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Remote Credit Risk Underwriter Jobs in Ohio (NOW HIRING)

Northwest

CRE Portfolio Manager II or III

Columbus, OH · On-site +1

$61K - $110K/yr

Liaison between Commercial Banking Relationship Managers, Credit Risk, the Underwriting Team and ... optional remote day. The pay range for this position is generally $61,500 - $110,000 annually.

Encova Insurance

Underwriter, Small Business

Columbus, OH · On-site +1

$61K - $110K/yr

However, we may consider candidates will work remote in any of our listed approved payroll states ... Knowledge of policy and procedures regarding risk administration and risk management, underwriting ...

Encova Insurance

Underwriter, Small Business

Columbus, OH · On-site +1

$61K - $110K/yr

However, we may consider candidates will work remote in any of our listed approved payroll states ... Knowledge of policy and procedures regarding risk administration and risk management, underwriting ...

Tmhcc

Senior Construction Underwriter

Westerville, OH · On-site +1

$94K - $112K/yr

Remote Location: Ohio (Will consider candidates in other states) Tokio Marine HCC, a global power ... Evaluate new and renewal policy applications and related documents to classify and assess each risk ...

Equity Resources, Inc

Mortgage Underwriter

Newark, OH · On-site +1

Remote work is available for candidates located outside of Central Ohio. Candidates local to ... on risk assessment, taking into consideration the 4 C's of underwriting: Capacity, Credit ...

Equity Resources, Inc

Mortgage Underwriter

Newark, OH · On-site +1

Remote work is available for candidates located outside of Central Ohio. Candidates local to ... on risk assessment, taking into consideration the 4 C's of underwriting: Capacity, Credit ...

Manulife

Senior Underwriting Consultant

Delaware, OH · Remote

$93K - $110K/yr

This is a remote role open to any location in continental US Manulife is a leading international ... In addition to those performed by Underwriter Consultants - identify and provide solutions to work ...

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All JobsCredit Risk Underwriter JobsRemote Credit Risk Underwriter JobsRemote Credit Risk Underwriter Jobs in Ohio

Remote Credit Risk Underwriter information

How does a remote credit risk underwriter typically collaborate with other departments while working off-site?

As a Remote Credit Risk Underwriter, you’ll regularly collaborate with loan officers, sales teams, and compliance staff through digital communication platforms such as email, video conferencing, and specialized underwriting software. Clear and timely communication is essential, since you'll often be relied upon for quick risk assessments and policy clarifications. Many organizations foster teamwork by holding virtual meetings, using project management tools, and maintaining shared digital workspaces to ensure remote underwriters stay connected and aligned with overall business goals.

What does a remote credit risk underwriter do?

A Remote Credit Risk Underwriter evaluates loan applications and assesses the creditworthiness of individuals or businesses from a remote location, typically working from home. They analyze financial statements, credit reports, and other relevant data to determine the risk involved in lending money. Their goal is to ensure that loans are only approved for applicants who are likely to repay them, thus minimizing losses for the lender. Remote underwriters use digital tools and platforms to perform their assessments and communicate with colleagues and clients.

What is the difference between Remote Credit Risk Underwriter vs Remote Credit Analyst?

AspectRemote Credit Risk UnderwriterRemote Credit Analyst
Primary RoleAssess and approve credit risk for loan applicationsAnalyze credit data to evaluate borrower creditworthiness
Required CredentialsTypically requires underwriting certifications, finance or banking backgroundOften requires finance or accounting background, sometimes certifications
Work EnvironmentCollaborates with underwriters, lenders, and risk teamsWorks with loan officers, clients, and risk management teams
Industry UsageCommon in banking, lending, and financial servicesWidely used in banking, mortgage, and lending sectors

While both roles involve analyzing credit data, the Remote Credit Risk Underwriter primarily makes approval decisions based on risk assessment, whereas the Remote Credit Analyst focuses on evaluating creditworthiness to inform lending decisions. Both roles require financial knowledge and often similar certifications, but their core responsibilities differ in scope and decision-making authority.

What are the key skills and qualifications needed to thrive as a remote credit risk underwriter?

To thrive as a Remote Credit Risk Underwriter, you need strong analytical abilities, knowledge of credit policies, and experience in financial statement analysis, usually backed by a degree in finance, accounting, or a related field. Familiarity with credit risk assessment software, financial modeling tools, and relevant industry certifications such as CRC or CFA is typically required. Outstanding attention to detail, decision-making skills, and effective communication are vital soft skills for collaborating remotely and presenting risk findings. These competencies ensure accurate risk evaluations, minimize financial losses, and maintain strong client and team relationships in a virtual environment.
What are the most commonly searched types of Credit Risk Underwriter jobs in Ohio? The most popular types of Credit Risk Underwriter jobs in Ohio are:
What are popular job titles related to Remote Credit Risk Underwriter jobs in Ohio? For Remote Credit Risk Underwriter jobs in Ohio, the most frequently searched job titles are:
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Remote Credit Risk Underwriter jobs near you

CRE Portfolio Manager II or III

Northwest

Columbus, OH • On-site, Remote

$61K - $110K/yr

Full-time

Re-posted 9 days ago

Job description

IN0534 Fishers, NY0705 NY Region Business Office, OH0523 Independence Bus Office, OH0713 NW Bancshares HQ, PA0220 Erie - 8th & State, PA0258 Bellevue, PA0725 State College Business Office

Job Description

Overview

The Commercial Portfolio Manager is responsible for the ongoing monitoring process for the Bank's commercial loans to ensure timely and accurate risk ratings and compliance with credit policy, loan agreements, and applicable banking regulations. This individual contributor position interacts closely with and supports Commercial Banking Relationship Managers, as well as other internal personnel, on commercial credit portfolio monitoring working under limited supervision. Construction Loan experience is desirable.

Portfolio Manager II or III will be determined based on the candidates knowledge and experience.

Essential Functions

  • Monitor credit performance of individual commercial borrowers ensuring timely escalation or remediation, as appropriate.

  • Responsible for the timeliness and accurate reporting of the commercial portfolio monitoring activities and adherence to credit policies, procedures and thresholds related to financial statement collection, covenant testing, collateral valuation, annual reviews, and delinquencies. Evaluation of risk associated with non-compliance.

  • Engage with customers, regularly, to discuss operating performance and business results including covenant compliance. Gain a thorough understanding of the borrowers' business model and industry trends in order to effectively evaluate sources of repayment and accurately assign risk rating.

  • Collect and review all pertinent credit and financial information, including but not limited to financial statements, tax returns, due diligence reports, credit bureaus, appraisals, internal credit information, industry research and peer data. Determine the need for more thorough investigation or additional information.

  • Spread financial statements and prepare financial models designed to assess probability of default and loss given default. Document historic and proforma cash flows, covenant calculations, sensitivity analysis, guarantor statement review, and collateral valuation as appropriate.

  • Analyze financial information and related materials to ensure prudent ongoing credit monitoring for the Bank's commercial loan portfolio. Analyses to include an independent credit quality assessment with well-supported risk rating rationale, identification of credit risks and mitigants, industry concerns, market trends, financial trends, and other pertinent credit issues. Identify emerging risks or material changes in customers financial position, including evaluation of compliance with loan agreements.

  • Assist in completion of annual reviews, renewals, interim update memos, covenant calculations and criticized asset reviews. Monitor early warning indicators and other forms of credit surveillance.

  • Present analysis or address questions during credit discussions or presentations.

  • Liaison between Commercial Banking Relationship Managers, Credit Risk, the Underwriting Team and Special Assets to ensure necessary credit approvals are obtained and appropriately documented and loan operating system reflects accurate commercial loan data.

  • Document and track key risk indicators associated with monitoring and control procedures and any applicable thresholds.

  • Ensure compliance with Northwest's policies and procedures, and Federal/State regulations

  • Navigate Microsoft Office Software, computer applications, and software specific to the department in order to maximize technology tools and gain efficiency

  • Work as part of a team

  • Work with on-site equipment

Qualifications

  • Bachelor's Degree Accounting, Finance, Economics, or related discipline preferred

  • Relevant experience in Commercial Lending as a Portfolio Manager, Relationship Manager and/or Credit Officer/Underwriter working with moderate to complex loans and documentation preferred Or

  • Experience in Commercial Credit or public accounting preferred

  • Ability to perform financial analysis, assess risk, review documentation, coordinate loan closings and administer construction loans, Extensive

  • Strong analytical, organizational and critical thinking skills, Extensive

  • Team-oriented with ability to monitor and manage multiple responsibilities simultaneously, Extensive

  • Credit risk analysis including assessment of financial statements, collateral valuation, industry review, and risk rating assignments, Extensive

Travel Requirements

  • As Needed for training and occasional team meetings

This position is performed onsite Monday - Thursday with Fridays an optional remote day.

The pay range for this position is generally $61,500 - $110,000 annually. Actual pay is based on various factors including but not limited to the successful candidate's experience, skills, and knowledge. Additional bonus earning opportunities and benefits are also available.

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Northwest is an equal opportunity employer. We are committed to creating an inclusive environment for all employees.

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