Remote Credit Risk Modeling Jobs in Orem, UT (NOW HIRING)

LendingClub(soon to be Happen Bank)is built around a simple purpose: to clear the way to help people turn intention into action, and action intofinancial progress. That means offering focused products, a frictionless mobile-first experience, and clear terms with no gotchas. Respect and fairness is part of our DNA, and that ideal shapes how we work, how we treat each other, and how we invest in our employees and our community. Join us in using data, bold thinking, and a commitment to innovation to help clear the way for millions of Americans to achieve more.

• Execute end-to-end audits across business and technology areas, from scoping through reporting and validation
• Identify key risks and evaluate control design and effectiveness in a regulated financial environment
• Partner cross-functionally to understand processes, challenge assumptions, and drive better risk outcomes
• Translate audit findings into clear, actionable insights with practical mitigation strategies
• Use data analytics and AI-enabled approaches to improve testing coverage, efficiency, and insight quality
• Monitor and validate remediation efforts, ensuring issues are resolved sustainably
• Build deep understanding of products, systems, and emerging risks to strengthen audit impact
• Identify opportunities to improve audit workflows, tools, and methodologies

• 1-2 years of Internal Audit or related experience, and bachelor's degree in a related field; or equivalent experience
• Bachelor's degree in a related field; or equivalent work experience
• You take ownership of your work and follow through on outcomes in a fast-moving environment
• You apply strong judgment when assessing risks, testing controls, and making conclusions
• You communicate clearly and confidently, tailoring your message to different audiences
• You collaborate effectively and build trust across teams while maintaining independence
• You stay organized, prioritize well, and can handle multiple audits or assignments at once
• You are adaptable and comfortable navigating ambiguity and change
• You actively use AI tools embedded in the audit lifecycle to improve efficiency, consistency, and insight generation
• You leverage tools that support audit execution, documentation, and learning to accelerate drafting, strengthen quality, and focus on risk-based judgment
• You use sound judgment when applying new tools, balancing speed with accuracy, compliance, and data sensitivity

Nice to Have

• Experience in internal audit within a bank, broker-dealer, or financial services company
• Professional certifications such as CIA, CISA, CPA, CAMS, or CRCM
• Experience using data analytics or AI tools to support audit testing or insights
• Familiarity with regulatory expectations and control frameworks in financial services

Work Location
San Francisco or Lehi
The above locations are eligible offices for this role.The locations have been determined to foster in-person collaboration with this role's team or the related business lines. We utilize a hybrid work model, and our teams are in-office Tuesdays, Wednesdays, and Thursdays. In-person attendance is essential for this role's success, and remote placement will not be considered.LendingClub offers relocation, based on actual job level.
Time Zone Requirements
Primarily PT
While the position will primarily work local hours, LendingClub is headquartered in Pacific Time and our ideal candidate will be flexible working across time zones when necessary.
Travel Requirements
As needed travel to LendingClub offices and/or other locations, as needed.
Compensation
The target base salary range for this position is 66,000-103,000. The base salary of the role will be determined by job-related knowledge, experience, education, skills, and location. Base salary is just one part of LendingClub's Total Rewards package. You may also be eligible for long-term awards (equity) and an annual bonus (which is based on company performance, employee performance and eligible earnings).
We're creating new financial services solutions for our members based on fairness, simplicity, and heart, and we treat our employees the same way. We offer a competitive benefits package that includes medical, dental and vision plans for employees and their families, 401(k) match, health and wellness programs, flexible time off policies for salaried employees, up to 16 weeks paid parental leave and more.
#LI-Hybrid
#LI-AH1

LendingClub is an equal opportunity employer and dedicated to diversity, equity, and inclusion in the workplace. We do not discriminate on the basis of race, religion, color, national origin, sex (including pregnancy, childbirth, reproductive health decisions, or related medical conditions), gender, gender identity, gender expression, sexual orientation, age, marital status, veteran status, disability status, political views or activity, or other applicable legally protected characteristics. We believe that a variety of perspectives will make our teams and business stronger as we work together to transform the traditional banking system.

We are committed to providing reasonable accommodations for qualified individuals with disabilities in our job application process. If you need assistance or an accommodation due to a disability, please contact us at interviewaccommodations@lendingclub.com.