ZipRecruiter

Log In

2

Remote Credit Risk Underwriter Jobs in Washington

TEKsystems

Mortgage Underwriter (Nationwide)

Vienna, VA · On-site +1

$22.02 - $39.93/hr

... limit the risk exposure to the Credit Union mortgage portfolio. To analyze required loan ... Remote or Hybrid, depending on location Responsibilities: * Analyze mortgage loan information on ...

Berkley

Sr. Production Underwriter

Washington, DC · Remote

$100K - $150K/yr

We also have the ability to provide an array of value-added consultative risk management services ... This role can be located in either the DC/Baltimore/Northern VA area or in Ohio on a remote basis.

Berkley

Sr. Production Underwriter

Washington, DC · Remote

$111K - $131K/yr

We also have the ability to provide an array of value-added consultative risk management services ... This role can be located in either the DC/Baltimore/Northern VA area or in Ohio on a remote basis.

Diedre Moire Corp.

Insurance Underwriter

Columbia, MD · On-site +1

$100K - $180K/yr

... credit, underwriting filings, and similar reports to determine risk levels. • Serve as point of contact to agents for queries regarding policy, status of new & renewal accounts, and reasoning for ...

Diedre Moire Corp.

Insurance Underwriter

Columbia, MD · On-site +1

$100K - $180K/yr

... credit, underwriting filings, and similar reports to determine risk levels. • Serve as point of contact to agents for queries regarding policy, status of new & renewal accounts, and reasoning for ...

Manulife

Senior Underwriting Consultant

Washington, DC · Remote

$111K - $131K/yr

This is a remote role open to any location in continental US Manulife is a leading international ... In addition to those performed by Underwriter Consultants - identify and provide solutions to work ...

Guidehouse

Loan Review Managing Consultant

Mclean, VA · On-site +1

$113K - $188K/yr

S. Small Business Administration (SBA) Office of Credit Risk Management (OCRM) by performing ... Reviewers may support onsite or remote reviews, participate in quality assurance activities, and ...

Guidehouse

Loan Review Senior Consultant

Mclean, VA · On-site +1

$98K - $163K/yr

S. Small Business Administration (SBA) Office of Credit Risk Management (OCRM) by performing ... Reviewers may support onsite or remote reviews, participate in quality assurance activities, and ...

Guidehouse

Loan Review Managing Consultant

Mclean, VA · On-site +1

$113K - $188K/yr

S. Small Business Administration (SBA) Office of Credit Risk Management (OCRM) by performing ... Reviewers may support onsite or remote reviews, participate in quality assurance activities, and ...

next page

Showing results 1-20

All JobsCredit Risk Underwriter JobsRemote Credit Risk Underwriter JobsRemote Credit Risk Underwriter Jobs in Washington

Remote Credit Risk Underwriter information

How does a Remote Credit Risk Underwriter typically collaborate with other departments while working off-site?

As a Remote Credit Risk Underwriter, you’ll regularly collaborate with loan officers, sales teams, and compliance staff through digital communication platforms such as email, video conferencing, and specialized underwriting software. Clear and timely communication is essential, since you'll often be relied upon for quick risk assessments and policy clarifications. Many organizations foster teamwork by holding virtual meetings, using project management tools, and maintaining shared digital workspaces to ensure remote underwriters stay connected and aligned with overall business goals.

What does a Remote Credit Risk Underwriter do?

A Remote Credit Risk Underwriter evaluates loan applications and assesses the creditworthiness of individuals or businesses from a remote location, typically working from home. They analyze financial statements, credit reports, and other relevant data to determine the risk involved in lending money. Their goal is to ensure that loans are only approved for applicants who are likely to repay them, thus minimizing losses for the lender. Remote underwriters use digital tools and platforms to perform their assessments and communicate with colleagues and clients.

What is the difference between Remote Credit Risk Underwriter vs Remote Credit Analyst?

AspectRemote Credit Risk UnderwriterRemote Credit Analyst
Primary RoleAssess and approve credit risk for loan applicationsAnalyze credit data to evaluate borrower creditworthiness
Required CredentialsTypically requires underwriting certifications, finance or banking backgroundOften requires finance or accounting background, sometimes certifications
Work EnvironmentCollaborates with underwriters, lenders, and risk teamsWorks with loan officers, clients, and risk management teams
Industry UsageCommon in banking, lending, and financial servicesWidely used in banking, mortgage, and lending sectors

While both roles involve analyzing credit data, the Remote Credit Risk Underwriter primarily makes approval decisions based on risk assessment, whereas the Remote Credit Analyst focuses on evaluating creditworthiness to inform lending decisions. Both roles require financial knowledge and often similar certifications, but their core responsibilities differ in scope and decision-making authority.

What are the key skills and qualifications needed to thrive as a Remote Credit Risk Underwriter, and why are they important?

To thrive as a Remote Credit Risk Underwriter, you need strong analytical abilities, knowledge of credit policies, and experience in financial statement analysis, usually backed by a degree in finance, accounting, or a related field. Familiarity with credit risk assessment software, financial modeling tools, and relevant industry certifications such as CRC or CFA is typically required. Outstanding attention to detail, decision-making skills, and effective communication are vital soft skills for collaborating remotely and presenting risk findings. These competencies ensure accurate risk evaluations, minimize financial losses, and maintain strong client and team relationships in a virtual environment.
What are the most commonly searched types of Credit Risk Underwriter jobs in Washington? The most popular types of Credit Risk Underwriter jobs in Washington are:
What are popular job titles related to Remote Credit Risk Underwriter jobs in Washington? For Remote Credit Risk Underwriter jobs in Washington, the most frequently searched job titles are:
What job categories do people searching Remote Credit Risk Underwriter jobs in Washington look for? The top searched job categories for Remote Credit Risk Underwriter jobs in Washington are:
What cities in Washington are hiring for Remote Credit Risk Underwriter jobs? Cities in Washington with the most Remote Credit Risk Underwriter job openings:
Remote Credit Risk Underwriter jobs near you
VP, Head of Underwriting & Risk

VP, Head of Underwriting & Risk

Inspiration Mobility

Washington, DC • On-site, Remote

$225K - $250K/yr

Full-time

Posted 11 days ago

Job description

About Inspiration Mobility Group:
Inspiration Mobility Group is a specialist asset management platform dedicated to accelerating the transition to an electric future. Inspiration invests in, owns, and operates the real assets that enable the decarbonization of transportation, including electric vehicles, charging and energy infrastructure, and real estate. Leveraging our unique combination of flexible capital, cutting-edge technology, and deep operational expertise, our businesses deliver integrated, scalable solutions for the electric economy.
To Learn More: Read the latest on our business here. We're proud to have been recently named as one of the Best Places to Work in the large business category by the Washington Business Journal for the third year in a row.
Your Mission:
Your mission is to lead underwriting, pricing, risk assessment and transaction structuring for Inspiration Mobility's commercial vehicle fleet management business. You will evaluate customer credit and risk, and propose creative transaction structures and enhancements that support compliant, efficient, and profitable financing decisions. You will serve as a senior partner to Sales, Fleet, Treasury, Legal, Compliance, and the Investment Committee, helping the company grow profitably while maintaining disciplined credit and portfolio standards.
You will report to our Chief Financial Officer
Key Responsibilities:
Transaction Underwriting, Pricing & Structuring
  • Lead underwriting, pricing, structuring, modeling, and risk evaluation for commercial vehicle leasing and financing opportunities with commercial counterparties that have a regional, national, or multi-national footprint
  • Evaluate transaction-level risks, including obligor credit, lease structure, collateral value, residual value exposure, remarketing, and documentation protections
  • Conduct detailed financial analysis of prospects and customers, including review of financial statements, cash flows, leverage, liquidity, operating history, and business outlook
  • Partner with Fleet Sales and Key Accounts teams to design deal structures and credit enhancements that balance customer needs with internal return, risk, and portfolio quality targets
  • Own the credit policy and underwriting framework, including approval thresholds, pricing tools, risk-rating standards, and lease documentation terms, partnering closely with Legal on commercial credit terms

Investment Committee & Credit Governance
  • Serve as the primary gatekeeper to the company's Investment Committee for fleet leasing transactions, determining
  • which opportunities require approval and preparing clear, well-supported approval materials that present credit concerns, transaction risks, mitigants, and recommended structures
  • Ensure underwriting approvals, documentation, and closing conditions are consistent and properly tracked
  • With the CFO and Investment Committee, recommend portfolio diversification strategies, including setting limits on portfolio concentration, customer concentration, asset-type, and industry exposure
  • Own ongoing portfolio health, monitoring performance, collateral, and risk exposure, and surfacing emerging credit, collateral, or market risks with clear recommendations

Tools, Automation & Team Leadership
  • Build and own scalable underwriting infrastructure, leveraging automation and AI to drive efficiency across diligence, credit memo preparation, pricing, and portfolio monitoring
  • Lead and manage the underwriting and transactions team, ensuring high performance, accountability, responsiveness, and alignment with company objectives
  • Promote a culture of disciplined growth, commercial partnership, analytical rigor, and practical problem solving

Who You Are:
  • You have 12+ years in commercial credit, underwriting, equipment finance, fleet leasing, commercial auto finance, specialty finance, asset-backed lending, or a related field
  • You have 3+ years of experience leading underwriting, credit, risk, transaction, or finance teams
  • You have a deep knowledge of commercial fleet finance and/or equipment leasing structures
  • You have a strong understanding of lease economics, collateral management, residual value risk, documentation, credit enhancements, and commercial finance risk
  • You have experience underwriting regional, national, and/or multi-national commercial customers, including enterprise fleets, middle-market operators, logistics companies, service fleets, public-sector or quasi-public customers, or other vehicle-intensive businesses
  • You have a strong track record managing commercial credit risk while supporting business growth and profitability
  • You have expert-level Excel skills, including building and auditing complex multi-scenario financial models, underwriting templates, pricing tools, and portfolio analysis models
  • You are an exceptional people leader-building, developing, and managing high-performing teams
  • You have excellent analytical judgment and communication skills; with an ability to make and articulate clear recommendations with speed, accuracy, and strong customer orientation
  • You are comfortable operating in a fast-paced, innovative, and high-accountability environment
  • You are a self-starter who takes ownership, seeks input when needed, and consistently drives outcomes
  • Our core values (see below) are part of your inherent DNA, and you can cite many examples of when you demonstrated these values in your career

Salary: $225,000 - $250,000 plus annual bonus eligible
Location: Washington, D.C. Our in-office team works from our Dupont Circle office Tuesday through Thursday. Remote work on Mondays and Fridays is voluntary, and employees are welcome to work from the office if they'd prefer.
Why You'll Love Working Here:
At Inspiration Mobility, you won't just fill a role-you'll help build the company. We're a fast-growing, mission-driven team tackling real, complex challenges at the intersection of transportation, energy, technology, and finance. You'll have the autonomy to take ownership, move quickly, and turn ideas into action, with leadership that values pragmatism, creativity, and momentum. We believe in clear accountability, low ego, and learning as we go-giving you the chance to shape how we operate, scale, and win, while doing work that has a meaningful impact on the future of mobility.
Our Core Values:
Inspiration's culture is based on a shared respect for our core values described HERE. Fit with these values is a critical component of our hiring process, and employees are expected to demonstrate these behaviors in their interactions with colleagues, customers, and all stakeholders. An assessment of how each employee has exhibited our values is an important part of our performance review process.
Our Commitment to You:
Inspiration is an equal opportunity employer. We do not discriminate based on race, color, age, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status. We are committed to DEIB initiatives and to building a team that represents a variety of backgrounds, perspectives, and skills.

Apply