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Remote Credit Risk Underwriter Jobs in Cary, IL (NOW HIRING)

This role can have a Hybrid or Remote work schedule. Candidates who live near one of our office ... Own delivery, performance, and risk outcomes for one or more large, complex Applied AI portfolios ...

Remote Public Finance Banker

Chicago, IL · On-site +1

$150K - $200K/yr

Partner with underwriting, sales, trading, and administrative support teams to execute transactions ... of credit profiles and transaction types * Required FINRA and industry licenses applicable to the ...

VP of Engineering, Trade (Remote)

Chicago, IL · Remote

$184K - $237K/yr

Strong background building and managing mission-critical backend systems such as trade booking systems, high-throughput accounting/ledger systems, and real-time credit/risk limit systems * Experience ...

Showing results 41-60

Remote Credit Risk Underwriter information

See Cary, IL salary details

$47.2K

$88.5K

$150.6K

How much do remote credit risk underwriter jobs pay per year?

As of Aug 20, 2026, the average yearly pay for remote credit risk underwriter in Cary, IL is $88,547.00, according to ZipRecruiter salary data. Most workers in this role earn between $71,000.00 and $103,000.00 per year, depending on experience, location, and employer.

What does a remote credit risk underwriter do?

A Remote Credit Risk Underwriter evaluates loan applications and assesses the creditworthiness of individuals or businesses from a remote location, typically working from home. They analyze financial statements, credit reports, and other relevant data to determine the risk involved in lending money. Their goal is to ensure that loans are only approved for applicants who are likely to repay them, thus minimizing losses for the lender. Remote underwriters use digital tools and platforms to perform their assessments and communicate with colleagues and clients.

What are the key skills and qualifications needed to thrive as a remote credit risk underwriter?

To thrive as a Remote Credit Risk Underwriter, you need strong analytical abilities, knowledge of credit policies, and experience in financial statement analysis, usually backed by a degree in finance, accounting, or a related field. Familiarity with credit risk assessment software, financial modeling tools, and relevant industry certifications such as CRC or CFA is typically required. Outstanding attention to detail, decision-making skills, and effective communication are vital soft skills for collaborating remotely and presenting risk findings. These competencies ensure accurate risk evaluations, minimize financial losses, and maintain strong client and team relationships in a virtual environment.

How does a remote credit risk underwriter typically collaborate with other departments while working off-site?

As a Remote Credit Risk Underwriter, you’ll regularly collaborate with loan officers, sales teams, and compliance staff through digital communication platforms such as email, video conferencing, and specialized underwriting software. Clear and timely communication is essential, since you'll often be relied upon for quick risk assessments and policy clarifications. Many organizations foster teamwork by holding virtual meetings, using project management tools, and maintaining shared digital workspaces to ensure remote underwriters stay connected and aligned with overall business goals.

What is the difference between Remote Credit Risk Underwriter vs Remote Credit Analyst?

AspectRemote Credit Risk UnderwriterRemote Credit Analyst
Primary RoleAssess and approve credit risk for loan applicationsAnalyze credit data to evaluate borrower creditworthiness
Required CredentialsTypically requires underwriting certifications, finance or banking backgroundOften requires finance or accounting background, sometimes certifications
Work EnvironmentCollaborates with underwriters, lenders, and risk teamsWorks with loan officers, clients, and risk management teams
Industry UsageCommon in banking, lending, and financial servicesWidely used in banking, mortgage, and lending sectors

While both roles involve analyzing credit data, the Remote Credit Risk Underwriter primarily makes approval decisions based on risk assessment, whereas the Remote Credit Analyst focuses on evaluating creditworthiness to inform lending decisions. Both roles require financial knowledge and often similar certifications, but their core responsibilities differ in scope and decision-making authority.

What cities near Cary, IL are hiring for Remote Credit Risk Underwriter jobs?

Cities near Cary, IL with the most Remote Credit Risk Underwriter job openings:

Infographic showing various Remote Credit Risk Underwriter job openings in Cary, IL as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% Remote job distribution, with an average salary of $88,547 per year, or $42.6 per hour.

Data Scientist - Pricing & Profitability (Hybrid)

Enova International

Chicago, IL • On-site, Remote

$87K - $110K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 24 days ago


Enova International rating

6.8

Company rating: 6.8 out of 10

Based on 5 frontline employees who took The Breakroom Quiz


Job description

We are interested in every qualified candidate who is eligible to work in the United States. However, we are not able to sponsor visas or take over sponsorship at this time.
About the role:
We are seeking a talented Data Scientist to join our Pricing and Profitability team, a critical unit within our Data Science & Credit Risk department. This team is at the heart of our business operations, ensuring that our lending decisions not only meet our risk management standards but also maximize our company's profitability. You will play a pivotal role in shaping our lending strategies, balancing risk and reward to drive our mission forward.
You will independently dive into open-ended problems in order to present recommendations to executives and actively manage the pricing and credit models that power Enova's business. You will be responsible for proactively identifying trends in financial performance to improve these models.
Your work will be wide-ranging and impactful, exposing you to adjacent operations and stakeholders in the fields of credit operations, capital markets, financial planning and analysis, marketing, and sales. You will collaborate with these internal stakeholders and use modeling and analysis to present a clear and cohesive vision for the financial impact of their own initiatives.
Key responsibilities:
  • Develop and refine models to optimize pricing strategies across various customer segments, ensuring alignment with our company's risk appetite and return objectives
  • Collaborate closely with the Credit Risk Modeling team to understand our proprietary risk models, and incorporate them effectively into profitability models
  • Design and implement A/B testing frameworks to evaluate the performance of pricing strategies, analyzing outcomes to drive continuous improvement
  • Communicate insights and recommendations to senior management, providing a data-driven perspective on pricing and product development strategies

Requirements:
  • Degree in Data Science, Statistics, Mathematics, Economics, Computer Science, or a related field
  • 2+ years of experience in Data Science, Analytics or related field
  • Proficient programming skills with Python and the ability to write customized programs for meaningful data analysis
  • Experience working with relational databases, such as SQL
  • Excellent knowledge in applied statistical methods and machine learning models
  • Strong problem-solving skills and the ability to work independently in a fast-paced, dynamic environment

Compensation:
The budgeted annual salary range for this position is$87,000 to $110,000 Actual annual salary will be determined based on qualifications, skills, experience, and level assessed during the hiring process and may fall outside of the range shown. Additional compensation for this role may include a bonus. All full-time employees are eligible to participate in Company benefits, described in more detail here.
Benefits & Perks:
  • Our hybrid roles require in-office work Tuesday through Thursday, with remote flexibility on Mondays and Fridays. This schedule fosters collaboration, team connection, and strategic planning, enhancing communication and effectiveness to drive results.
  • Health, dental, and vision insurance including mental health benefits
  • 401(k) matching plus a roth option (U.S. Based employees only)
  • PTO & paid holidays off
  • Sabbatical program (for eligible roles)
  • Summer hours (for eligible roles)
  • Paid parental leave
  • DEI groups (B.L.A.C.K. @ Enova, HOLA @ Enova, Women @ Enova, Pride @ Enova, South Asians @ Enova, APEX @ Enova, and Parents @ Enova)
  • Employee recognition and rewards program
  • Charitable matching and a paid volunteer day...Plus so much more!

About Enova
Enova International is a leading financial technology company that provides online financial services through our AI and machine learning-powered Colossus™platform. We serve non-prime consumers and businesses alike, while offering world-class technology and services to traditional banks-in order to create accessible credit for millions.
Being a values-driven organization is at the core of Enova's success. We live our values by listening to our customers, challenging assumptions, thinking big, setting high expectations, and hiring and developing the best. Through our values and our commitment to making Enova an awesome place to work, we maintain an environment of inclusion and culture where our employees can thrive. You can learn more about Enova's values and culture here.
It is our policy to provide equal employment opportunity for all persons and not discriminate in employment decisions by placing the most qualified person in each job, without regard to any other classification protected by federal, state, or local law. California Applicants: Click here to review our California Privacy Policy for Job Applicants.

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