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Remote Credit Risk Modeling Jobs in Graham, NC (NOW HIRING)

Sageworks

IT Assurance Specialist

Raleigh, NC · On-site +1

At Abrigo, we providemarket-leading compliance, credit risk and lending software solutionsthat ... This remote-first role is primarily based in Raleigh, NC, with quarterly on-site team engagements ...

SAS

Technical Writer

Cary, NC · On-site +1

Technical Writer- Hybrid in Cary, North Carolina or Remote in NC We're a leader in data and AI ... Knowledge or experience with risk analytics related to banking, insurance, and model life cycle ...

Sageworks

Senior Legal Counsel

Raleigh, NC · On-site +1

$135K - $184K/yr

At Abrigo, we provide market-leading compliance, credit risk, and lending software solutions that ... This role is hybrid-remote based in our Raleigh, NC office. What You'll Do * Lead complex ...

Sageworks

Product Builder (UX)

Raleigh, NC · On-site +1

At Abrigo, we providemarket-leading compliance, credit risk and lending software solutionsthat ... NC, Austin, TX, or remote. WhatYou'llDo: * Design user-centered AI experiences across Abrigo ...

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All JobsCredit Risk Modeling JobsRemote Credit Risk Modeling JobsRemote Credit Risk Modeling Jobs in Graham, NC

Remote Credit Risk Modeling information

What are the key skills and qualifications needed to thrive as a Remote Credit Risk Modeler, and why are they important?

To thrive as a Remote Credit Risk Modeler, you need a strong background in statistics, data analysis, and financial risk assessment, typically supported by a degree in mathematics, finance, or a related field. Familiarity with statistical modeling tools such as SAS, R, Python, and experience with credit risk platforms or regulatory frameworks like Basel II/III are highly valued. Excellent problem-solving skills, attention to detail, and effective communication are crucial for interpreting complex data and collaborating with remote teams. These skills ensure accurate risk assessments, regulatory compliance, and sound decision-making in credit portfolios.

What is the difference between Remote Credit Risk Modeling vs Remote Credit Analyst?

AspectRemote Credit Risk ModelingRemote Credit Analyst
Required CredentialsDegree in Finance, Economics, or related field; certifications like CFA or FRM beneficialDegree in Finance, Economics, or related field; certifications like CFA or FRM beneficial
Work EnvironmentDeveloping models, analyzing data, using statistical softwareAssessing creditworthiness, reviewing financial documents, communicating with clients
Industry UsageFinancial institutions, credit bureaus, fintech companiesBanks, lending institutions, credit agencies

Remote Credit Risk Modeling focuses on creating statistical models to predict credit risk, requiring strong analytical skills and technical expertise. Remote Credit Analysts evaluate individual credit applications and assess risk based on financial data. While both roles operate remotely within the finance industry, they differ in daily tasks and skill emphasis, with modeling being more technical and analysis more client-focused.

How does a remote Credit Risk Modeling professional typically collaborate with cross-functional teams?

As a remote Credit Risk Modeling professional, collaboration with cross-functional teams—such as data analysts, IT specialists, and business stakeholders—is usually facilitated through virtual meetings, shared project management tools, and version-controlled code repositories. Clear communication and regular updates are essential, as you'll often need to translate complex modeling outcomes into actionable insights for non-technical colleagues. Building strong relationships remotely can be a challenge, but utilizing video calls and collaborative documentation helps ensure alignment on project goals and timelines.

What is remote credit risk modeling?

Remote credit risk modeling involves analyzing and predicting the likelihood that borrowers will default on their loans, all while working from a location outside of a traditional office setting. Professionals in this role use statistical techniques and data analysis tools to assess creditworthiness and help financial institutions minimize risk. They often collaborate with teams virtually, utilizing secure platforms to access data and build predictive models. This remote setup allows for flexibility and efficiency while still upholding high standards of data security and accuracy.
What cities near Graham, NC are hiring for Remote Credit Risk Modeling jobs? Cities near Graham, NC with the most Remote Credit Risk Modeling job openings:
Remote Credit Risk Modeling jobs near you

AVP Commercial Credit Officer II (Remote)

Bancorp Bank, The

Morrisville, NC • On-site, Remote

$65K - $113K/yr

Full-time

Posted 20 days ago

Job description

Position Summary
Work Arrangement:
***This is a remote position and can be located anywhere in the U.S.A.***
At The Bancorp, we've spent more than 25 years driving innovation in the financial services industry. As one of the first banks to embrace fintech, we combine technology, expertise and a forward-looking approach to deliver creative, real-world solutions. We work side by side with our partners to help them grow and innovate with confidence. Across Fintech Solutions, Institutional Banking, Commercial Lending and Real Estate Bridge Lending, we provide the people, processes, technology and banking capabilities that turn bold ideas into outcomes.
Join a team that brings urgency and rigor to every challenge and plays a direct role in driving growth for our clients and the communities we serve.
The Bancorp's Small Business Lending team helps businesses across the country access SBA and other financing solutions that support growth. As part of this team, you'll contribute to delivering tailored financial solutions, supporting the lending process from origination through funding and helping drive successful outcomes for business owners and the communities they serve.
This role performs complex credit analysis and financial reviews of new and existing loan requests.
Key Responsibilities
  • Analyzes financial statements on complex credit requests to make an initial assessment of the level and quality of credit risk and viability of repayment.
  • Works with salesperson to structure each loan request to best protect the bank and to meet borrower's desired outcome.
  • Conducts borrower interview with applicant and/or designated third parties such as borrower's CPA, controller, etc.
  • Contacts salesperson for additional information pertinent to the underwriting activities. Works with customers and SBL/leasing sales team to collect required credit information for underwriting loan and lease requests.
  • Verifies existing borrower's total and current exposure in the loan and leasing systems and databases, e.g., Loan Manager, and Spark, as well as hard file information and ensures that it is within departmental risk levels.
  • Generates credit memorandum to include a detailed financial analysis, customer's background, summary of current and prior year fiscal results, and cash flow analysis on more complex credits.
  • Determines and presents recommended action (approval or decline) to senior management. Recommendation to include all relevant financial analysis, supporting collateral and market information in accordance with the organization's credit standards and policies.
  • Maintains accurate and complete loan files. Validates that all required authorizations, compliance, and approvals are obtained prior to closing underwriting documentation and files. Creates and maintains approvals and files.
  • Develops close working partnerships with the sales team, leasing and SBL operations, and other internal company staff to ensure open communication channels are available to handle issues associated with the credit analysis and review of clients. Quickly responds to calls and requests for information from the team.
  • Recommends process, procedural, and/or operational changes to improve the efficiency of the credit review process.
  • Serves as the primary backup for the manager approving daily rental funding requests. In addition, monitors, tracks, and updates title information related to daily rental customers and leasing customers.
  • Trains and mentors less experienced credit officers and analysts.
  • Utilizes and develops knowledge of government guaranty loan programs (SBA, 7a, 504, SLA, Express, USDA B&I), including changes to the programs implemented by the governing agency.
  • Utilizes and develops knowledge of fleet leasing parameters such as lease types, guidance line requirements and asset valuation methods.
  • Performs other duties as assigned.

Qualification Requirements
  • Undergraduate degree in a related field or an equivalent combination of training and experience.
  • 5 years of commercial credit analysis or fleet/equipment leasing experience.
  • Strong working knowledge and understanding of traditional financial analysis.
  • Strong organizational, time management and prioritization skills to meet loan committee deadlines.
  • Excellent verbal, written, and interpersonal communication skills with strong presentation skills.
  • Team player, able to work effectively in a team fostered, multi-tasking environment.
  • Proficient in Microsoft Office suite, e.g. Excel, PowerPoint, Word, Outlook.

Additional Information
This job will be open and accepting applications for a minimum of five days from the date it was posted.
Salary Range: $65,957 - $113,340
This information reflects the base salary pay range for this job based on current national market data. Ranges may vary based on the job's location. We offer competitive pay that varies based on individual experience, qualifications and other relevant factors. We encourage you to apply to positions that you are interested in and for which you believe you are qualified. To learn more, you are welcome to discuss with us as you move through the selection process.
Working at The Bancorp Bank, N.A. and Benefits Information: https://thebancorp.com/company/join-our-team/
Company Culture & Background Screening
Company Culture at The Bancorp Bank: https://www.thebancorp.com/company/company-culture/
The Bancorp Bank, N.A. is an EQUAL OPPORTUNITY EMPLOYER and will not discriminate on the basis of race, color, religion, gender, gender identity, sexual orientation, pregnancy, citizenship, national origin, age, disability, genetic information, veteran status or other protected category with respect to recruitment, hiring, training, promotion, and other terms and conditions of employment.
Employment with The Bancorp Bank, N.A. includes successfully passing a background check including credit, criminal, education, employment, OFAC, and social media background history.
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