly growing company? If so, it's time to take your career to the next level.
As an Underwriter at Understory, you will be at the forefront of an innovative venture. Your pivotal role in accurately assessing and pricing risk will contribute significantly to creating profitable insurance products for our partners and clients alike.
Your primary role responsibilities will include:
  • Directing the assessment, underwriting, and pricing of complex property and casualty commercial insurance risks
  • Guiding the review of insurance applications to gauge the degree of risk involved accurately
  • Steering the development of innovative underwriting strategies to achieve business growth and profitability
  • Collaborating closely with sales, customer service, and senior management teams to manage, retain, and grow our client base

You're exactly what we're looking for if you:
  • Hold a Bachelor's degree in Finance, Economics, or a related field
  • Have a minimum of 3 years of property, casualty, or life underwriting experience, with a track record of managing large accounts (experience with multiple lines is a plus)
  • Have demonstrated ability to forge strong broker and carrier relationships
  • Develop and utilize advanced analytical, decision-making, and leadership skills
  • Have an in-depth knowledge of insurance policies, admitted and non-admitted regulations, and market trends
  • Possess outstanding communication and negotiation abilities
  • Are highly organized, with the capacity to manage multiple priorities
  • Experience in Dealer's Open Lot is a strong plus
  • For local Madison, WI employees, we offer a hybrid work model. Exceptional remote candidates may be considered.

Compensation includes:
  • Competitive base salary commensurate with experience.
  • Comprehensive benefits package including health, dental, vision, and retirement plans.
  • Unlimited Paid Time Off

About Understory
Understory is a leading provider of insurance solutions built for the era of climate change. The company's global network of Dot weather stations powers the world's most sophisticated weather risk model. By combining mutualized, optimized risk structures with precision weather technology and modeling, Understory develops affordable, stable property insurance solutions.
Traditional insurance is no longer fit for purpose. Natural catastrophes driven by the volatility of climate change is increasing rates and restricting coverage. Insurance and reinsurance companies are pulling out and leaving 76% of global assets unprotected. Transformation is inevitable, and it's coming to the global insurance market. Understory cracked the code, and our approach is the only way to close this gap.
Comprising a compact yet fiercely dedicated & passionate remote team, Understory is a mission-centric, results-driven start-up that thrives on relentless adaptability and resilience. We cherish accountability and push the limits at breakneck speeds, always backed by the unwavering support of our colleagues. To sustain our drive, we place significant emphasis on work-life harmony, nurturing our families, and fostering our communities.
Understory, headquartered in Madison, Wisconsin, is poised to rewrite the story of insurance. To embark on this exciting journey with us, visit www.understoryweather.com.

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